Buy Cheap Geraldine, AL Auto Insurance (2021)

Geraldine, AL auto insurance rates average $296 a month. Minimum auto insurance requirements in Geraldine, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Geraldine, AL, compare Geraldine auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Geraldine is Liberty Mutual
  • Average auto insurance rates in Geraldine, AL for teens drivers are $7,239/year
  • Average auto insurance rates in Geraldine, AL are $296/month

Finding affordable Geraldine, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Geraldine, AL auto insurance with confidence is right here. Auto insurance rates in Geraldine are affected by local factors as well as personal ones like your driving record.

See how Geraldine, AL car insurance rates compare to Mobile auto insurance rates, Hoover auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Geraldine.

Don’t buy Geraldine, AL auto insurance until you’ve compared rates. Get free Geraldine, Alabama auto insurance quotes when you enter your ZIP code above.

Geraldine, AL Minimum Auto Insurance Requirements

The required auto insurance in Geraldine, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Geraldine, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Geraldine, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Geraldine, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Geraldine, AL. Take a look at Geraldine, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Geraldine, Alabama

Insurance Company Poor Fair Good
Allstate $4,023 $3,157 $2,581
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,687 $4,707 $3,696
Nationwide $3,075 $2,402 $2,174
Progressive $4,368 $3,738 $3,489
State Farm $7,413 $3,751 $2,548
Travelers $4,017 $3,481 $3,546
USAA $2,655 $1,728 $1,543

Buy Cheap Geraldine, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Geraldine, Alabama auto insurance rates? Find out how car insurance rates in Geraldine, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Geraldine, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,975 $1,886 $1,783 $1,818 $6,775 $7,295 $2,222 $2,277
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,136 $3,389 $2,566 $2,870 $11,371 $12,648 $3,350 $3,578
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,105 $1,978 $1,723 $1,840 $8,589 $9,589 $2,466 $2,629
State Farm $2,786 $2,786 $2,521 $2,521 $8,514 $10,633 $3,149 $3,655
Travelers $1,513 $1,536 $1,419 $1,413 $7,994 $12,491 $1,433 $1,651
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Buy Cheap Geraldine, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Geraldine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Geraldine, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Geraldine, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,775 $7,295
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,371 $12,648
Nationwide $4,394 $5,642
Progressive $8,589 $9,589
State Farm $8,514 $10,633
Travelers $7,994 $12,491
USAA $3,657 $4,056

Buy Cheap Geraldine, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Geraldine, Alabama by comparing Geraldine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Geraldine, AL here.

Annual Auto Insurance Rates for Senior Drivers in Geraldine, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,783 $1,818
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,566 $2,870
Nationwide $1,523 $1,574
Progressive $1,723 $1,840
State Farm $2,521 $2,521
Travelers $1,419 $1,413
USAA $1,149 $1,126

Find Cheap Auto Insurance Rates in Geraldine, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Geraldine, Alabama auto insurance. Compare Geraldine, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Geraldine, Alabama

Insurance Company Low Medium High
Allstate $3,157 $3,248 $3,356
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,132 $5,339 $5,619
Nationwide $2,532 $2,529 $2,590
Progressive $3,487 $3,844 $4,264
State Farm $4,338 $4,565 $4,809
Travelers $3,517 $3,755 $3,772
USAA $1,905 $1,965 $2,056

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Find Cheap Geraldine, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Geraldine. Compare auto insurance rates in Geraldine, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Geraldine, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,254 $3,254
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,363 $5,363
Nationwide $2,550 $2,550
Progressive $3,865 $3,865
State Farm $4,463 $4,679
Travelers $3,681 $3,681
USAA $1,885 $2,065

Find Cheap Geraldine, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Geraldine, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Geraldine, AL, take a look at the average cost for various violations versus rates for a clean driving record in Geraldine.

Annual Geraldine, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,774 $3,260 $3,855 $3,127
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,206 $5,854 $5,729 $5,665
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,498 $4,387 $3,738 $3,837
State Farm $4,120 $5,122 $4,520 $4,520
Travelers $3,064 $3,216 $4,706 $3,739
USAA $1,520 $1,908 $2,828 $1,644

Find Cheap Geraldine, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Geraldine, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Geraldine for less when you shop around and compare rates from multiple Geraldine, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Geraldine, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,855
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,729
Nationwide $3,238
Progressive $3,738
State Farm $4,520
Travelers $4,706
USAA $2,828

Winners by Category: Where to Buy Cheap Auto Insurance in Geraldine, AL

Compare rates from the cheapest auto insurance companies in Geraldine, AL for your needs. Take a look at how Geraldine, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Geraldine, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Geraldine, Alabama Auto Insurance Companies

If you’re looking for the cheapest Geraldine, AL auto insurance companies overall, you can compare them here. Find the best price for Geraldine, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Geraldine, Alabama

Insurance Company Average Annual Rates
Allstate $3,254
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,363
Nationwide $2,550
Progressive $3,865
State Farm $4,571
Travelers $3,681
USAA $1,975

What affects Geraldine, Alabama auto insurance rates?

Local factors affect auto insurance rates in Geraldine, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Geraldine auto insurance rates.

Auto Theft in Geraldine

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Geraldine, AL auto theft show a total of 10 vehicle thefts annually.

Commute Times in Geraldine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Geraldine, AL is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Geraldine, AL

You can buy cheap Geraldine, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Geraldine, Alabama auto insurance quotes from top companies.

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