Buy Cheap Gilchrist, TX Auto Insurance (2021)

Gilchrist, TX auto insurance rates average $369 a month. Minimum auto insurance requirements in Gilchrist, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Gilchrist, TX, compare Gilchrist auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gilchrist, TX are $369/month
  • Average auto insurance rates in Gilchrist, TX after a DUI are $5,016/year
  • The most expensive auto insurance company in Gilchrist is American Family

Finding affordable Gilchrist, Texas auto insurance can be challenging, but everything you need to know to buy cheap Gilchrist, TX auto insurance with confidence is right here. Auto insurance rates in Gilchrist are affected by local factors as well as personal ones like your driving record.

See how Gilchrist, TX car insurance rates compare to San Antonio auto insurance rates, El Paso auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Gilchrist.

Don’t buy Gilchrist, TX auto insurance until you’ve compared rates. Get free Gilchrist, Texas auto insurance quotes when you enter your ZIP code above.

Gilchrist, TX Minimum Auto Insurance Requirements

The required auto insurance in Gilchrist, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Gilchrist, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Gilchrist, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gilchrist, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gilchrist, TX. Take a look at Gilchrist, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gilchrist, Texas

Insurance Company Poor Fair Good
Allstate $7,532 $5,515 $4,723
American Family $8,123 $5,267 $4,593
GEICO $5,799 $3,269 $2,170
Nationwide $5,268 $4,228 $3,665
Progressive $6,013 $5,168 $4,778
State Farm $4,134 $2,585 $2,066
USAA $3,915 $2,274 $1,832

Buy Cheap Gilchrist, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gilchrist, Texas auto insurance rates? Find out how car insurance rates in Gilchrist, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilchrist, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,819 $3,849 $3,769 $3,769 $10,202 $12,320 $4,733 $4,926
American Family $3,431 $3,861 $3,278 $3,797 $9,847 $12,843 $5,086 $5,810
GEICO $2,746 $2,986 $2,671 $3,066 $6,157 $6,395 $2,981 $2,964
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,857 $2,735 $2,527 $2,581 $11,790 $13,184 $3,408 $3,477
State Farm $2,031 $2,031 $1,817 $1,817 $4,938 $6,304 $2,213 $2,276
USAA $1,698 $1,700 $1,628 $1,607 $4,844 $5,250 $2,258 $2,402

Buy Cheap Gilchrist, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gilchrist can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gilchrist, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gilchrist, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,202 $12,320
American Family $9,847 $12,843
GEICO $6,157 $6,395
Nationwide $7,884 $10,108
Progressive $11,790 $13,184
State Farm $4,938 $6,304
USAA $4,844 $5,250

Buy Cheap Gilchrist, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Gilchrist, Texas by comparing Gilchrist senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gilchrist, TX here.

Annual Auto Insurance Rates for Senior Drivers in Gilchrist, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,769 $3,769
American Family $3,278 $3,797
GEICO $2,671 $3,066
Nationwide $2,400 $2,538
Progressive $2,527 $2,581
State Farm $1,817 $1,817
USAA $1,628 $1,607

Find Cheap Auto Insurance Rates in Gilchrist, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gilchrist, Texas auto insurance. Compare Gilchrist, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilchrist, Texas

Insurance Company Low Medium High
Allstate $5,800 $5,877 $6,094
American Family $5,516 $5,735 $6,731
GEICO $3,530 $3,692 $4,015
Nationwide $4,708 $4,197 $4,255
Progressive $5,069 $5,298 $5,593
State Farm $2,760 $2,919 $3,106
USAA $2,575 $2,662 $2,783

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Find Cheap Gilchrist, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gilchrist. Compare auto insurance rates in Gilchrist, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gilchrist, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,774 $6,073
American Family $5,994 $5,994
GEICO $3,677 $3,815
Nationwide $4,387 $4,387
Progressive $5,320 $5,320
State Farm $2,928 $2,928
USAA $2,640 $2,707

Find Cheap Gilchrist, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Gilchrist, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gilchrist, TX, take a look at the average cost for various violations versus rates for a clean driving record in Gilchrist.

Annual Gilchrist, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,570 $7,129 $7,423 $4,570
American Family $5,437 $6,994 $6,110 $5,437
GEICO $3,175 $4,231 $3,488 $4,090
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,633 $5,983 $5,429 $5,234
State Farm $2,593 $2,986 $3,542 $2,593
USAA $1,985 $2,947 $3,481 $2,280

Find Cheap Gilchrist, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gilchrist, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Gilchrist for less when you shop around and compare rates from multiple Gilchrist, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gilchrist, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,423
American Family $6,110
GEICO $3,488
Nationwide $5,642
Progressive $5,429
State Farm $3,542
USAA $3,481

Winners by Category: Where to Buy Cheap Auto Insurance in Gilchrist, TX

Compare rates from the cheapest auto insurance companies in Gilchrist, TX for your needs. Take a look at how Gilchrist, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gilchrist, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Gilchrist, Texas Auto Insurance Companies

If you’re looking for the cheapest Gilchrist, TX auto insurance companies overall, you can compare them here. Find the best price for Gilchrist, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Gilchrist, Texas

Insurance Company Average Annual Rates
Allstate $5,923
American Family $5,994
GEICO $3,746
Nationwide $4,387
Progressive $5,320
State Farm $2,928
USAA $2,673

Compare Auto Insurance Quotes in Gilchrist, TX

You can buy cheap Gilchrist, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gilchrist, Texas auto insurance quotes from top companies.

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