Buy Cheap Gonzales, TX Auto Insurance (2021)

Gonzales, TX auto insurance rates average $324 a month. Minimum auto insurance requirements in Gonzales, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Gonzales, TX, compare Gonzales auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gonzales, TX for teens drivers are $6,972/year
  • Average auto insurance rates in Gonzales, TX are $324/month
  • Average auto insurance rates in Gonzales, TX after a DUI are $4,433/year

Finding affordable Gonzales, Texas auto insurance can be challenging, but everything you need to know to buy cheap Gonzales, TX auto insurance with confidence is right here. Auto insurance rates in Gonzales are affected by local factors as well as personal ones like your driving record.

See how Gonzales, TX car insurance rates compare to El Paso auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Gonzales.

Don’t buy Gonzales, TX auto insurance until you’ve compared rates. Get free Gonzales, Texas auto insurance quotes when you enter your ZIP code above.

Gonzales, TX Minimum Auto Insurance Requirements

The required auto insurance in Gonzales, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Gonzales, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Gonzales, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gonzales, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gonzales, TX. Take a look at Gonzales, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gonzales, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $6,150 $3,893 $3,399
GEICO $4,791 $2,717 $1,816
Nationwide $5,445 $4,354 $3,775
Progressive $5,510 $4,773 $4,427
State Farm $3,966 $2,465 $1,963
USAA $3,430 $1,976 $1,589

Buy Cheap Gonzales, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gonzales, Texas auto insurance rates? Find out how car insurance rates in Gonzales, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gonzales, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,688 $2,994 $2,514 $2,882 $7,148 $9,352 $3,866 $4,405
GEICO $2,320 $2,501 $2,240 $2,531 $5,019 $5,241 $2,506 $2,507
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,591 $2,454 $2,309 $2,352 $11,037 $12,306 $3,069 $3,106
State Farm $1,980 $1,980 $1,756 $1,756 $4,646 $5,904 $2,146 $2,216
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

Buy Cheap Gonzales, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gonzales can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gonzales, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gonzales, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $7,148 $9,352
GEICO $5,019 $5,241
Nationwide $8,062 $10,372
Progressive $11,037 $12,306
State Farm $4,646 $5,904
USAA $4,161 $4,540

Buy Cheap Gonzales, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Gonzales, Texas by comparing Gonzales senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gonzales, TX here.

Annual Auto Insurance Rates for Senior Drivers in Gonzales, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,514 $2,882
GEICO $2,240 $2,531
Nationwide $2,491 $2,642
Progressive $2,309 $2,352
State Farm $1,756 $1,756
USAA $1,422 $1,414

Find Cheap Auto Insurance Rates in Gonzales, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gonzales, Texas auto insurance. Compare Gonzales, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gonzales, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $4,165 $4,310 $4,967
GEICO $2,946 $3,066 $3,312
Nationwide $4,884 $4,329 $4,361
Progressive $4,659 $4,879 $5,171
State Farm $2,661 $2,789 $2,943
USAA $2,257 $2,323 $2,415

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Find Cheap Gonzales, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gonzales. Compare auto insurance rates in Gonzales, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gonzales, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,481 $4,481
GEICO $3,049 $3,167
Nationwide $4,525 $4,525
Progressive $4,903 $4,903
State Farm $2,798 $2,798
USAA $2,302 $2,361

Find Cheap Gonzales, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Gonzales, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gonzales, TX, take a look at the average cost for various violations versus rates for a clean driving record in Gonzales.

Annual Gonzales, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $4,082 $5,201 $4,559 $4,082
GEICO $2,641 $3,479 $2,914 $3,398
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $4,271 $5,544 $4,989 $4,809
State Farm $2,497 $2,850 $3,349 $2,497
USAA $1,742 $2,563 $3,023 $1,998

Find Cheap Gonzales, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gonzales, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Gonzales for less when you shop around and compare rates from multiple Gonzales, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gonzales, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,367
American Family $4,559
GEICO $2,914
Nationwide $5,831
Progressive $4,989
State Farm $3,349
USAA $3,023

Winners by Category: Where to Buy Cheap Auto Insurance in Gonzales, TX

Compare rates from the cheapest auto insurance companies in Gonzales, TX for your needs. Take a look at how Gonzales, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gonzales, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Gonzales, Texas Auto Insurance Companies

If you’re looking for the cheapest Gonzales, TX auto insurance companies overall, you can compare them here. Find the best price for Gonzales, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Gonzales, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,481
GEICO $3,108
Nationwide $4,525
Progressive $4,903
State Farm $2,798
USAA $2,332

What affects Gonzales, Texas auto insurance rates?

Local factors affect auto insurance rates in Gonzales, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Gonzales auto insurance rates.

Auto Theft in Gonzales

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gonzales, TX auto theft show a total of 5 vehicle thefts annually.

Commute Times in Gonzales

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gonzales, TX is 17.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Gonzales, TX

You can buy cheap Gonzales, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gonzales, Texas auto insurance quotes from top companies.

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