Buy Cheap Garrison, IA Auto Insurance (2021)

Garrison, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Garrison, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Garrison, IA, compare Garrison auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Garrison, IA are $242/month
  • The most expensive auto insurance company in Garrison is Travelers
  • The most expensive auto insurance company in Garrison after a DUI is Travelers

Finding affordable Garrison, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Garrison, IA auto insurance with confidence is right here. Auto insurance rates in Garrison are affected by local factors as well as personal ones like your driving record.

See how Garrison, IA car insurance rates compare to Iowa City auto insurance rates, Des Moines auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Garrison.

Don’t buy Garrison, IA auto insurance until you’ve compared rates. Get free Garrison, Iowa auto insurance quotes when you enter your ZIP code above.

Garrison, IA Minimum Auto Insurance Requirements

The required auto insurance in Garrison, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Garrison, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Garrison, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Garrison, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Garrison, IA. Take a look at Garrison, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Garrison, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,950 $2,903 $2,439
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,026 $2,378 $2,082
Progressive $2,679 $2,168 $1,965
State Farm $3,126 $1,934 $1,525
Travelers $6,220 $5,314 $5,064
USAA $2,421 $1,661 $1,438

Buy Cheap Garrison, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Garrison, Iowa auto insurance rates? Find out how car insurance rates in Garrison, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garrison, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,722 $1,764 $1,537 $1,636 $4,030 $5,193 $1,957 $2,124
Progressive $1,589 $1,527 $1,311 $1,360 $3,946 $4,451 $1,912 $2,069
State Farm $1,430 $1,430 $1,256 $1,256 $3,859 $4,896 $1,607 $1,828
Travelers $2,477 $2,526 $2,420 $2,422 $11,112 $17,688 $2,581 $3,036
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Buy Cheap Garrison, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Garrison can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Garrison, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Garrison, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,322 $7,474
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,030 $5,193
Progressive $3,946 $4,451
State Farm $3,859 $4,896
Travelers $11,112 $17,688
USAA $3,311 $3,520

Buy Cheap Garrison, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Garrison, Iowa by comparing Garrison senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Garrison, IA here.

Annual Auto Insurance Rates for Senior Drivers in Garrison, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,787 $1,787
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,537 $1,636
Progressive $1,311 $1,360
State Farm $1,256 $1,256
Travelers $2,420 $2,422
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Garrison, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Garrison, Iowa auto insurance. Compare Garrison, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garrison, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,116 $3,269 $2,906
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,594 $2,487 $2,405
Progressive $2,147 $2,279 $2,385
State Farm $2,087 $2,208 $2,291
Travelers $5,200 $5,617 $5,781
USAA $1,749 $1,845 $1,925

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Find Cheap Garrison, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Garrison. Compare auto insurance rates in Garrison, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Garrison, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,061 $3,133
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,495 $2,495
Progressive $2,270 $2,270
State Farm $2,142 $2,248
Travelers $5,533 $5,533
USAA $1,773 $1,907

Find Cheap Garrison, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Garrison, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Garrison, IA, take a look at the average cost for various violations versus rates for a clean driving record in Garrison.

Annual Garrison, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,236 $3,271 $4,251 $2,630
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,813 $2,594 $3,526 $2,048
Progressive $1,825 $2,995 $1,979 $2,283
State Farm $2,033 $2,357 $2,195 $2,195
Travelers $4,022 $5,377 $7,209 $5,522
USAA $1,407 $1,885 $2,453 $1,615

Find Cheap Garrison, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Garrison, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Garrison for less when you shop around and compare rates from multiple Garrison, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Garrison, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,251
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,526
Progressive $1,979
State Farm $2,195
Travelers $7,209
USAA $2,453

Winners by Category: Where to Buy Cheap Auto Insurance in Garrison, IA

Compare rates from the cheapest auto insurance companies in Garrison, IA for your needs. Take a look at how Garrison, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Garrison, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Garrison, Iowa Auto Insurance Companies

If you’re looking for the cheapest Garrison, IA auto insurance companies overall, you can compare them here. Find the best price for Garrison, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Garrison, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,097
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,495
Progressive $2,270
State Farm $2,195
Travelers $5,533
USAA $1,840

What affects Garrison, Iowa auto insurance rates?

Local factors affect auto insurance rates in Garrison, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Garrison auto insurance rates.

Commute Times in Garrison

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Garrison, IA is 22.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Garrison, IA

You can buy cheap Garrison, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Garrison, Iowa auto insurance quotes from top companies.

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