Buy Cheap Geneva, OH Auto Insurance (2021)

Geneva, OH auto insurance rates average $228 a month. Minimum auto insurance requirements in Geneva, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Geneva, OH, compare Geneva auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Geneva is Liberty Mutual
  • Average auto insurance rates in Geneva, OH are $228/month
  • The most expensive auto insurance company in Geneva after a DUI is Liberty Mutual

Finding affordable Geneva, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Geneva, OH auto insurance with confidence is right here. Auto insurance rates in Geneva are affected by local factors as well as personal ones like your driving record.

See how Geneva, OH car insurance rates compare to Cleveland auto insurance rates, Parma auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Geneva.

Don’t buy Geneva, OH auto insurance until you’ve compared rates. Get free Geneva, Ohio auto insurance quotes when you enter your ZIP code above.

Geneva, OH Minimum Auto Insurance Requirements

The required auto insurance in Geneva, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Geneva, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Geneva, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Geneva, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Geneva, OH. Take a look at Geneva, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Geneva, Ohio

Insurance Company Poor Fair Good
Allstate $4,060 $2,953 $2,463
American Family $2,006 $1,369 $1,159
Farmers $3,789 $3,208 $3,055
GEICO $1,999 $1,669 $1,339
Liberty Mutual $6,250 $3,823 $2,998
Nationwide $3,741 $3,015 $2,547
Progressive $3,476 $3,012 $2,819
State Farm $3,662 $2,263 $1,783
Travelers $3,449 $3,003 $2,806
USAA $1,871 $1,326 $1,131

Buy Cheap Geneva, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Geneva, Ohio auto insurance rates? Find out how car insurance rates in Geneva, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Geneva, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,114 $2,107 $1,908 $2,041 $5,841 $6,673 $2,217 $2,366
American Family $929 $963 $854 $857 $2,942 $3,186 $1,150 $1,209
Farmers $1,757 $1,756 $1,546 $1,633 $7,888 $8,211 $1,966 $2,049
GEICO $1,209 $1,172 $1,136 $1,148 $3,218 $2,990 $1,343 $1,136
Liberty Mutual $2,049 $2,240 $1,575 $1,920 $10,564 $11,941 $2,182 $2,386
Nationwide $2,066 $2,075 $1,866 $1,878 $5,310 $6,835 $2,212 $2,569
Progressive $1,584 $1,488 $1,318 $1,361 $7,155 $8,056 $1,896 $1,961
State Farm $1,542 $1,542 $1,380 $1,380 $4,815 $6,054 $1,791 $2,050
Travelers $1,416 $1,438 $1,409 $1,401 $6,144 $9,718 $1,477 $1,681
USAA $876 $884 $834 $833 $2,690 $2,995 $1,170 $1,259

Buy Cheap Geneva, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Geneva can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Geneva, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Geneva, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,841 $6,673
American Family $2,942 $3,186
Farmers $7,888 $8,211
GEICO $3,218 $2,990
Liberty Mutual $10,564 $11,941
Nationwide $5,310 $6,835
Progressive $7,155 $8,056
State Farm $4,815 $6,054
Travelers $6,144 $9,718
USAA $2,690 $2,995

Buy Cheap Geneva, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Geneva, Ohio by comparing Geneva senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Geneva, OH here.

Annual Auto Insurance Rates for Senior Drivers in Geneva, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,908 $2,041
American Family $854 $857
Farmers $1,546 $1,633
GEICO $1,136 $1,148
Liberty Mutual $1,575 $1,920
Nationwide $1,866 $1,878
Progressive $1,318 $1,361
State Farm $1,380 $1,380
Travelers $1,409 $1,401
USAA $834 $833

Find Cheap Auto Insurance Rates in Geneva, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Geneva, Ohio auto insurance. Compare Geneva, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Geneva, Ohio

Insurance Company Low Medium High
Allstate $3,045 $3,152 $3,279
American Family $1,483 $1,523 $1,528
Farmers $3,163 $3,296 $3,594
GEICO $1,615 $1,662 $1,730
Liberty Mutual $4,193 $4,380 $4,499
Nationwide $3,425 $3,006 $2,873
Progressive $2,981 $3,077 $3,249
State Farm $2,440 $2,578 $2,690
Travelers $2,997 $3,127 $3,132
USAA $1,375 $1,441 $1,511

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Find Cheap Geneva, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Geneva. Compare auto insurance rates in Geneva, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Geneva, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,158 $3,158
American Family $1,493 $1,529
Farmers $3,351 $3,351
GEICO $1,640 $1,698
Liberty Mutual $4,357 $4,357
Nationwide $3,101 $3,101
Progressive $3,102 $3,102
State Farm $2,505 $2,633
Travelers $3,086 $3,086
USAA $1,387 $1,498

Find Cheap Geneva, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Geneva, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Geneva, OH, take a look at the average cost for various violations versus rates for a clean driving record in Geneva.

Annual Geneva, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,654 $3,214 $3,764 $3,002
American Family $1,448 $1,532 $1,532 $1,532
Farmers $2,766 $3,561 $3,473 $3,603
GEICO $1,136 $1,634 $2,367 $1,540
Liberty Mutual $3,662 $4,696 $4,802 $4,268
Nationwide $2,490 $3,161 $4,004 $2,750
Progressive $2,674 $3,641 $2,848 $3,246
State Farm $2,341 $2,798 $2,569 $2,569
Travelers $2,272 $2,962 $4,468 $2,640
USAA $1,107 $1,484 $1,953 $1,227

Find Cheap Geneva, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Geneva, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Geneva for less when you shop around and compare rates from multiple Geneva, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Geneva, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,764
American Family $1,532
Farmers $3,473
GEICO $2,367
Liberty Mutual $4,802
Nationwide $4,004
Progressive $2,848
State Farm $2,569
Travelers $4,468
USAA $1,953

Winners by Category: Where to Buy Cheap Auto Insurance in Geneva, OH

Compare rates from the cheapest auto insurance companies in Geneva, OH for your needs. Take a look at how Geneva, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Geneva, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Geneva, Ohio Auto Insurance Companies

If you’re looking for the cheapest Geneva, OH auto insurance companies overall, you can compare them here. Find the best price for Geneva, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Geneva, Ohio

Insurance Company Average Annual Rates
Allstate $3,158
American Family $1,511
Farmers $3,351
GEICO $1,669
Liberty Mutual $4,357
Nationwide $3,101
Progressive $3,102
State Farm $2,569
Travelers $3,086
USAA $1,443

What affects Geneva, Ohio auto insurance rates?

Local factors affect auto insurance rates in Geneva, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Geneva auto insurance rates.

Commute Times in Geneva

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Geneva, OH is 30.0 minutes according to City-Data.

Traffic in Geneva

How is traffic in Geneva, Ohio? Inrix data shows that Geneva, OH traffic makes it the 65th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Geneva, OH

You can buy cheap Geneva, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Geneva, Ohio auto insurance quotes from top companies.

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