Buy Cheap Gonzales, CA Auto Insurance (2021)

Gonzales, CA auto insurance rates average $264 a month. Minimum auto insurance requirements in Gonzales, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Gonzales, CA, compare Gonzales auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gonzales, CA are $264/month
  • Average auto insurance rates in Gonzales, CA for teens drivers are $5,306/year
  • The most expensive auto insurance company in Gonzales after a DUI is Nationwide

Finding affordable Gonzales, California auto insurance can be challenging, but everything you need to know to buy cheap Gonzales, CA auto insurance with confidence is right here. Auto insurance rates in Gonzales are affected by local factors as well as personal ones like your driving record.

See how Gonzales, CA car insurance rates compare to Bakersfield auto insurance rates, Long Beach auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Gonzales.

Don’t buy Gonzales, CA auto insurance until you’ve compared rates. Get free Gonzales, California auto insurance quotes when you enter your ZIP code above.

Gonzales, CA Minimum Auto Insurance Requirements

The required auto insurance in Gonzales, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Gonzales, California is outlined here.

Minimum Required Auto Insurance Coverage in Gonzales, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Gonzales, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gonzales, California auto insurance rates? Find out how car insurance rates in Gonzales, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gonzales, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,263 $2,278 $1,654 $1,685 $6,174 $7,794 $2,943 $3,284
Farmers $2,284 $2,284 $2,054 $2,054 $7,272 $11,947 $2,705 $3,010
GEICO $1,619 $1,621 $1,524 $1,524 $4,923 $5,021 $2,326 $2,385
Liberty Mutual $2,062 $1,953 $1,916 $1,857 $4,486 $4,773 $2,324 $2,343
Nationwide $2,914 $2,787 $2,531 $2,391 $7,339 $8,095 $3,476 $3,450
Progressive $1,587 $1,633 $1,343 $1,595 $4,158 $5,023 $2,283 $2,454
State Farm $2,831 $2,831 $2,528 $2,528 $5,158 $6,391 $3,131 $3,229
Travelers $2,157 $2,094 $1,908 $1,888 $4,357 $5,003 $2,788 $2,736
USAA $1,729 $1,643 $1,687 $1,699 $3,885 $3,916 $2,398 $2,271

Buy Cheap Gonzales, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gonzales can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gonzales, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gonzales, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,174 $7,794
Farmers $7,272 $11,947
GEICO $4,923 $5,021
Liberty Mutual $4,486 $4,773
Nationwide $7,339 $8,095
Progressive $4,158 $5,023
State Farm $5,158 $6,391
Travelers $4,357 $5,003
USAA $3,885 $3,916

Buy Cheap Gonzales, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Gonzales, California by comparing Gonzales senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gonzales, CA here.

Annual Auto Insurance Rates for Senior Drivers in Gonzales, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,654 $1,685
Farmers $2,054 $2,054
GEICO $1,524 $1,524
Liberty Mutual $1,916 $1,857
Nationwide $2,531 $2,391
Progressive $1,343 $1,595
State Farm $2,528 $2,528
Travelers $1,908 $1,888
USAA $1,687 $1,699

Find Cheap Auto Insurance Rates in Gonzales, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gonzales, California auto insurance. Compare Gonzales, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gonzales, California

Insurance Company Low Medium High
Allstate $3,371 $3,532 $3,624
Farmers $3,926 $4,232 $4,448
GEICO $2,400 $2,644 $2,809
Liberty Mutual $2,534 $2,738 $2,871
Nationwide $3,750 $4,186 $4,432
Progressive $2,268 $2,578 $2,683
State Farm $3,273 $3,627 $3,837
Travelers $2,531 $2,938 $3,131
USAA $2,208 $2,444 $2,559

Find Cheap Gonzales, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gonzales. Compare auto insurance rates in Gonzales, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gonzales, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,174 $3,844
Farmers $3,813 $4,590
GEICO $2,379 $2,857
Liberty Mutual $2,493 $2,935
Nationwide $3,642 $4,604
Progressive $2,280 $2,739
State Farm $3,449 $3,708
Travelers $2,583 $3,150
USAA $2,216 $2,591

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Find Cheap Gonzales, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Gonzales, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gonzales, CA, take a look at the average cost for various violations versus rates for a clean driving record in Gonzales.

Annual Gonzales, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,115 $3,580 $5,566 $2,776
Farmers $3,105 $4,229 $5,272 $4,201
GEICO $1,832 $2,821 $3,545 $2,273
Liberty Mutual $2,355 $3,157 $2,848 $2,496
Nationwide $2,880 $3,686 $6,238 $3,686
Progressive $1,647 $2,785 $3,238 $2,368
State Farm $2,549 $3,043 $5,761 $2,961
Travelers $1,938 $3,101 $3,615 $2,812
USAA $1,600 $2,371 $3,892 $1,751

Find Cheap Gonzales, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gonzales, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Gonzales for less when you shop around and compare rates from multiple Gonzales, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gonzales, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,566
Farmers $5,272
GEICO $3,545
Liberty Mutual $2,848
Nationwide $6,238
Progressive $3,238
State Farm $5,761
Travelers $3,615
USAA $3,892

Winners by Category: Where to Buy Cheap Auto Insurance in Gonzales, CA

Compare rates from the cheapest auto insurance companies in Gonzales, CA for your needs. Take a look at how Gonzales, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gonzales, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Gonzales, California Auto Insurance Companies

If you’re looking for the cheapest Gonzales, CA auto insurance companies overall, you can compare them here. Find the best price for Gonzales, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Gonzales, California

Insurance Company Average Annual Rates
Allstate $3,509
Farmers $4,202
GEICO $2,618
Liberty Mutual $2,714
Nationwide $4,123
Progressive $2,510
State Farm $3,579
Travelers $2,866
USAA $2,404

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What affects Gonzales, California auto insurance rates?

Local factors affect auto insurance rates in Gonzales, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Gonzales auto insurance rates.

Auto Theft in Gonzales

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gonzales, CA auto theft show a total of 33 vehicle thefts annually.

Commute Times in Gonzales

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gonzales, CA is 24.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Gonzales, CA

You can buy cheap Gonzales, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gonzales, California auto insurance quotes from top companies.

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