Buy Cheap Gilmore City, IA Auto Insurance (2021)

Gilmore City, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Gilmore City, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Gilmore City, IA, compare Gilmore City auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Gilmore City after a DUI is Travelers
  • The most expensive auto insurance company in Gilmore City is Travelers
  • Average auto insurance rates in Gilmore City, IA for teens drivers are $5,662/year

Finding affordable Gilmore City, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Gilmore City, IA auto insurance with confidence is right here. Auto insurance rates in Gilmore City are affected by local factors as well as personal ones like your driving record.

See how Gilmore City, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Gilmore City.

Don’t buy Gilmore City, IA auto insurance until you’ve compared rates. Get free Gilmore City, Iowa auto insurance quotes when you enter your ZIP code above.

Gilmore City, IA Minimum Auto Insurance Requirements

The required auto insurance in Gilmore City, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Gilmore City, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Gilmore City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Gilmore City, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gilmore City, IA. Take a look at Gilmore City, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gilmore City, Iowa

Insurance Company Poor Fair Good
Allstate $3,773 $2,999 $2,698
American Family $3,918 $2,879 $2,420
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,564 $2,070 $1,873
State Farm $3,086 $1,909 $1,506
Travelers $6,311 $5,388 $5,133
USAA $2,466 $1,692 $1,465

Buy Cheap Gilmore City, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gilmore City, Iowa auto insurance rates? Find out how car insurance rates in Gilmore City, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilmore City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $1,953 $1,827 $1,858 $6,142 $6,946 $2,212 $2,269
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,533 $1,474 $1,265 $1,315 $3,736 $4,212 $1,840 $1,978
State Farm $1,399 $1,399 $1,233 $1,233 $3,841 $4,863 $1,574 $1,797
Travelers $2,526 $2,578 $2,452 $2,459 $11,220 $17,916 $2,625 $3,107
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Gilmore City, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gilmore City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gilmore City, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gilmore City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,142 $6,946
American Family $5,305 $7,426
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,736 $4,212
State Farm $3,841 $4,863
Travelers $11,220 $17,916
USAA $3,380 $3,592

Buy Cheap Gilmore City, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Gilmore City, Iowa by comparing Gilmore City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gilmore City, IA here.

Annual Auto Insurance Rates for Senior Drivers in Gilmore City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,827 $1,858
American Family $1,770 $1,770
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,265 $1,315
State Farm $1,233 $1,233
Travelers $2,452 $2,459
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Gilmore City, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gilmore City, Iowa auto insurance. Compare Gilmore City, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilmore City, Iowa

Insurance Company Low Medium High
Allstate $3,025 $3,162 $3,283
American Family $3,086 $3,243 $2,888
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $2,039 $2,178 $2,291
State Farm $2,060 $2,180 $2,262
Travelers $5,271 $5,696 $5,865
USAA $1,780 $1,880 $1,963

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Gilmore City, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gilmore City. Compare auto insurance rates in Gilmore City, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gilmore City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,081 $3,232
American Family $3,037 $3,108
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,169 $2,169
State Farm $2,115 $2,219
Travelers $5,611 $5,611
USAA $1,806 $1,943

Find Cheap Gilmore City, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Gilmore City, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gilmore City, IA, take a look at the average cost for various violations versus rates for a clean driving record in Gilmore City.

Annual Gilmore City, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,247 $3,720 $2,995
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,746 $2,853 $1,895 $2,183
State Farm $2,003 $2,332 $2,167 $2,167
Travelers $4,090 $5,450 $7,302 $5,601
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Gilmore City, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gilmore City, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Gilmore City for less when you shop around and compare rates from multiple Gilmore City, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gilmore City, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,720
American Family $4,217
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,895
State Farm $2,167
Travelers $7,302
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Gilmore City, IA

Compare rates from the cheapest auto insurance companies in Gilmore City, IA for your needs. Take a look at how Gilmore City, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gilmore City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Gilmore City, Iowa Auto Insurance Companies

If you’re looking for the cheapest Gilmore City, IA auto insurance companies overall, you can compare them here. Find the best price for Gilmore City, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Gilmore City, Iowa

Insurance Company Average Annual Rates
Allstate $3,157
American Family $3,073
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,169
State Farm $2,167
Travelers $5,611
USAA $1,874

What affects Gilmore City, Iowa auto insurance rates?

Local factors affect auto insurance rates in Gilmore City, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Gilmore City auto insurance rates.

Commute Times in Gilmore City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gilmore City, IA is 19.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Gilmore City, IA

You can buy cheap Gilmore City, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gilmore City, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption