Buy Cheap Gilberts, IL Auto Insurance (2021)

Gilberts, IL auto insurance rates average $269 a month. Minimum auto insurance requirements in Gilberts, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Gilberts, IL, compare Gilberts auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gilberts, IL for teens drivers are $6,223/year
  • The most expensive auto insurance company in Gilberts after a DUI is Allstate
  • The most expensive auto insurance company in Gilberts is Allstate

Finding affordable Gilberts, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Gilberts, IL auto insurance with confidence is right here. Auto insurance rates in Gilberts are affected by local factors as well as personal ones like your driving record.

See how Gilberts, IL car insurance rates compare to Naperville auto insurance rates, Champaign auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Gilberts.

Don’t buy Gilberts, IL auto insurance until you’ve compared rates. Get free Gilberts, Illinois auto insurance quotes when you enter your ZIP code above.

Gilberts, IL Minimum Auto Insurance Requirements

The required auto insurance in Gilberts, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Gilberts, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Gilberts, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Gilberts, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gilberts, IL. Take a look at Gilberts, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gilberts, Illinois

Insurance Company Poor Fair Good
Allstate $6,959 $5,032 $4,403
American Family $5,368 $3,667 $3,105
Farmers $5,265 $4,445 $4,227
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,116 $1,960 $1,560
Nationwide $3,019 $2,448 $2,142
Progressive $3,918 $3,331 $3,082
State Farm $3,591 $2,148 $1,665
Travelers $3,189 $2,593 $2,097
USAA $3,250 $2,238 $1,847

Buy Cheap Gilberts, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gilberts, Illinois auto insurance rates? Find out how car insurance rates in Gilberts, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gilberts, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,458 $3,473 $3,622 $3,622 $9,070 $11,808 $4,162 $4,501
American Family $2,491 $2,491 $2,287 $2,287 $7,190 $9,916 $2,491 $3,220
Farmers $2,443 $2,438 $2,161 $2,292 $10,834 $11,291 $2,794 $2,911
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,326 $1,428 $1,098 $1,227 $4,628 $5,147 $1,385 $1,456
Nationwide $1,624 $1,647 $1,453 $1,531 $4,443 $5,664 $1,890 $2,038
Progressive $1,962 $1,839 $1,622 $1,704 $7,348 $8,232 $2,330 $2,512
State Farm $1,507 $1,507 $1,362 $1,362 $4,556 $5,767 $1,710 $1,974
Travelers $1,609 $1,695 $1,491 $1,587 $4,911 $6,227 $1,700 $1,789
USAA $1,463 $1,482 $1,362 $1,334 $4,722 $5,192 $1,913 $2,093

Buy Cheap Gilberts, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gilberts can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gilberts, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gilberts, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,070 $11,808
American Family $7,190 $9,916
Farmers $10,834 $11,291
GEICO $4,524 $4,715
Liberty Mutual $4,628 $5,147
Nationwide $4,443 $5,664
Progressive $7,348 $8,232
State Farm $4,556 $5,767
Travelers $4,911 $6,227
USAA $4,722 $5,192

Buy Cheap Gilberts, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Gilberts, Illinois by comparing Gilberts senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gilberts, IL here.

Annual Auto Insurance Rates for Senior Drivers in Gilberts, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,622 $3,622
American Family $2,287 $2,287
Farmers $2,161 $2,292
GEICO $1,429 $1,724
Liberty Mutual $1,098 $1,227
Nationwide $1,453 $1,531
Progressive $1,622 $1,704
State Farm $1,362 $1,362
Travelers $1,491 $1,587
USAA $1,362 $1,334

Find Cheap Auto Insurance Rates in Gilberts, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gilberts, Illinois auto insurance. Compare Gilberts, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gilberts, Illinois

Insurance Company Low Medium High
Allstate $5,304 $5,460 $5,630
American Family $3,873 $4,196 $4,071
Farmers $4,410 $4,532 $4,994
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,087 $2,208 $2,341
Nationwide $2,505 $2,559 $2,545
Progressive $3,126 $3,427 $3,778
State Farm $2,319 $2,474 $2,612
Travelers $2,448 $2,623 $2,808
USAA $2,279 $2,443 $2,613

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Find Cheap Gilberts, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gilberts. Compare auto insurance rates in Gilberts, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gilberts, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,465 $5,465
American Family $3,995 $4,098
Farmers $4,645 $4,645
GEICO $2,338 $2,425
Liberty Mutual $2,212 $2,212
Nationwide $2,536 $2,536
Progressive $3,444 $3,444
State Farm $2,405 $2,532
Travelers $2,523 $2,730
USAA $2,377 $2,513

Find Cheap Gilberts, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Gilberts, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gilberts, IL, take a look at the average cost for various violations versus rates for a clean driving record in Gilberts.

Annual Gilberts, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,874 $6,656 $6,202 $5,126
American Family $2,977 $4,214 $5,620 $3,376
Farmers $3,916 $5,066 $4,939 $4,661
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,840 $2,623 $2,297 $2,088
Nationwide $2,059 $2,642 $3,091 $2,353
Progressive $2,832 $4,228 $3,141 $3,574
State Farm $2,240 $2,696 $2,468 $2,468
Travelers $2,082 $2,743 $3,066 $2,615
USAA $1,745 $2,508 $3,423 $2,105

Find Cheap Gilberts, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gilberts, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Gilberts for less when you shop around and compare rates from multiple Gilberts, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gilberts, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,202
American Family $5,620
Farmers $4,939
GEICO $3,243
Liberty Mutual $2,297
Nationwide $3,091
Progressive $3,141
State Farm $2,468
Travelers $3,066
USAA $3,423

Winners by Category: Where to Buy Cheap Auto Insurance in Gilberts, IL

Compare rates from the cheapest auto insurance companies in Gilberts, IL for your needs. Take a look at how Gilberts, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gilberts, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Gilberts, Illinois Auto Insurance Companies

If you’re looking for the cheapest Gilberts, IL auto insurance companies overall, you can compare them here. Find the best price for Gilberts, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Gilberts, Illinois

Insurance Company Average Annual Rates
Allstate $5,465
American Family $4,047
Farmers $4,645
GEICO $2,382
Liberty Mutual $2,212
Nationwide $2,536
Progressive $3,444
State Farm $2,468
Travelers $2,626
USAA $2,445

What affects Gilberts, Illinois auto insurance rates?

Local factors affect auto insurance rates in Gilberts, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Gilberts auto insurance rates.

Commute Times in Gilberts

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gilberts, IL is 33.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Gilberts, IL

You can buy cheap Gilberts, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gilberts, Illinois auto insurance quotes from top companies.

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