Buy Cheap Grafton, IA Auto Insurance (2021)

Grafton, IA auto insurance rates average $240 a month. Minimum auto insurance requirements in Grafton, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Grafton, IA, compare Grafton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Grafton, IA for teens drivers are $5,442/year
  • Average auto insurance rates in Grafton, IA after a DUI are $3,485/year
  • The most expensive auto insurance company in Grafton after a DUI is Travelers

Finding affordable Grafton, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Grafton, IA auto insurance with confidence is right here. Auto insurance rates in Grafton are affected by local factors as well as personal ones like your driving record.

See how Grafton, IA car insurance rates compare to Waterloo auto insurance rates, West Des Moines auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Grafton.

Don’t buy Grafton, IA auto insurance until you’ve compared rates. Get free Grafton, Iowa auto insurance quotes when you enter your ZIP code above.

Grafton, IA Minimum Auto Insurance Requirements

The required auto insurance in Grafton, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Grafton, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Grafton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Grafton, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Grafton, IA. Take a look at Grafton, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Grafton, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,834 $2,819 $2,370
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,348 $1,892 $1,711
State Farm $2,993 $1,852 $1,461
Travelers $5,919 $5,038 $4,795
USAA $2,504 $1,720 $1,490

Buy Cheap Grafton, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Grafton, Iowa auto insurance rates? Find out how car insurance rates in Grafton, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Grafton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,405 $1,354 $1,157 $1,203 $3,405 $3,842 $1,687 $1,820
State Farm $1,372 $1,372 $1,204 $1,204 $3,689 $4,684 $1,541 $1,751
Travelers $2,432 $2,487 $2,336 $2,348 $10,374 $16,484 $2,520 $3,024
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

Buy Cheap Grafton, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Grafton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Grafton, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Grafton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,181 $7,262
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,405 $3,842
State Farm $3,689 $4,684
Travelers $10,374 $16,484
USAA $3,450 $3,663

Buy Cheap Grafton, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Grafton, Iowa by comparing Grafton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Grafton, IA here.

Annual Auto Insurance Rates for Senior Drivers in Grafton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,157 $1,203
State Farm $1,204 $1,204
Travelers $2,336 $2,348
USAA $1,166 $1,188

Find Cheap Auto Insurance Rates in Grafton, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Grafton, Iowa auto insurance. Compare Grafton, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Grafton, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,024 $3,174 $2,824
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $1,869 $1,990 $2,094
State Farm $1,997 $2,114 $2,195
Travelers $4,974 $5,328 $5,451
USAA $1,809 $1,911 $1,995

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Find Cheap Grafton, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Grafton. Compare auto insurance rates in Grafton, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Grafton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,973 $3,043
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $1,984 $1,984
State Farm $2,051 $2,153
Travelers $5,251 $5,251
USAA $1,835 $1,974

Find Cheap Grafton, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Grafton, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Grafton, IA, take a look at the average cost for various violations versus rates for a clean driving record in Grafton.

Annual Grafton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,171 $3,180 $4,126 $2,553
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,598 $2,606 $1,733 $1,998
State Farm $1,948 $2,257 $2,102 $2,102
Travelers $3,848 $5,097 $6,806 $5,252
USAA $1,454 $1,954 $2,541 $1,670

Find Cheap Grafton, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Grafton, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Grafton for less when you shop around and compare rates from multiple Grafton, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Grafton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,223
American Family $4,126
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,733
State Farm $2,102
Travelers $6,806
USAA $2,541

Winners by Category: Where to Buy Cheap Auto Insurance in Grafton, IA

Compare rates from the cheapest auto insurance companies in Grafton, IA for your needs. Take a look at how Grafton, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Grafton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Grafton, Iowa Auto Insurance Companies

If you’re looking for the cheapest Grafton, IA auto insurance companies overall, you can compare them here. Find the best price for Grafton, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Grafton, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,008
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,702
Progressive $1,984
State Farm $2,102
Travelers $5,251
USAA $1,905

What affects Grafton, Iowa auto insurance rates?

Local factors affect auto insurance rates in Grafton, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Grafton auto insurance rates.

Commute Times in Grafton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Grafton, IA is 29.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Grafton, IA

You can buy cheap Grafton, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Grafton, Iowa auto insurance quotes from top companies.

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