Buy Cheap Garwin, IA Auto Insurance (2021)

Garwin, IA auto insurance rates average $238 a month. Minimum auto insurance requirements in Garwin, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Garwin, IA, compare Garwin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Garwin is Travelers
  • The most expensive auto insurance company in Garwin after a DUI is Travelers
  • Average auto insurance rates in Garwin, IA are $238/month

Finding affordable Garwin, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Garwin, IA auto insurance with confidence is right here. Auto insurance rates in Garwin are affected by local factors as well as personal ones like your driving record.

See how Garwin, IA car insurance rates compare to Des Moines auto insurance rates, Ames auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Garwin.

Don’t buy Garwin, IA auto insurance until you’ve compared rates. Get free Garwin, Iowa auto insurance quotes when you enter your ZIP code above.

Garwin, IA Minimum Auto Insurance Requirements

The required auto insurance in Garwin, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Garwin, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Garwin, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Garwin, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Garwin, IA. Take a look at Garwin, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Garwin, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,724 $2,737 $2,301
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,233 $3,856 $3,034
Nationwide $2,944 $2,296 $2,015
Progressive $2,692 $2,180 $1,976
State Farm $3,026 $1,873 $1,477
Travelers $5,741 $4,900 $4,668
USAA $2,421 $1,661 $1,438

Buy Cheap Garwin, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Garwin, Iowa auto insurance rates? Find out how car insurance rates in Garwin, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garwin, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,884 $1,884 $1,686 $1,686 $5,028 $7,049 $1,884 $2,268
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,081 $2,257 $1,832 $2,225 $10,185 $11,460 $2,358 $2,599
Nationwide $1,699 $1,748 $1,512 $1,619 $3,814 $4,957 $1,912 $2,085
Progressive $1,595 $1,532 $1,316 $1,366 $3,975 $4,482 $1,919 $2,076
State Farm $1,390 $1,390 $1,218 $1,218 $3,723 $4,722 $1,562 $1,780
Travelers $2,320 $2,368 $2,250 $2,257 $10,184 $16,171 $2,415 $2,861
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Buy Cheap Garwin, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Garwin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Garwin, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Garwin, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,028 $7,049
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,185 $11,460
Nationwide $3,814 $4,957
Progressive $3,975 $4,482
State Farm $3,723 $4,722
Travelers $10,184 $16,171
USAA $3,311 $3,520

Buy Cheap Garwin, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Garwin, Iowa by comparing Garwin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Garwin, IA here.

Annual Auto Insurance Rates for Senior Drivers in Garwin, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,686 $1,686
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,832 $2,225
Nationwide $1,512 $1,619
Progressive $1,316 $1,366
State Farm $1,218 $1,218
Travelers $2,250 $2,257
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Garwin, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Garwin, Iowa auto insurance. Compare Garwin, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garwin, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $2,933 $3,084 $2,747
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,199 $4,367 $4,557
Nationwide $2,531 $2,401 $2,323
Progressive $2,154 $2,291 $2,402
State Farm $2,029 $2,136 $2,211
Travelers $4,826 $5,179 $5,305
USAA $1,749 $1,845 $1,925

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Find Cheap Garwin, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Garwin. Compare auto insurance rates in Garwin, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Garwin, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,887 $2,955
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,374 $4,374
Nationwide $2,418 $2,418
Progressive $2,283 $2,283
State Farm $2,075 $2,176
Travelers $5,103 $5,103
USAA $1,773 $1,907

Find Cheap Garwin, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Garwin, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Garwin, IA, take a look at the average cost for various violations versus rates for a clean driving record in Garwin.

Annual Garwin, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,108 $3,092 $4,006 $2,478
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,778 $4,676 $4,765 $4,279
Nationwide $1,744 $2,515 $3,438 $1,976
Progressive $1,834 $3,012 $1,990 $2,295
State Farm $1,970 $2,281 $2,125 $2,125
Travelers $3,726 $4,962 $6,631 $5,094
USAA $1,407 $1,885 $2,453 $1,615

Find Cheap Garwin, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Garwin, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Garwin for less when you shop around and compare rates from multiple Garwin, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Garwin, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,006
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,765
Nationwide $3,438
Progressive $1,990
State Farm $2,125
Travelers $6,631
USAA $2,453

Winners by Category: Where to Buy Cheap Auto Insurance in Garwin, IA

Compare rates from the cheapest auto insurance companies in Garwin, IA for your needs. Take a look at how Garwin, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Garwin, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Garwin, Iowa Auto Insurance Companies

If you’re looking for the cheapest Garwin, IA auto insurance companies overall, you can compare them here. Find the best price for Garwin, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Garwin, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $2,921
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,374
Nationwide $2,418
Progressive $2,283
State Farm $2,125
Travelers $5,103
USAA $1,840

What affects Garwin, Iowa auto insurance rates?

Local factors affect auto insurance rates in Garwin, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Garwin auto insurance rates.

Commute Times in Garwin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Garwin, IA is 21.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Garwin, IA

You can buy cheap Garwin, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Garwin, Iowa auto insurance quotes from top companies.

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