Buy Cheap Garwood, TX Auto Insurance (2021)

Garwood, TX auto insurance rates average $335 a month. Minimum auto insurance requirements in Garwood, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Garwood, TX, compare Garwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Garwood is American Family
  • Average auto insurance rates in Garwood, TX after a DUI are $4,529/year
  • The most expensive auto insurance company in Garwood after a DUI is Allstate

Finding affordable Garwood, Texas auto insurance can be challenging, but everything you need to know to buy cheap Garwood, TX auto insurance with confidence is right here. Auto insurance rates in Garwood are affected by local factors as well as personal ones like your driving record.

See how Garwood, TX car insurance rates compare to Arlington auto insurance rates, Corpus Christi auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Garwood.

Don’t buy Garwood, TX auto insurance until you’ve compared rates. Get free Garwood, Texas auto insurance quotes when you enter your ZIP code above.

Garwood, TX Minimum Auto Insurance Requirements

The required auto insurance in Garwood, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Garwood, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Garwood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Garwood, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Garwood, TX. Take a look at Garwood, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Garwood, Texas

Insurance Company Poor Fair Good
Allstate $6,909 $5,046 $4,316
American Family $8,319 $5,360 $4,665
GEICO $4,864 $2,757 $1,842
Nationwide $4,074 $3,275 $2,848
Progressive $5,753 $4,999 $4,642
State Farm $3,646 $2,269 $1,807
USAA $3,502 $2,022 $1,626

Buy Cheap Garwood, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Garwood, Texas auto insurance rates? Find out how car insurance rates in Garwood, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garwood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,525 $3,552 $3,483 $3,483 $9,290 $11,193 $4,347 $4,516
American Family $3,572 $4,009 $3,363 $3,888 $9,927 $12,949 $5,237 $5,973
GEICO $2,344 $2,526 $2,254 $2,537 $5,113 $5,366 $2,539 $2,555
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,691 $2,530 $2,407 $2,448 $11,654 $12,972 $3,171 $3,181
State Farm $1,825 $1,825 $1,618 $1,618 $4,267 $5,419 $1,977 $2,041
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Buy Cheap Garwood, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Garwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Garwood, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Garwood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,290 $11,193
American Family $9,927 $12,949
GEICO $5,113 $5,366
Nationwide $6,027 $7,731
Progressive $11,654 $12,972
State Farm $4,267 $5,419
USAA $4,265 $4,651

Buy Cheap Garwood, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Garwood, Texas by comparing Garwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Garwood, TX here.

Annual Auto Insurance Rates for Senior Drivers in Garwood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,483 $3,483
American Family $3,363 $3,888
GEICO $2,254 $2,537
Nationwide $1,893 $2,004
Progressive $2,407 $2,448
State Farm $1,618 $1,618
USAA $1,451 $1,442

Find Cheap Auto Insurance Rates in Garwood, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Garwood, Texas auto insurance. Compare Garwood, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garwood, Texas

Insurance Company Low Medium High
Allstate $5,273 $5,367 $5,631
American Family $5,637 $5,856 $6,850
GEICO $3,008 $3,119 $3,336
Nationwide $3,675 $3,255 $3,267
Progressive $4,827 $5,103 $5,465
State Farm $2,448 $2,566 $2,708
USAA $2,305 $2,374 $2,471

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Find Cheap Garwood, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Garwood. Compare auto insurance rates in Garwood, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Garwood, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,293 $5,555
American Family $6,115 $6,115
GEICO $3,096 $3,213
Nationwide $3,399 $3,399
Progressive $5,132 $5,132
State Farm $2,574 $2,574
USAA $2,353 $2,414

Find Cheap Garwood, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Garwood, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Garwood, TX, take a look at the average cost for various violations versus rates for a clean driving record in Garwood.

Annual Garwood, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,203 $6,513 $6,776 $4,203
American Family $5,555 $7,121 $6,227 $5,555
GEICO $2,680 $3,538 $2,956 $3,443
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $4,466 $5,823 $5,214 $5,024
State Farm $2,298 $2,621 $3,078 $2,298
USAA $1,778 $2,621 $3,093 $2,041

Find Cheap Garwood, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Garwood, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Garwood for less when you shop around and compare rates from multiple Garwood, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Garwood, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,776
American Family $6,227
GEICO $2,956
Nationwide $4,361
Progressive $5,214
State Farm $3,078
USAA $3,093

Winners by Category: Where to Buy Cheap Auto Insurance in Garwood, TX

Compare rates from the cheapest auto insurance companies in Garwood, TX for your needs. Take a look at how Garwood, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Garwood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Garwood, Texas Auto Insurance Companies

If you’re looking for the cheapest Garwood, TX auto insurance companies overall, you can compare them here. Find the best price for Garwood, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Garwood, Texas

Insurance Company Average Annual Rates
Allstate $5,424
American Family $6,115
GEICO $3,154
Nationwide $3,399
Progressive $5,132
State Farm $2,574
USAA $2,383

Compare Auto Insurance Quotes in Garwood, TX

You can buy cheap Garwood, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Garwood, Texas auto insurance quotes from top companies.

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