Buy Cheap Geneva, AL Auto Insurance (2021)

Geneva, AL auto insurance rates average $282 a month. Minimum auto insurance requirements in Geneva, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Geneva, AL, compare Geneva auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Geneva, AL after a DUI are $3,881/year
  • Average auto insurance rates in Geneva, AL for teens drivers are $6,886/year
  • The most expensive auto insurance company in Geneva after a DUI is Liberty Mutual

Finding affordable Geneva, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Geneva, AL auto insurance with confidence is right here. Auto insurance rates in Geneva are affected by local factors as well as personal ones like your driving record.

See how Geneva, AL car insurance rates compare to Huntsville auto insurance rates, Montgomery auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Geneva.

Don’t buy Geneva, AL auto insurance until you’ve compared rates. Get free Geneva, Alabama auto insurance quotes when you enter your ZIP code above.

Geneva, AL Minimum Auto Insurance Requirements

The required auto insurance in Geneva, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Geneva, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Geneva, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Geneva, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Geneva, AL. Take a look at Geneva, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Geneva, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,555 $3,895 $3,630
State Farm $6,573 $3,332 $2,267
Travelers $4,025 $3,490 $3,557
USAA $2,659 $1,734 $1,549

Buy Cheap Geneva, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Geneva, Alabama auto insurance rates? Find out how car insurance rates in Geneva, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Geneva, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,229 $2,086 $1,826 $1,966 $8,916 $9,909 $2,585 $2,696
State Farm $2,518 $2,518 $2,269 $2,269 $7,443 $9,340 $2,840 $3,261
Travelers $1,497 $1,520 $1,405 $1,400 $8,027 $12,633 $1,417 $1,625
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

Buy Cheap Geneva, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Geneva can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Geneva, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Geneva, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $8,916 $9,909
State Farm $7,443 $9,340
Travelers $8,027 $12,633
USAA $3,648 $4,046

Buy Cheap Geneva, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Geneva, Alabama by comparing Geneva senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Geneva, AL here.

Annual Auto Insurance Rates for Senior Drivers in Geneva, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,826 $1,966
State Farm $2,269 $2,269
Travelers $1,405 $1,400
USAA $1,159 $1,139

Find Cheap Auto Insurance Rates in Geneva, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Geneva, Alabama auto insurance. Compare Geneva, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Geneva, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,560 $3,996 $4,524
State Farm $3,837 $4,051 $4,284
Travelers $3,504 $3,764 $3,803
USAA $1,907 $1,969 $2,066

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Find Cheap Geneva, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Geneva. Compare auto insurance rates in Geneva, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Geneva, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $4,027 $4,027
State Farm $3,959 $4,155
Travelers $3,690 $3,690
USAA $1,890 $2,071

Find Cheap Geneva, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Geneva, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Geneva, AL, take a look at the average cost for various violations versus rates for a clean driving record in Geneva.

Annual Geneva, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,635 $4,559 $3,919 $3,994
State Farm $3,674 $4,526 $4,015 $4,015
Travelers $3,074 $3,225 $4,719 $3,744
USAA $1,526 $1,911 $2,835 $1,650

Find Cheap Geneva, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Geneva, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Geneva for less when you shop around and compare rates from multiple Geneva, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Geneva, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,919
State Farm $4,015
Travelers $4,719
USAA $2,835

Winners by Category: Where to Buy Cheap Auto Insurance in Geneva, AL

Compare rates from the cheapest auto insurance companies in Geneva, AL for your needs. Take a look at how Geneva, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Geneva, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Geneva, Alabama Auto Insurance Companies

If you’re looking for the cheapest Geneva, AL auto insurance companies overall, you can compare them here. Find the best price for Geneva, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Geneva, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,880
Nationwide $2,548
Progressive $4,027
State Farm $4,057
Travelers $3,690
USAA $1,981

What affects Geneva, Alabama auto insurance rates?

Local factors affect auto insurance rates in Geneva, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Geneva auto insurance rates.

Commute Times in Geneva

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Geneva, AL is 26.6 minutes according to City-Data.

Traffic in Geneva

How is traffic in Geneva, Alabama? Inrix data shows that Geneva, AL traffic makes it the 65th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Geneva, AL

You can buy cheap Geneva, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Geneva, Alabama auto insurance quotes from top companies.

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