Buy Cheap Gold River, CA Auto Insurance (2021)

Gold River, CA auto insurance rates average $325 a month. Minimum auto insurance requirements in Gold River, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Gold River, CA, compare Gold River auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Gold River is Farmers
  • The most expensive auto insurance company in Gold River after a DUI is Allstate
  • Average auto insurance rates in Gold River, CA are $325/month

Finding affordable Gold River, California auto insurance can be challenging, but everything you need to know to buy cheap Gold River, CA auto insurance with confidence is right here. Auto insurance rates in Gold River are affected by local factors as well as personal ones like your driving record.

See how Gold River, CA car insurance rates compare to San Diego auto insurance rates, Oakland auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Gold River.

Don’t buy Gold River, CA auto insurance until you’ve compared rates. Get free Gold River, California auto insurance quotes when you enter your ZIP code above.

Gold River, CA Minimum Auto Insurance Requirements

The required auto insurance in Gold River, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Gold River, California is outlined here.

Minimum Required Auto Insurance Coverage in Gold River, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Gold River, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gold River, California auto insurance rates? Find out how car insurance rates in Gold River, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gold River, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,196 $3,197 $2,324 $2,338 $8,808 $11,070 $4,055 $4,434
Farmers $3,056 $3,056 $2,768 $2,768 $9,739 $15,870 $3,621 $4,034
GEICO $1,716 $1,717 $1,614 $1,614 $5,226 $5,315 $2,465 $2,519
Liberty Mutual $2,575 $2,439 $2,383 $2,311 $5,605 $5,961 $2,907 $2,930
Nationwide $3,406 $3,250 $2,994 $2,820 $8,677 $9,594 $4,069 $4,009
Progressive $1,601 $1,647 $1,356 $1,610 $4,244 $5,116 $2,296 $2,468
State Farm $3,681 $3,681 $3,291 $3,291 $6,803 $8,449 $4,075 $4,201
Travelers $2,658 $2,572 $2,343 $2,318 $5,532 $6,300 $3,457 $3,386
USAA $1,968 $1,865 $1,916 $1,925 $4,516 $4,538 $2,722 $2,574

Buy Cheap Gold River, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gold River can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gold River, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gold River, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,808 $11,070
Farmers $9,739 $15,870
GEICO $5,226 $5,315
Liberty Mutual $5,605 $5,961
Nationwide $8,677 $9,594
Progressive $4,244 $5,116
State Farm $6,803 $8,449
Travelers $5,532 $6,300
USAA $4,516 $4,538

Buy Cheap Gold River, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Gold River, California by comparing Gold River senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gold River, CA here.

Annual Auto Insurance Rates for Senior Drivers in Gold River, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,338
Farmers $2,768 $2,768
GEICO $1,614 $1,614
Liberty Mutual $2,383 $2,311
Nationwide $2,994 $2,820
Progressive $1,356 $1,610
State Farm $3,291 $3,291
Travelers $2,343 $2,318
USAA $1,916 $1,925

Find Cheap Auto Insurance Rates in Gold River, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gold River, California auto insurance. Compare Gold River, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gold River, California

Insurance Company Low Medium High
Allstate $4,617 $4,977 $5,190
Farmers $5,196 $5,662 $5,985
GEICO $2,524 $2,805 $2,991
Liberty Mutual $3,166 $3,418 $3,583
Nationwide $4,317 $4,944 $5,296
Progressive $2,292 $2,618 $2,716
State Farm $4,195 $4,770 $5,088
Travelers $3,096 $3,670 $3,946
USAA $2,492 $2,807 $2,960

Find Cheap Gold River, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gold River. Compare auto insurance rates in Gold River, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gold River, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,430 $5,426
Farmers $5,092 $6,136
GEICO $2,519 $3,027
Liberty Mutual $3,111 $3,667
Nationwide $4,287 $5,418
Progressive $2,306 $2,778
State Farm $4,513 $4,855
Travelers $3,210 $3,931
USAA $2,536 $2,970

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Find Cheap Gold River, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Gold River, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gold River, CA, take a look at the average cost for various violations versus rates for a clean driving record in Gold River.

Annual Gold River, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,971 $4,975 $7,869 $3,897
Farmers $4,157 $5,655 $7,033 $5,612
GEICO $1,939 $2,994 $3,754 $2,405
Liberty Mutual $2,941 $3,942 $3,556 $3,116
Nationwide $3,383 $4,342 $7,343 $4,342
Progressive $1,669 $2,828 $3,269 $2,403
State Farm $3,344 $3,987 $7,525 $3,880
Travelers $2,372 $3,888 $4,515 $3,508
USAA $1,828 $2,723 $4,459 $2,003

Find Cheap Gold River, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gold River, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Gold River for less when you shop around and compare rates from multiple Gold River, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gold River, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,869
Farmers $7,033
GEICO $3,754
Liberty Mutual $3,556
Nationwide $7,343
Progressive $3,269
State Farm $7,525
Travelers $4,515
USAA $4,459

Winners by Category: Where to Buy Cheap Auto Insurance in Gold River, CA

Compare rates from the cheapest auto insurance companies in Gold River, CA for your needs. Take a look at how Gold River, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gold River, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Gold River, California Auto Insurance Companies

If you’re looking for the cheapest Gold River, CA auto insurance companies overall, you can compare them here. Find the best price for Gold River, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Gold River, California

Insurance Company Average Annual Rates
Allstate $4,928
Farmers $5,614
GEICO $2,773
Liberty Mutual $3,389
Nationwide $4,852
Progressive $2,542
State Farm $4,684
Travelers $3,571
USAA $2,753

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What affects Gold River, California auto insurance rates?

Local factors affect auto insurance rates in Gold River, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Gold River auto insurance rates.

Commute Times in Gold River

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gold River, CA is 28.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Gold River, CA

You can buy cheap Gold River, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gold River, California auto insurance quotes from top companies.

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