Buy Cheap Goshen, IN Auto Insurance (2021)

Goshen, IN auto insurance rates average $265 a month. Minimum auto insurance requirements in Goshen, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Goshen, IN, compare Goshen auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Goshen is Liberty Mutual
  • Average auto insurance rates in Goshen, IN are $265/month
  • Average auto insurance rates in Goshen, IN after a DUI are $3,775/year

Finding affordable Goshen, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Goshen, IN auto insurance with confidence is right here. Auto insurance rates in Goshen are affected by local factors as well as personal ones like your driving record.

See how Goshen, IN car insurance rates compare to Fort Wayne auto insurance rates, Evansville auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Goshen.

Don’t buy Goshen, IN auto insurance until you’ve compared rates. Get free Goshen, Indiana auto insurance quotes when you enter your ZIP code above.

Goshen, IN Minimum Auto Insurance Requirements

The required auto insurance in Goshen, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Goshen, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Goshen, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Goshen, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Goshen, IN. Take a look at Goshen, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Goshen, Indiana

Insurance Company Poor Fair Good
Allstate $4,839 $3,602 $3,272
American Family $5,137 $3,330 $2,786
Farmers $4,134 $3,371 $3,124
GEICO $2,345 $1,952 $1,558
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,725 $2,305 $2,158
Progressive $3,864 $3,429 $3,236
State Farm $3,361 $2,005 $1,554
Travelers $3,628 $3,077 $3,075
USAA $2,158 $1,433 $1,231

Buy Cheap Goshen, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Goshen, Indiana auto insurance rates? Find out how car insurance rates in Goshen, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Goshen, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,475 $2,122 $2,320 $7,425 $9,350 $2,455 $2,671
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,596 $1,574 $1,362 $1,534 $8,660 $9,226 $2,110 $2,281
GEICO $1,332 $1,325 $1,247 $1,287 $3,910 $3,640 $1,524 $1,346
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,487 $1,521 $1,307 $1,395 $4,271 $5,546 $1,739 $1,901
Progressive $1,485 $1,401 $1,350 $1,356 $8,818 $9,914 $1,859 $1,894
State Farm $1,397 $1,397 $1,252 $1,252 $4,336 $5,545 $1,550 $1,726
Travelers $1,171 $1,191 $1,101 $1,100 $7,309 $11,536 $1,242 $1,431
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

Buy Cheap Goshen, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Goshen can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Goshen, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Goshen, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,425 $9,350
American Family $6,505 $9,403
Farmers $8,660 $9,226
GEICO $3,910 $3,640
Liberty Mutual $8,242 $12,437
Nationwide $4,271 $5,546
Progressive $8,818 $9,914
State Farm $4,336 $5,545
Travelers $7,309 $11,536
USAA $2,864 $3,192

Buy Cheap Goshen, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Goshen, Indiana by comparing Goshen senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Goshen, IN here.

Annual Auto Insurance Rates for Senior Drivers in Goshen, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,320
American Family $2,106 $2,106
Farmers $1,362 $1,534
GEICO $1,247 $1,287
Liberty Mutual $3,469 $3,469
Nationwide $1,307 $1,395
Progressive $1,350 $1,356
State Farm $1,252 $1,252
Travelers $1,101 $1,100
USAA $955 $960

Find Cheap Auto Insurance Rates in Goshen, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Goshen, Indiana auto insurance. Compare Goshen, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Goshen, Indiana

Insurance Company Low Medium High
Allstate $3,725 $3,889 $4,099
American Family $3,709 $3,875 $3,670
Farmers $3,416 $3,535 $3,678
GEICO $1,840 $1,945 $2,069
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,433 $2,377 $2,378
Progressive $3,315 $3,455 $3,759
State Farm $2,192 $2,306 $2,422
Travelers $3,202 $3,290 $3,289
USAA $1,543 $1,603 $1,677

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Find Cheap Goshen, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Goshen. Compare auto insurance rates in Goshen, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Goshen, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,904 $3,904
American Family $3,706 $3,797
Farmers $3,543 $3,543
GEICO $1,919 $1,984
Liberty Mutual $5,367 $5,659
Nationwide $2,396 $2,396
Progressive $3,510 $3,510
State Farm $2,242 $2,372
Travelers $3,260 $3,260
USAA $1,586 $1,629

Find Cheap Goshen, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Goshen, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Goshen, IN to see how much where you live in Goshen affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Goshen, Indiana

ZIP Code Average Annual Rates
46526 $3,069
46528 $3,123

Find Cheap Goshen, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Goshen, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Goshen, IN, take a look at the average cost for various violations versus rates for a clean driving record in Goshen.

Annual Goshen, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,114 $4,573 $4,222 $3,708
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,166 $3,697 $3,811 $3,497
GEICO $1,282 $2,017 $2,733 $1,774
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,063 $2,654 $2,545 $2,321
Progressive $2,632 $4,615 $3,138 $3,654
State Farm $2,251 $2,475 $2,251 $2,251
Travelers $2,771 $3,422 $3,876 $2,971
USAA $1,213 $1,731 $1,983 $1,504

Find Cheap Goshen, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Goshen, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Goshen for less when you shop around and compare rates from multiple Goshen, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Goshen, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,222
American Family $5,221
Farmers $3,811
GEICO $2,733
Liberty Mutual $7,973
Nationwide $2,545
Progressive $3,138
State Farm $2,251
Travelers $3,876
USAA $1,983

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Winners by Category: Where to Buy Cheap Auto Insurance in Goshen, IN

Compare rates from the cheapest auto insurance companies in Goshen, IN for your needs. Take a look at how Goshen, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Goshen, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Goshen, Indiana Auto Insurance Companies

If you’re looking for the cheapest Goshen, IN auto insurance companies overall, you can compare them here. Find the best price for Goshen, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Goshen, Indiana

Insurance Company Average Annual Rates
Allstate $3,904
American Family $3,751
Farmers $3,543
GEICO $1,952
Liberty Mutual $5,513
Nationwide $2,396
Progressive $3,510
State Farm $2,307
Travelers $3,260
USAA $1,607

What affects Goshen, Indiana auto insurance rates?

Local factors affect auto insurance rates in Goshen, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Goshen auto insurance rates.

Auto Theft in Goshen

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Goshen, IN auto theft show a total of 101 vehicle thefts annually.

Commute Times in Goshen

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Goshen, IN is 24.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Goshen, IN

You can buy cheap Goshen, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Goshen, Indiana auto insurance quotes from top companies.

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