Buy Cheap Gary, TX Auto Insurance (2021)

Gary, TX auto insurance rates average $332 a month. Minimum auto insurance requirements in Gary, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Gary, TX, compare Gary auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gary, TX are $332/month
  • Average auto insurance rates in Gary, TX after a DUI are $4,535/year
  • Average auto insurance rates in Gary, TX for teens drivers are $7,158/year

Finding affordable Gary, Texas auto insurance can be challenging, but everything you need to know to buy cheap Gary, TX auto insurance with confidence is right here. Auto insurance rates in Gary are affected by local factors as well as personal ones like your driving record.

See how Gary, TX car insurance rates compare to Fort Worth auto insurance rates, Laredo auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Gary.

Don’t buy Gary, TX auto insurance until you’ve compared rates. Get free Gary, Texas auto insurance quotes when you enter your ZIP code above.

Gary, TX Minimum Auto Insurance Requirements

The required auto insurance in Gary, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Gary, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Gary, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gary, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gary, TX. Take a look at Gary, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gary, Texas

Insurance Company Poor Fair Good
Allstate $7,676 $5,603 $4,790
American Family $6,017 $3,802 $3,329
GEICO $4,498 $2,557 $1,713
Nationwide $4,741 $3,806 $3,304
Progressive $6,004 $5,215 $4,841
State Farm $4,014 $2,495 $1,986
USAA $3,619 $2,084 $1,674

Buy Cheap Gary, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gary, Texas auto insurance rates? Find out how car insurance rates in Gary, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gary, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,951 $4,001 $3,903 $3,903 $10,129 $12,282 $4,893 $5,122
American Family $2,635 $2,933 $2,463 $2,821 $6,980 $9,136 $3,783 $4,311
GEICO $2,199 $2,366 $2,127 $2,398 $4,693 $4,876 $2,367 $2,358
Nationwide $2,466 $2,507 $2,177 $2,305 $7,052 $9,052 $2,903 $3,140
Progressive $2,792 $2,634 $2,498 $2,537 $12,154 $13,570 $3,307 $3,335
State Farm $2,006 $2,006 $1,778 $1,778 $4,698 $5,970 $2,173 $2,245
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Buy Cheap Gary, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gary can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gary, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gary, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,129 $12,282
American Family $6,980 $9,136
GEICO $4,693 $4,876
Nationwide $7,052 $9,052
Progressive $12,154 $13,570
State Farm $4,698 $5,970
USAA $4,400 $4,800

Buy Cheap Gary, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Gary, Texas by comparing Gary senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gary, TX here.

Annual Auto Insurance Rates for Senior Drivers in Gary, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,903 $3,903
American Family $2,463 $2,821
GEICO $2,127 $2,398
Nationwide $2,177 $2,305
Progressive $2,498 $2,537
State Farm $1,778 $1,778
USAA $1,496 $1,487

Find Cheap Auto Insurance Rates in Gary, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gary, Texas auto insurance. Compare Gary, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gary, Texas

Insurance Company Low Medium High
Allstate $5,896 $5,976 $6,198
American Family $4,059 $4,210 $4,878
GEICO $2,764 $2,882 $3,123
Nationwide $4,253 $3,780 $3,818
Progressive $5,049 $5,327 $5,684
State Farm $2,695 $2,821 $2,979
USAA $2,380 $2,450 $2,547

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Find Cheap Gary, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gary. Compare auto insurance rates in Gary, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gary, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,879 $6,167
American Family $4,383 $4,383
GEICO $2,868 $2,978
Nationwide $3,950 $3,950
Progressive $5,353 $5,353
State Farm $2,832 $2,832
USAA $2,428 $2,490

Find Cheap Gary, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Gary, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gary, TX, take a look at the average cost for various violations versus rates for a clean driving record in Gary.

Annual Gary, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $7,176 $7,443 $4,736
American Family $4,002 $5,071 $4,456 $4,002
GEICO $2,485 $3,262 $2,747 $3,198
Nationwide $3,425 $3,425 $5,080 $3,870
Progressive $4,656 $6,076 $5,442 $5,240
State Farm $2,528 $2,884 $3,387 $2,528
USAA $1,835 $2,704 $3,192 $2,106

Find Cheap Gary, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gary, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Gary for less when you shop around and compare rates from multiple Gary, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gary, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,443
American Family $4,456
GEICO $2,747
Nationwide $5,080
Progressive $5,442
State Farm $3,387
USAA $3,192

Winners by Category: Where to Buy Cheap Auto Insurance in Gary, TX

Compare rates from the cheapest auto insurance companies in Gary, TX for your needs. Take a look at how Gary, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gary, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Gary, Texas Auto Insurance Companies

If you’re looking for the cheapest Gary, TX auto insurance companies overall, you can compare them here. Find the best price for Gary, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Gary, Texas

Insurance Company Average Annual Rates
Allstate $6,023
American Family $4,383
GEICO $2,923
Nationwide $3,950
Progressive $5,353
State Farm $2,832
USAA $2,459

What affects Gary, Texas auto insurance rates?

Local factors affect auto insurance rates in Gary, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Gary auto insurance rates.

Commute Times in Gary

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gary, TX is 33.3 minutes according to City-Data.

Traffic in Gary

How is traffic in Gary, Texas? Inrix data shows that Gary, TX traffic makes it the 948th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Gary, TX

You can buy cheap Gary, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gary, Texas auto insurance quotes from top companies.

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