Buy Cheap Gatesville, TX Auto Insurance (2021)

Gatesville, TX auto insurance rates average $356 a month. Minimum auto insurance requirements in Gatesville, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Gatesville, TX, compare Gatesville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gatesville, TX are $356/month
  • The most expensive auto insurance company in Gatesville is American Family
  • Average auto insurance rates in Gatesville, TX after a DUI are $4,798/year

Finding affordable Gatesville, Texas auto insurance can be challenging, but everything you need to know to buy cheap Gatesville, TX auto insurance with confidence is right here. Auto insurance rates in Gatesville are affected by local factors as well as personal ones like your driving record.

See how Gatesville, TX car insurance rates compare to Plano auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Gatesville.

Don’t buy Gatesville, TX auto insurance until you’ve compared rates. Get free Gatesville, Texas auto insurance quotes when you enter your ZIP code above.

Gatesville, TX Minimum Auto Insurance Requirements

The required auto insurance in Gatesville, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Gatesville, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Gatesville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gatesville, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gatesville, TX. Take a look at Gatesville, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gatesville, Texas

Insurance Company Poor Fair Good
Allstate $6,726 $4,921 $4,211
American Family $10,260 $6,494 $5,675
GEICO $4,304 $2,451 $1,645
Nationwide $4,506 $3,618 $3,144
Progressive $6,530 $5,600 $5,173
State Farm $3,748 $2,331 $1,856
USAA $3,243 $1,878 $1,513

Buy Cheap Gatesville, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gatesville, Texas auto insurance rates? Find out how car insurance rates in Gatesville, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gatesville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,433 $3,460 $3,390 $3,390 $9,054 $10,916 $4,237 $4,407
American Family $4,465 $4,990 $4,108 $4,737 $11,946 $15,701 $6,468 $7,394
GEICO $2,098 $2,253 $2,008 $2,261 $4,533 $4,708 $2,268 $2,271
Nationwide $2,352 $2,394 $2,077 $2,201 $6,681 $8,585 $2,764 $2,993
Progressive $3,121 $2,988 $2,751 $2,817 $12,746 $14,212 $3,720 $3,785
State Farm $1,876 $1,876 $1,662 $1,662 $4,383 $5,568 $2,032 $2,099
USAA $1,412 $1,419 $1,350 $1,338 $3,967 $4,316 $1,879 $2,010

Buy Cheap Gatesville, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gatesville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gatesville, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gatesville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,054 $10,916
American Family $11,946 $15,701
GEICO $4,533 $4,708
Nationwide $6,681 $8,585
Progressive $12,746 $14,212
State Farm $4,383 $5,568
USAA $3,967 $4,316

Buy Cheap Gatesville, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Gatesville, Texas by comparing Gatesville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gatesville, TX here.

Annual Auto Insurance Rates for Senior Drivers in Gatesville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,390 $3,390
American Family $4,108 $4,737
GEICO $2,008 $2,261
Nationwide $2,077 $2,201
Progressive $2,751 $2,817
State Farm $1,662 $1,662
USAA $1,350 $1,338

Find Cheap Auto Insurance Rates in Gatesville, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gatesville, Texas auto insurance. Compare Gatesville, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gatesville, Texas

Insurance Company Low Medium High
Allstate $5,150 $5,235 $5,473
American Family $6,891 $7,170 $8,368
GEICO $2,663 $2,770 $2,967
Nationwide $4,055 $3,595 $3,618
Progressive $5,495 $5,741 $6,066
State Farm $2,521 $2,638 $2,775
USAA $2,137 $2,203 $2,294

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Find Cheap Gatesville, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gatesville. Compare auto insurance rates in Gatesville, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gatesville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,159 $5,413
American Family $7,476 $7,476
GEICO $2,748 $2,852
Nationwide $3,756 $3,756
Progressive $5,767 $5,767
State Farm $2,645 $2,645
USAA $2,184 $2,239

Find Cheap Gatesville, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Gatesville, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Gatesville, TX to see how much where you live in Gatesville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Gatesville, Texas

ZIP Code Average Annual Rates
76528 $5,241
76599 $7,670

Find Cheap Gatesville, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Gatesville, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gatesville, TX, take a look at the average cost for various violations versus rates for a clean driving record in Gatesville.

Annual Gatesville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,100 $6,339 $6,605 $4,100
American Family $6,824 $8,660 $7,598 $6,824
GEICO $2,381 $3,127 $2,633 $3,060
Nationwide $3,256 $3,256 $4,832 $3,680
Progressive $5,022 $6,476 $5,888 $5,684
State Farm $2,362 $2,694 $3,161 $2,362
USAA $1,650 $2,432 $2,871 $1,892

Find Cheap Gatesville, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gatesville, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Gatesville for less when you shop around and compare rates from multiple Gatesville, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gatesville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,605
American Family $7,598
GEICO $2,633
Nationwide $4,832
Progressive $5,888
State Farm $3,161
USAA $2,871

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Winners by Category: Where to Buy Cheap Auto Insurance in Gatesville, TX

Compare rates from the cheapest auto insurance companies in Gatesville, TX for your needs. Take a look at how Gatesville, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gatesville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Gatesville, Texas Auto Insurance Companies

If you’re looking for the cheapest Gatesville, TX auto insurance companies overall, you can compare them here. Find the best price for Gatesville, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Gatesville, Texas

Insurance Company Average Annual Rates
Allstate $5,286
American Family $7,476
GEICO $2,800
Nationwide $3,756
Progressive $5,767
State Farm $2,645
USAA $2,212

What affects Gatesville, Texas auto insurance rates?

Local factors affect auto insurance rates in Gatesville, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Gatesville auto insurance rates.

Auto Theft in Gatesville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gatesville, TX auto theft show a total of 12 vehicle thefts annually.

Commute Times in Gatesville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gatesville, TX is 22.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Gatesville, TX

You can buy cheap Gatesville, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gatesville, Texas auto insurance quotes from top companies.

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