Buy Cheap Goleta, CA Auto Insurance (2021)

Goleta, CA auto insurance rates average $253 a month. Minimum auto insurance requirements in Goleta, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Goleta, CA, compare Goleta auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Goleta is Allstate
  • The most expensive auto insurance company in Goleta after a DUI is Allstate
  • Average auto insurance rates in Goleta, CA are $253/month

Finding affordable Goleta, California auto insurance can be challenging, but everything you need to know to buy cheap Goleta, CA auto insurance with confidence is right here. Auto insurance rates in Goleta are affected by local factors as well as personal ones like your driving record.

See how Goleta, CA car insurance rates compare to San Jose auto insurance rates, Long Beach auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Goleta.

Don’t buy Goleta, CA auto insurance until you’ve compared rates. Get free Goleta, California auto insurance quotes when you enter your ZIP code above.

Goleta, CA Minimum Auto Insurance Requirements

The required auto insurance in Goleta, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Goleta, California is outlined here.

Minimum Required Auto Insurance Coverage in Goleta, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Goleta, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Goleta, California auto insurance rates? Find out how car insurance rates in Goleta, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Goleta, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,594 $2,589 $1,902 $1,911 $7,241 $9,088 $3,292 $3,588
Farmers $1,962 $1,962 $1,787 $1,787 $6,241 $10,136 $2,326 $2,593
GEICO $1,526 $1,527 $1,435 $1,435 $4,642 $4,714 $2,191 $2,236
Liberty Mutual $1,912 $1,803 $1,787 $1,729 $4,125 $4,419 $2,143 $2,172
Nationwide $2,593 $2,474 $2,283 $2,151 $6,601 $7,279 $3,093 $3,048
Progressive $1,526 $1,570 $1,299 $1,539 $4,064 $4,889 $2,188 $2,350
State Farm $2,565 $2,565 $2,293 $2,293 $4,737 $5,877 $2,840 $2,928
Travelers $2,145 $2,076 $1,906 $1,887 $4,414 $5,027 $2,779 $2,715
USAA $1,745 $1,653 $1,703 $1,709 $3,965 $3,994 $2,416 $2,282

Buy Cheap Goleta, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Goleta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Goleta, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Goleta, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,241 $9,088
Farmers $6,241 $10,136
GEICO $4,642 $4,714
Liberty Mutual $4,125 $4,419
Nationwide $6,601 $7,279
Progressive $4,064 $4,889
State Farm $4,737 $5,877
Travelers $4,414 $5,027
USAA $3,965 $3,994

Buy Cheap Goleta, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Goleta, California by comparing Goleta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Goleta, CA here.

Annual Auto Insurance Rates for Senior Drivers in Goleta, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,911
Farmers $1,787 $1,787
GEICO $1,435 $1,435
Liberty Mutual $1,787 $1,729
Nationwide $2,283 $2,151
Progressive $1,299 $1,539
State Farm $2,293 $2,293
Travelers $1,906 $1,887
USAA $1,703 $1,709

Find Cheap Auto Insurance Rates in Goleta, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Goleta, California auto insurance. Compare Goleta, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Goleta, California

Insurance Company Low Medium High
Allstate $3,796 $4,063 $4,218
Farmers $3,321 $3,630 $3,846
GEICO $2,219 $2,494 $2,677
Liberty Mutual $2,328 $2,534 $2,671
Nationwide $3,299 $3,758 $4,013
Progressive $2,178 $2,505 $2,602
State Farm $2,933 $3,319 $3,534
Travelers $2,495 $2,948 $3,163
USAA $2,215 $2,479 $2,606

Find Cheap Goleta, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Goleta. Compare auto insurance rates in Goleta, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Goleta, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,630 $4,421
Farmers $3,265 $3,933
GEICO $2,238 $2,689
Liberty Mutual $2,306 $2,716
Nationwide $3,262 $4,119
Progressive $2,202 $2,654
State Farm $3,143 $3,381
Travelers $2,587 $3,151
USAA $2,244 $2,623

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Find Cheap Goleta, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Goleta, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Goleta, CA, take a look at the average cost for various violations versus rates for a clean driving record in Goleta.

Annual Goleta, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,437 $4,073 $6,404 $3,188
Farmers $2,666 $3,627 $4,506 $3,597
GEICO $1,722 $2,661 $3,335 $2,136
Liberty Mutual $2,180 $2,919 $2,637 $2,310
Nationwide $2,581 $3,306 $5,569 $3,306
Progressive $1,595 $2,703 $3,120 $2,295
State Farm $2,329 $2,777 $5,241 $2,702
Travelers $1,927 $3,118 $3,610 $2,819
USAA $1,619 $2,409 $3,933 $1,773

Find Cheap Goleta, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Goleta, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Goleta for less when you shop around and compare rates from multiple Goleta, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Goleta, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,404
Farmers $4,506
GEICO $3,335
Liberty Mutual $2,637
Nationwide $5,569
Progressive $3,120
State Farm $5,241
Travelers $3,610
USAA $3,933

Winners by Category: Where to Buy Cheap Auto Insurance in Goleta, CA

Compare rates from the cheapest auto insurance companies in Goleta, CA for your needs. Take a look at how Goleta, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Goleta, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Goleta, California Auto Insurance Companies

If you’re looking for the cheapest Goleta, CA auto insurance companies overall, you can compare them here. Find the best price for Goleta, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Goleta, California

Insurance Company Average Annual Rates
Allstate $4,026
Farmers $3,599
GEICO $2,463
Liberty Mutual $2,511
Nationwide $3,690
Progressive $2,428
State Farm $3,262
Travelers $2,869
USAA $2,434

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What affects Goleta, California auto insurance rates?

Local factors affect auto insurance rates in Goleta, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Goleta auto insurance rates.

Auto Theft in Goleta

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Goleta, CA auto theft show a total of 44 vehicle thefts annually.

Commute Times in Goleta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Goleta, CA is 17.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Goleta, CA

You can buy cheap Goleta, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Goleta, California auto insurance quotes from top companies.

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