Buy Cheap Garretson, SD Auto Insurance (2021)

Garretson, SD auto insurance rates average $303 a month. Minimum auto insurance requirements in Garretson, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Garretson, SD, compare Garretson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Garretson, SD for teens drivers are $7,179/year
  • Average auto insurance rates in Garretson, SD after a DUI are $4,396/year
  • Average auto insurance rates in Garretson, SD are $303/month

Finding affordable Garretson, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Garretson, SD auto insurance with confidence is right here. Auto insurance rates in Garretson are affected by local factors as well as personal ones like your driving record.

See how Garretson, SD car insurance rates compare to Yankton auto insurance rates, Box Elder auto insurance rates, and Vermillion auto insurance rates before you read more about the cost of auto insurance in Garretson.

Don’t buy Garretson, SD auto insurance until you’ve compared rates. Get free Garretson, South Dakota auto insurance quotes when you enter your ZIP code above.

Garretson, SD Minimum Auto Insurance Requirements

The required auto insurance in Garretson, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Garretson, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Garretson, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Garretson, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Garretson, SD. Take a look at Garretson, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Garretson, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,713 $3,149 $3,017
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,114 $2,476 $2,170
Progressive $3,781 $3,196 $2,969
State Farm $3,234 $1,934 $1,498

Buy Cheap Garretson, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Garretson, South Dakota auto insurance rates? Find out how car insurance rates in Garretson, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garretson, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,685 $1,685 $1,480 $1,546 $7,875 $8,175 $1,891 $2,009
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,816 $1,855 $1,629 $1,729 $4,112 $5,269 $2,058 $2,227
Progressive $1,808 $1,755 $1,493 $1,551 $7,174 $8,122 $2,258 $2,363
State Farm $1,510 $1,510 $1,303 $1,303 $3,752 $4,809 $1,690 $1,900

Buy Cheap Garretson, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Garretson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Garretson, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Garretson, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $7,875 $8,175
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $4,112 $5,269
Progressive $7,174 $8,122
State Farm $3,752 $4,809

Buy Cheap Garretson, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Garretson, South Dakota by comparing Garretson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Garretson, SD here.

Annual Auto Insurance Rates for Senior Drivers in Garretson, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,480 $1,546
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,629 $1,729
Progressive $1,493 $1,551
State Farm $1,303 $1,303

Find Cheap Auto Insurance Rates in Garretson, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Garretson, South Dakota auto insurance. Compare Garretson, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garretson, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,136 $3,254 $3,490
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,411 $2,573 $2,776
Progressive $3,188 $3,271 $3,488
State Farm $2,150 $2,223 $2,293

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Find Cheap Garretson, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Garretson. Compare auto insurance rates in Garretson, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Garretson, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,293 $3,293
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,587 $2,587
Progressive $3,316 $3,316
State Farm $2,168 $2,276

Find Cheap Garretson, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Garretson, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Garretson, SD, take a look at the average cost for various violations versus rates for a clean driving record in Garretson.

Annual Garretson, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,800 $3,555 $3,468 $3,350
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,891 $2,595 $3,680 $2,182
Progressive $2,849 $3,919 $3,073 $3,421
State Farm $2,079 $2,365 $2,222 $2,222

Find Cheap Garretson, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Garretson, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Garretson for less when you shop around and compare rates from multiple Garretson, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Garretson, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,468
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,680
Progressive $3,073
State Farm $2,222

Winners by Category: Where to Buy Cheap Auto Insurance in Garretson, SD

Compare rates from the cheapest auto insurance companies in Garretson, SD for your needs. Take a look at how Garretson, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Garretson, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Garretson, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Garretson, SD auto insurance companies overall, you can compare them here. Find the best price for Garretson, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Garretson, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,293
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,587
Progressive $3,316
State Farm $2,222

What affects Garretson, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Garretson, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Garretson auto insurance rates.

Commute Times in Garretson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Garretson, SD is 21.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Garretson, SD

You can buy cheap Garretson, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Garretson, South Dakota auto insurance quotes from top companies.

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