Buy Cheap Genesee, MI Auto Insurance (2022)

Genesee, MI auto insurance rates average $1,210 a month. Minimum auto insurance requirements in Genesee, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Genesee, MI, compare Genesee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Genesee, MI are $1,210/month
  • The most expensive auto insurance company in Genesee is Allstate
  • Average auto insurance rates in Genesee, MI for teens drivers are $26,667/year

Finding affordable Genesee, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Genesee, MI auto insurance with confidence is right here. Auto insurance rates in Genesee are affected by local factors as well as personal ones like your driving record.

See how Genesee, MI car insurance rates compare to Detroit auto insurance rates, Dearborn auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Genesee.

Don’t buy Genesee, MI auto insurance until you’ve compared rates. Get free Genesee, Michigan auto insurance quotes when you enter your ZIP code above.

Genesee, MI Minimum Auto Insurance Requirements

The required auto insurance in Genesee, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Genesee, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Genesee, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Genesee, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Genesee, MI. Take a look at Genesee, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Genesee, Michigan

Insurance Company Poor Fair Good
Allstate $56,827 $31,119 $22,929
Farmers $28,314 $14,657 $13,563
GEICO $8,889 $6,524 $5,300
Liberty Mutual $41,891 $24,156 $13,300
Nationwide $11,873 $8,882 $7,500
Progressive $6,669 $5,614 $5,055
State Farm $21,913 $11,072 $7,510
Travelers $8,869 $8,599 $8,490
USAA $6,333 $3,603 $2,715

Buy Cheap Genesee, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Genesee, Michigan auto insurance rates? Find out how car insurance rates in Genesee, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Genesee, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $27,822 $27,822 $26,155 $26,155 $64,637 $64,637 $29,219 $29,219
Farmers $14,392 $14,392 $13,328 $13,328 $31,412 $31,412 $16,247 $16,247
GEICO $4,883 $4,883 $4,983 $4,983 $13,098 $13,098 $4,652 $4,652
Liberty Mutual $19,903 $19,903 $19,710 $19,710 $46,280 $46,280 $19,903 $19,903
Nationwide $6,571 $6,571 $5,813 $5,813 $18,041 $18,041 $7,247 $7,247
Progressive $3,368 $3,122 $2,971 $3,325 $12,533 $13,364 $3,929 $3,623
State Farm $8,095 $8,095 $7,542 $7,542 $28,839 $28,839 $9,517 $9,517
Travelers $5,804 $5,804 $4,983 $4,983 $17,517 $17,517 $6,307 $6,307
USAA $3,092 $2,892 $2,912 $2,722 $7,645 $7,175 $3,752 $3,549

Buy Cheap Genesee, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Genesee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Genesee, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Genesee, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $64,637 $64,637
Farmers $31,412 $31,412
GEICO $13,098 $13,098
Liberty Mutual $46,280 $46,280
Nationwide $18,041 $18,041
Progressive $12,533 $13,364
State Farm $28,839 $28,839
Travelers $17,517 $17,517
USAA $7,645 $7,175

Buy Cheap Genesee, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Genesee, Michigan by comparing Genesee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Genesee, MI here.

Annual Auto Insurance Rates for Senior Drivers in Genesee, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $26,155 $26,155
Farmers $13,328 $13,328
GEICO $4,983 $4,983
Liberty Mutual $19,710 $19,710
Nationwide $5,813 $5,813
Progressive $2,971 $3,325
State Farm $7,542 $7,542
Travelers $4,983 $4,983
USAA $2,912 $2,722

Find Cheap Auto Insurance Rates in Genesee, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Genesee, Michigan auto insurance. Compare Genesee, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Genesee, Michigan

Insurance Company Low Medium High
Allstate $35,890 $37,055 $37,930
Farmers $18,122 $18,772 $19,641
GEICO $6,531 $6,852 $7,330
Liberty Mutual $25,764 $26,381 $27,201
Nationwide $9,870 $9,256 $9,128
Progressive $5,605 $5,787 $5,947
State Farm $12,787 $13,586 $14,122
Travelers $8,564 $8,661 $8,732
USAA $4,089 $4,229 $4,335

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Find Cheap Genesee, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Genesee. Compare auto insurance rates in Genesee, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Genesee, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $36,958 $36,958
Farmers $18,845 $18,845
GEICO $6,747 $7,062
Liberty Mutual $25,552 $27,346
Nationwide $9,418 $9,418
Progressive $5,780 $5,780
State Farm $13,129 $13,867
Travelers $8,603 $8,702
USAA $4,168 $4,267

Find Cheap Genesee, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Genesee, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Genesee, MI, take a look at the average cost for various violations versus rates for a clean driving record in Genesee.

Annual Genesee, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $17,622 $23,850 $81,447 $24,914
Farmers $15,723 $20,290 $19,972 $19,394
GEICO $2,421 $5,128 $15,591 $4,478
Liberty Mutual $18,016 $22,116 $42,286 $23,378
Nationwide $8,010 $10,822 $9,783 $9,057
Progressive $4,889 $6,447 $5,784 $5,998
State Farm $8,489 $10,231 $22,428 $12,845
Travelers $5,866 $8,365 $13,444 $6,936
USAA $3,380 $4,247 $5,555 $3,687

Find Cheap Genesee, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Genesee, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Genesee for less when you shop around and compare rates from multiple Genesee, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Genesee, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $81,447
Farmers $19,972
GEICO $15,591
Liberty Mutual $42,286
Nationwide $9,783
Progressive $5,784
State Farm $22,428
Travelers $13,444
USAA $5,555

Winners by Category: Where to Buy Cheap Auto Insurance in Genesee, MI

Compare rates from the cheapest auto insurance companies in Genesee, MI for your needs. Take a look at how Genesee, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Genesee, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Genesee, Michigan Auto Insurance Companies

If you’re looking for the cheapest Genesee, MI auto insurance companies overall, you can compare them here. Find the best price for Genesee, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Genesee, Michigan

Insurance Company Average Annual Rates
Allstate $36,958
Farmers $18,845
GEICO $6,904
Liberty Mutual $26,449
Nationwide $9,418
Progressive $5,780
State Farm $13,498
Travelers $8,653
USAA $4,217

Compare Auto Insurance Quotes in Genesee, MI

You can buy cheap Genesee, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Genesee, Michigan auto insurance quotes from top companies.

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