Buy Cheap Genoa, CO Auto Insurance (2021)

Genoa, CO auto insurance rates average $326 a month. Minimum auto insurance requirements in Genoa, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Genoa, CO, compare Genoa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Genoa, CO for teens drivers are $7,456/year
  • The most expensive auto insurance company in Genoa after a DUI is Allstate
  • The most expensive auto insurance company in Genoa is Farmers

Finding affordable Genoa, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Genoa, CO auto insurance with confidence is right here. Auto insurance rates in Genoa are affected by local factors as well as personal ones like your driving record.

See how Genoa, CO car insurance rates compare to Pueblo auto insurance rates, Denver auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Genoa.

Don’t buy Genoa, CO auto insurance until you’ve compared rates. Get free Genoa, Colorado auto insurance quotes when you enter your ZIP code above.

Genoa, CO Minimum Auto Insurance Requirements

The required auto insurance in Genoa, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Genoa, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Genoa, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Genoa, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Genoa, CO. Take a look at Genoa, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Genoa, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,441 $3,137 $2,627
Farmers $6,304 $5,087 $4,835
GEICO $4,247 $3,529 $2,810
Liberty Mutual $3,726 $2,280 $1,816
Nationwide $4,848 $3,820 $3,334
Progressive $5,091 $4,293 $3,907
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Buy Cheap Genoa, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Genoa, Colorado auto insurance rates? Find out how car insurance rates in Genoa, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Genoa, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,234 $3,209 $2,938 $3,169 $11,800 $11,843 $3,524 $3,550
GEICO $2,268 $2,459 $2,339 $2,615 $6,938 $7,374 $2,086 $2,149
Liberty Mutual $1,740 $1,679 $1,482 $1,629 $5,172 $5,634 $1,755 $1,771
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,860 $2,696 $2,422 $2,437 $8,793 $9,837 $3,236 $3,163
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Genoa, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Genoa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Genoa, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Genoa, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,641 $7,517
Farmers $11,800 $11,843
GEICO $6,938 $7,374
Liberty Mutual $5,172 $5,634
Nationwide $6,687 $8,617
Progressive $8,793 $9,837
State Farm $5,211 $6,661
USAA $5,826 $6,723

Buy Cheap Genoa, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Genoa, Colorado by comparing Genoa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Genoa, CO here.

Annual Auto Insurance Rates for Senior Drivers in Genoa, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,098 $2,098
Farmers $2,938 $3,169
GEICO $2,339 $2,615
Liberty Mutual $1,482 $1,629
Nationwide $2,380 $2,529
Progressive $2,422 $2,437
State Farm $1,717 $1,717
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Genoa, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Genoa, Colorado auto insurance. Compare Genoa, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Genoa, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,255 $3,472 $3,479
Farmers $4,726 $5,330 $6,169
GEICO $3,233 $3,471 $3,881
Liberty Mutual $2,452 $2,596 $2,775
Nationwide $4,052 $4,001 $3,949
Progressive $4,156 $4,440 $4,696
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

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Find Cheap Genoa, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Genoa. Compare auto insurance rates in Genoa, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Genoa, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,330 $3,473
Farmers $5,409 $5,409
GEICO $3,447 $3,610
Liberty Mutual $2,608 $2,608
Nationwide $4,001 $4,001
Progressive $4,431 $4,431
State Farm $2,913 $3,059
USAA $3,485 $3,692

Find Cheap Genoa, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Genoa, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Genoa, CO, take a look at the average cost for various violations versus rates for a clean driving record in Genoa.

Annual Genoa, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,581 $5,868 $5,786 $5,399
GEICO $2,515 $3,870 $4,413 $3,317
Liberty Mutual $2,286 $2,674 $2,774 $2,696
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,859 $5,258 $4,076 $4,530
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Genoa, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Genoa, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Genoa for less when you shop around and compare rates from multiple Genoa, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Genoa, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,659
Farmers $5,786
GEICO $4,413
Liberty Mutual $2,774
Nationwide $5,371
Progressive $4,076
State Farm $2,986
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Genoa, CO

Compare rates from the cheapest auto insurance companies in Genoa, CO for your needs. Take a look at how Genoa, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Genoa, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Genoa, Colorado Auto Insurance Companies

If you’re looking for the cheapest Genoa, CO auto insurance companies overall, you can compare them here. Find the best price for Genoa, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Genoa, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,402
Farmers $5,409
GEICO $3,528
Liberty Mutual $2,608
Nationwide $4,001
Progressive $4,431
State Farm $2,986
USAA $3,589

What affects Genoa, Colorado auto insurance rates?

Local factors affect auto insurance rates in Genoa, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Genoa auto insurance rates.

Commute Times in Genoa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Genoa, CO is 17.4 minutes according to City-Data.

Traffic in Genoa

How is traffic in Genoa, Colorado? Inrix data shows that Genoa, CO traffic makes it the 49th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Genoa, CO

You can buy cheap Genoa, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Genoa, Colorado auto insurance quotes from top companies.

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