Buy Cheap Gerlaw, IL Auto Insurance (2022)

Gerlaw, IL auto insurance rates average $240 a month. Minimum auto insurance requirements in Gerlaw, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Gerlaw, IL, compare Gerlaw auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Gerlaw is Allstate
  • Average auto insurance rates in Gerlaw, IL for teens drivers are $5,425/year
  • The most expensive auto insurance company in Gerlaw after a DUI is Allstate

Finding affordable Gerlaw, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Gerlaw, IL auto insurance with confidence is right here. Auto insurance rates in Gerlaw are affected by local factors as well as personal ones like your driving record.

See how Gerlaw, IL car insurance rates compare to Peoria auto insurance rates, Rockford auto insurance rates, and Joliet auto insurance rates before you read more about the cost of auto insurance in Gerlaw.

Don’t buy Gerlaw, IL auto insurance until you’ve compared rates. Get free Gerlaw, Illinois auto insurance quotes when you enter your ZIP code above.

Gerlaw, IL Minimum Auto Insurance Requirements

The required auto insurance in Gerlaw, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Gerlaw, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Gerlaw, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Gerlaw, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gerlaw, IL. Take a look at Gerlaw, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gerlaw, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,476 $3,742 $3,562
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,950 $1,839 $1,468
Nationwide $3,113 $2,512 $2,202
Progressive $3,430 $2,898 $2,672
State Farm $3,001 $1,797 $1,394
Travelers $2,605 $2,077 $1,696
USAA $3,299 $2,255 $1,854

Buy Cheap Gerlaw, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gerlaw, Illinois auto insurance rates? Find out how car insurance rates in Gerlaw, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gerlaw, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,151 $2,153 $1,914 $2,017 $8,884 $9,256 $2,456 $2,582
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,319 $1,424 $1,101 $1,229 $4,155 $4,619 $1,380 $1,458
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,783 $1,703 $1,467 $1,528 $6,155 $6,922 $2,132 $2,313
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,398 $1,476 $1,257 $1,340 $3,793 $4,696 $1,485 $1,564
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

Buy Cheap Gerlaw, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gerlaw can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gerlaw, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gerlaw, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $8,884 $9,256
GEICO $4,847 $5,129
Liberty Mutual $4,155 $4,619
Nationwide $4,540 $5,829
Progressive $6,155 $6,922
State Farm $3,659 $4,649
Travelers $3,793 $4,696
USAA $4,700 $5,201

Buy Cheap Gerlaw, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Gerlaw, Illinois by comparing Gerlaw senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gerlaw, IL here.

Annual Auto Insurance Rates for Senior Drivers in Gerlaw, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,914 $2,017
GEICO $1,521 $1,797
Liberty Mutual $1,101 $1,229
Nationwide $1,491 $1,581
Progressive $1,467 $1,528
State Farm $1,173 $1,173
Travelers $1,257 $1,340
USAA $1,379 $1,361

Find Cheap Auto Insurance Rates in Gerlaw, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gerlaw, Illinois auto insurance. Compare Gerlaw, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gerlaw, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,752 $3,842 $4,186
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,975 $2,081 $2,201
Nationwide $2,611 $2,626 $2,590
Progressive $2,793 $2,993 $3,215
State Farm $1,965 $2,067 $2,160
Travelers $2,009 $2,124 $2,245
USAA $2,324 $2,467 $2,616

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Find Cheap Gerlaw, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gerlaw. Compare auto insurance rates in Gerlaw, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gerlaw, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $3,927 $3,927
GEICO $2,519 $2,617
Liberty Mutual $2,086 $2,086
Nationwide $2,609 $2,609
Progressive $3,000 $3,000
State Farm $2,012 $2,115
Travelers $2,044 $2,208
USAA $2,400 $2,538

Find Cheap Gerlaw, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Gerlaw, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gerlaw, IL, take a look at the average cost for various violations versus rates for a clean driving record in Gerlaw.

Annual Gerlaw, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,319 $4,266 $4,160 $3,962
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,744 $2,456 $2,168 $1,975
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,483 $3,642 $2,742 $3,135
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,702 $2,215 $2,460 $2,128
USAA $1,769 $2,525 $3,453 $2,130

Find Cheap Gerlaw, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gerlaw, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Gerlaw for less when you shop around and compare rates from multiple Gerlaw, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gerlaw, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,160
GEICO $3,482
Liberty Mutual $2,168
Nationwide $3,196
Progressive $2,742
State Farm $2,064
Travelers $2,460
USAA $3,453

Winners by Category: Where to Buy Cheap Auto Insurance in Gerlaw, IL

Compare rates from the cheapest auto insurance companies in Gerlaw, IL for your needs. Take a look at how Gerlaw, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gerlaw, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Gerlaw, Illinois Auto Insurance Companies

If you’re looking for the cheapest Gerlaw, IL auto insurance companies overall, you can compare them here. Find the best price for Gerlaw, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Gerlaw, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $3,927
GEICO $2,568
Liberty Mutual $2,086
Nationwide $2,609
Progressive $3,000
State Farm $2,064
Travelers $2,126
USAA $2,469

Compare Auto Insurance Quotes in Gerlaw, IL

You can buy cheap Gerlaw, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gerlaw, Illinois auto insurance quotes from top companies.

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