Buy Cheap Gates Mills, OH Auto Insurance (2021)

Gates Mills, OH auto insurance rates average $242 a month. Minimum auto insurance requirements in Gates Mills, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Gates Mills, OH, compare Gates Mills auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gates Mills, OH are $242/month
  • The most expensive auto insurance company in Gates Mills after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Gates Mills is Liberty Mutual

Finding affordable Gates Mills, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Gates Mills, OH auto insurance with confidence is right here. Auto insurance rates in Gates Mills are affected by local factors as well as personal ones like your driving record.

See how Gates Mills, OH car insurance rates compare to Columbus auto insurance rates, Lorain auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Gates Mills.

Don’t buy Gates Mills, OH auto insurance until you’ve compared rates. Get free Gates Mills, Ohio auto insurance quotes when you enter your ZIP code above.

Gates Mills, OH Minimum Auto Insurance Requirements

The required auto insurance in Gates Mills, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Gates Mills, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Gates Mills, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gates Mills, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gates Mills, OH. Take a look at Gates Mills, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gates Mills, Ohio

Insurance Company Poor Fair Good
Allstate $4,191 $3,059 $2,545
American Family $2,097 $1,426 $1,206
Farmers $4,208 $3,570 $3,399
GEICO $2,260 $1,885 $1,509
Liberty Mutual $6,111 $3,767 $2,955
Nationwide $3,878 $3,127 $2,643
Progressive $4,094 $3,565 $3,345
State Farm $3,915 $2,418 $1,906
Travelers $3,560 $3,101 $2,897
USAA $2,002 $1,423 $1,214

Buy Cheap Gates Mills, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gates Mills, Ohio auto insurance rates? Find out how car insurance rates in Gates Mills, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gates Mills, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,164 $2,148 $1,966 $2,100 $6,117 $6,993 $2,249 $2,386
American Family $960 $996 $883 $886 $3,088 $3,350 $1,191 $1,256
Farmers $1,946 $1,941 $1,712 $1,811 $8,808 $9,156 $2,174 $2,258
GEICO $1,353 $1,318 $1,287 $1,309 $3,659 $3,395 $1,499 $1,258
Liberty Mutual $1,966 $2,144 $1,510 $1,842 $10,538 $11,882 $2,079 $2,261
Nationwide $2,133 $2,140 $1,931 $1,940 $5,548 $7,118 $2,280 $2,642
Progressive $1,843 $1,720 $1,538 $1,584 $8,550 $9,611 $2,213 $2,285
State Farm $1,606 $1,606 $1,453 $1,453 $5,247 $6,585 $1,872 $2,147
Travelers $1,445 $1,465 $1,451 $1,438 $6,391 $10,078 $1,512 $1,708
USAA $924 $931 $886 $880 $2,932 $3,255 $1,236 $1,327

Buy Cheap Gates Mills, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gates Mills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gates Mills, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gates Mills, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,117 $6,993
American Family $3,088 $3,350
Farmers $8,808 $9,156
GEICO $3,659 $3,395
Liberty Mutual $10,538 $11,882
Nationwide $5,548 $7,118
Progressive $8,550 $9,611
State Farm $5,247 $6,585
Travelers $6,391 $10,078
USAA $2,932 $3,255

Buy Cheap Gates Mills, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Gates Mills, Ohio by comparing Gates Mills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gates Mills, OH here.

Annual Auto Insurance Rates for Senior Drivers in Gates Mills, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,966 $2,100
American Family $883 $886
Farmers $1,712 $1,811
GEICO $1,287 $1,309
Liberty Mutual $1,510 $1,842
Nationwide $1,931 $1,940
Progressive $1,538 $1,584
State Farm $1,453 $1,453
Travelers $1,451 $1,438
USAA $886 $880

Find Cheap Auto Insurance Rates in Gates Mills, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gates Mills, Ohio auto insurance. Compare Gates Mills, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gates Mills, Ohio

Insurance Company Low Medium High
Allstate $3,140 $3,257 $3,398
American Family $1,547 $1,589 $1,593
Farmers $3,511 $3,666 $4,001
GEICO $1,816 $1,875 $1,963
Liberty Mutual $4,098 $4,301 $4,434
Nationwide $3,545 $3,119 $2,985
Progressive $3,543 $3,642 $3,819
State Farm $2,590 $2,757 $2,892
Travelers $3,095 $3,229 $3,234
USAA $1,472 $1,545 $1,623

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Find Cheap Gates Mills, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gates Mills. Compare auto insurance rates in Gates Mills, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gates Mills, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,265 $3,265
American Family $1,557 $1,595
Farmers $3,726 $3,726
GEICO $1,853 $1,916
Liberty Mutual $4,278 $4,278
Nationwide $3,216 $3,216
Progressive $3,668 $3,668
State Farm $2,676 $2,816
Travelers $3,186 $3,186
USAA $1,488 $1,605

Find Cheap Gates Mills, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Gates Mills, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gates Mills, OH, take a look at the average cost for various violations versus rates for a clean driving record in Gates Mills.

Annual Gates Mills, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,728 $3,319 $3,915 $3,100
American Family $1,509 $1,599 $1,599 $1,599
Farmers $3,074 $3,963 $3,864 $4,003
GEICO $1,273 $1,845 $2,696 $1,725
Liberty Mutual $3,588 $4,623 $4,709 $4,192
Nationwide $2,589 $3,278 $4,143 $2,856
Progressive $3,157 $4,320 $3,362 $3,833
State Farm $2,489 $3,004 $2,746 $2,746
Travelers $2,332 $3,057 $4,629 $2,726
USAA $1,182 $1,592 $2,101 $1,310

Find Cheap Gates Mills, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gates Mills, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Gates Mills for less when you shop around and compare rates from multiple Gates Mills, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gates Mills, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,915
American Family $1,599
Farmers $3,864
GEICO $2,696
Liberty Mutual $4,709
Nationwide $4,143
Progressive $3,362
State Farm $2,746
Travelers $4,629
USAA $2,101

Winners by Category: Where to Buy Cheap Auto Insurance in Gates Mills, OH

Compare rates from the cheapest auto insurance companies in Gates Mills, OH for your needs. Take a look at how Gates Mills, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gates Mills, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Gates Mills, Ohio Auto Insurance Companies

If you’re looking for the cheapest Gates Mills, OH auto insurance companies overall, you can compare them here. Find the best price for Gates Mills, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Gates Mills, Ohio

Insurance Company Average Annual Rates
Allstate $3,265
American Family $1,576
Farmers $3,726
GEICO $1,885
Liberty Mutual $4,278
Nationwide $3,216
Progressive $3,668
State Farm $2,746
Travelers $3,186
USAA $1,546

What affects Gates Mills, Ohio auto insurance rates?

Local factors affect auto insurance rates in Gates Mills, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Gates Mills auto insurance rates.

Commute Times in Gates Mills

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gates Mills, OH is 25.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Gates Mills, OH

You can buy cheap Gates Mills, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gates Mills, Ohio auto insurance quotes from top companies.

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