Buy Cheap Gifford, IA Auto Insurance (2021)

Gifford, IA auto insurance rates average $234 a month. Minimum auto insurance requirements in Gifford, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Gifford, IA, compare Gifford auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gifford, IA are $234/month
  • Average auto insurance rates in Gifford, IA for teens drivers are $5,336/year
  • The most expensive auto insurance company in Gifford after a DUI is Travelers

Finding affordable Gifford, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Gifford, IA auto insurance with confidence is right here. Auto insurance rates in Gifford are affected by local factors as well as personal ones like your driving record.

See how Gifford, IA car insurance rates compare to Ames auto insurance rates, Waterloo auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Gifford.

Don’t buy Gifford, IA auto insurance until you’ve compared rates. Get free Gifford, Iowa auto insurance quotes when you enter your ZIP code above.

Gifford, IA Minimum Auto Insurance Requirements

The required auto insurance in Gifford, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Gifford, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Gifford, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Gifford, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gifford, IA. Take a look at Gifford, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gifford, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,676 $2,702 $2,273
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,688 $2,171 $1,966
State Farm $3,113 $1,926 $1,519
Travelers $5,267 $4,502 $4,292
USAA $2,305 $1,581 $1,369

Buy Cheap Gifford, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gifford, Iowa auto insurance rates? Find out how car insurance rates in Gifford, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gifford, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,857 $1,857 $1,663 $1,663 $4,974 $6,962 $1,857 $2,235
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,598 $1,540 $1,317 $1,364 $3,930 $4,437 $1,925 $2,088
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,110 $2,154 $2,049 $2,057 $9,378 $14,960 $2,198 $2,590
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Buy Cheap Gifford, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gifford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gifford, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gifford, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,974 $6,962
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $3,930 $4,437
State Farm $3,825 $4,856
Travelers $9,378 $14,960
USAA $3,136 $3,336

Buy Cheap Gifford, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Gifford, Iowa by comparing Gifford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gifford, IA here.

Annual Auto Insurance Rates for Senior Drivers in Gifford, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,663 $1,663
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,317 $1,364
State Farm $1,254 $1,254
Travelers $2,049 $2,057
USAA $1,081 $1,106

Find Cheap Auto Insurance Rates in Gifford, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gifford, Iowa auto insurance. Compare Gifford, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gifford, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,893 $3,044 $2,714
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,157 $2,282 $2,385
State Farm $2,083 $2,198 $2,277
Travelers $4,412 $4,758 $4,892
USAA $1,662 $1,757 $1,836

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Find Cheap Gifford, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gifford. Compare auto insurance rates in Gifford, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gifford, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,850 $2,917
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,275 $2,275
State Farm $2,133 $2,239
Travelers $4,687 $4,687
USAA $1,688 $1,815

Find Cheap Gifford, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Gifford, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gifford, IA, take a look at the average cost for various violations versus rates for a clean driving record in Gifford.

Annual Gifford, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,081 $3,054 $3,953 $2,446
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,829 $2,998 $1,983 $2,290
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,423 $4,560 $6,093 $4,672
USAA $1,341 $1,794 $2,333 $1,538

Find Cheap Gifford, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gifford, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Gifford for less when you shop around and compare rates from multiple Gifford, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gifford, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $3,953
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $1,983
State Farm $2,186
Travelers $6,093
USAA $2,333

Winners by Category: Where to Buy Cheap Auto Insurance in Gifford, IA

Compare rates from the cheapest auto insurance companies in Gifford, IA for your needs. Take a look at how Gifford, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gifford, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Gifford, Iowa Auto Insurance Companies

If you’re looking for the cheapest Gifford, IA auto insurance companies overall, you can compare them here. Find the best price for Gifford, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Gifford, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,883
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,275
State Farm $2,186
Travelers $4,687
USAA $1,752

Compare Auto Insurance Quotes in Gifford, IA

You can buy cheap Gifford, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gifford, Iowa auto insurance quotes from top companies.

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