Buy Cheap Gilcrest, CO Auto Insurance (2021)

Gilcrest, CO auto insurance rates average $315 a month. Minimum auto insurance requirements in Gilcrest, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Gilcrest, CO, compare Gilcrest auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gilcrest, CO for teens drivers are $7,353/year
  • Average auto insurance rates in Gilcrest, CO are $315/month
  • The most expensive auto insurance company in Gilcrest is Allstate

Finding affordable Gilcrest, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Gilcrest, CO auto insurance with confidence is right here. Auto insurance rates in Gilcrest are affected by local factors as well as personal ones like your driving record.

See how Gilcrest, CO car insurance rates compare to Centennial auto insurance rates, Lakewood auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Gilcrest.

Don’t buy Gilcrest, CO auto insurance until you’ve compared rates. Get free Gilcrest, Colorado auto insurance quotes when you enter your ZIP code above.

Gilcrest, CO Minimum Auto Insurance Requirements

The required auto insurance in Gilcrest, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Gilcrest, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Gilcrest, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Gilcrest, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gilcrest, CO. Take a look at Gilcrest, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gilcrest, Colorado

Insurance Company Poor Fair Good
Allstate $7,168 $5,482 $4,132
American Family $4,646 $3,318 $2,787
Farmers $5,900 $4,829 $4,588
GEICO $3,626 $3,017 $2,407
Liberty Mutual $3,929 $2,410 $1,918
Nationwide $4,426 $3,509 $3,057
Progressive $4,576 $3,911 $3,592
State Farm $4,460 $2,862 $2,304
USAA $4,549 $2,604 $2,090

Buy Cheap Gilcrest, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gilcrest, Colorado auto insurance rates? Find out how car insurance rates in Gilcrest, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilcrest, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,298 $3,174 $3,205 $11,628 $12,210 $3,855 $3,875
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,897 $2,877 $2,612 $2,819 $11,523 $11,686 $3,199 $3,235
GEICO $1,915 $2,093 $2,034 $2,309 $5,958 $6,295 $1,751 $1,778
Liberty Mutual $1,811 $1,746 $1,542 $1,698 $5,527 $6,026 $1,828 $1,840
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,431 $2,272 $2,139 $2,127 $8,431 $9,420 $2,734 $2,655
State Farm $1,997 $1,997 $1,798 $1,798 $5,819 $7,367 $2,238 $2,654
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Buy Cheap Gilcrest, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gilcrest can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gilcrest, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gilcrest, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,628 $12,210
American Family $5,928 $7,971
Farmers $11,523 $11,686
GEICO $5,958 $6,295
Liberty Mutual $5,527 $6,026
Nationwide $6,181 $7,890
Progressive $8,431 $9,420
State Farm $5,819 $7,367
USAA $5,179 $5,925

Buy Cheap Gilcrest, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Gilcrest, Colorado by comparing Gilcrest senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gilcrest, CO here.

Annual Auto Insurance Rates for Senior Drivers in Gilcrest, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,205
American Family $2,212 $2,212
Farmers $2,612 $2,819
GEICO $2,034 $2,309
Liberty Mutual $1,542 $1,698
Nationwide $2,185 $2,305
Progressive $2,139 $2,127
State Farm $1,798 $1,798
USAA $1,967 $1,966

Find Cheap Auto Insurance Rates in Gilcrest, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gilcrest, Colorado auto insurance. Compare Gilcrest, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilcrest, Colorado

Insurance Company Low Medium High
Allstate $5,226 $5,567 $5,988
American Family $3,388 $3,658 $3,705
Farmers $4,440 $5,026 $5,852
GEICO $2,696 $2,955 $3,399
Liberty Mutual $2,585 $2,741 $2,931
Nationwide $3,642 $3,667 $3,682
Progressive $3,679 $4,039 $4,360
State Farm $2,992 $3,212 $3,421
USAA $2,936 $3,081 $3,226

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Find Cheap Gilcrest, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gilcrest. Compare auto insurance rates in Gilcrest, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gilcrest, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,594 $5,594
American Family $3,507 $3,661
Farmers $5,106 $5,106
GEICO $2,952 $3,081
Liberty Mutual $2,752 $2,752
Nationwide $3,664 $3,664
Progressive $4,026 $4,026
State Farm $3,129 $3,288
USAA $2,994 $3,168

Find Cheap Gilcrest, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Gilcrest, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gilcrest, CO, take a look at the average cost for various violations versus rates for a clean driving record in Gilcrest.

Annual Gilcrest, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,805 $5,496 $6,662 $5,412
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,308 $5,552 $5,474 $5,090
GEICO $2,130 $3,313 $3,839 $2,785
Liberty Mutual $2,415 $2,825 $2,925 $2,844
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,479 $4,903 $3,671 $4,051
State Farm $2,947 $3,470 $3,208 $3,208
USAA $2,251 $2,747 $4,792 $2,534

Find Cheap Gilcrest, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gilcrest, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Gilcrest for less when you shop around and compare rates from multiple Gilcrest, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gilcrest, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,662
American Family $4,915
Farmers $5,474
GEICO $3,839
Liberty Mutual $2,925
Nationwide $4,877
Progressive $3,671
State Farm $3,208
USAA $4,792

Winners by Category: Where to Buy Cheap Auto Insurance in Gilcrest, CO

Compare rates from the cheapest auto insurance companies in Gilcrest, CO for your needs. Take a look at how Gilcrest, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gilcrest, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Gilcrest, Colorado Auto Insurance Companies

If you’re looking for the cheapest Gilcrest, CO auto insurance companies overall, you can compare them here. Find the best price for Gilcrest, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Gilcrest, Colorado

Insurance Company Average Annual Rates
Allstate $5,594
American Family $3,584
Farmers $5,106
GEICO $3,017
Liberty Mutual $2,752
Nationwide $3,664
Progressive $4,026
State Farm $3,208
USAA $3,081

What affects Gilcrest, Colorado auto insurance rates?

Local factors affect auto insurance rates in Gilcrest, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Gilcrest auto insurance rates.

Commute Times in Gilcrest

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gilcrest, CO is 32.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Gilcrest, CO

You can buy cheap Gilcrest, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gilcrest, Colorado auto insurance quotes from top companies.

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