Buy Cheap Garfield, NM Auto Insurance (2021)

Garfield, NM auto insurance rates average $257 a month. Minimum auto insurance requirements in Garfield, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Garfield, NM, compare Garfield auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Garfield, NM after a DUI are $3,931/year
  • Average auto insurance rates in Garfield, NM for teens drivers are $5,942/year
  • Average auto insurance rates in Garfield, NM are $257/month

Finding affordable Garfield, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Garfield, NM auto insurance with confidence is right here. Auto insurance rates in Garfield are affected by local factors as well as personal ones like your driving record.

See how Garfield, NM car insurance rates compare to Albuquerque auto insurance rates, Hobbs auto insurance rates, and Carlsbad auto insurance rates before you read more about the cost of auto insurance in Garfield.

Don’t buy Garfield, NM auto insurance until you’ve compared rates. Get free Garfield, New Mexico auto insurance quotes when you enter your ZIP code above.

Garfield, NM Minimum Auto Insurance Requirements

The required auto insurance in Garfield, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Garfield, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Garfield, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Garfield, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Garfield, NM. Take a look at Garfield, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Garfield, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,344 $3,593 $3,417
GEICO $4,357 $3,795 $3,512
Nationwide $3,700 $2,873 $2,495
Progressive $2,840 $2,532 $2,396
State Farm $3,235 $1,987 $1,569
USAA $2,656 $1,996 $1,734

Buy Cheap Garfield, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Garfield, New Mexico auto insurance rates? Find out how car insurance rates in Garfield, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garfield, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,110 $2,103 $1,889 $2,015 $8,553 $8,794 $2,369 $2,444
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,398 $1,355 $1,268 $1,274 $5,643 $6,347 $1,686 $1,743
State Farm $1,449 $1,449 $1,326 $1,326 $4,054 $5,096 $1,626 $1,786
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

Buy Cheap Garfield, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Garfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Garfield, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Garfield, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,553 $8,794
GEICO $7,018 $9,580
Nationwide $4,957 $6,243
Progressive $5,643 $6,347
State Farm $4,054 $5,096
USAA $3,675 $4,144

Buy Cheap Garfield, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Garfield, New Mexico by comparing Garfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Garfield, NM here.

Annual Auto Insurance Rates for Senior Drivers in Garfield, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,889 $2,015
GEICO $2,269 $2,269
Nationwide $1,903 $1,997
Progressive $1,268 $1,274
State Farm $1,326 $1,326
USAA $1,370 $1,363

Find Cheap Auto Insurance Rates in Garfield, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Garfield, New Mexico auto insurance. Compare Garfield, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garfield, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,444 $3,748 $4,162
GEICO $3,606 $3,879 $4,179
Nationwide $2,967 $2,989 $3,112
Progressive $2,475 $2,589 $2,704
State Farm $2,047 $2,273 $2,472
USAA $1,967 $2,139 $2,280

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Garfield, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Garfield. Compare auto insurance rates in Garfield, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Garfield, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,785 $3,785
GEICO $3,828 $3,948
Nationwide $3,023 $3,023
Progressive $2,589 $2,589
State Farm $2,205 $2,323
USAA $2,065 $2,192

Find Cheap Garfield, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Garfield, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Garfield, NM, take a look at the average cost for various violations versus rates for a clean driving record in Garfield.

Annual Garfield, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,199 $4,117 $4,022 $3,801
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,246 $3,052 $2,415 $2,644
State Farm $2,119 $2,312 $2,312 $2,312
USAA $1,578 $2,195 $2,905 $1,837

Find Cheap Garfield, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Garfield, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Garfield for less when you shop around and compare rates from multiple Garfield, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Garfield, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,022
GEICO $7,283
Nationwide $4,082
Progressive $2,415
State Farm $2,312
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in Garfield, NM

Compare rates from the cheapest auto insurance companies in Garfield, NM for your needs. Take a look at how Garfield, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Garfield, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Garfield, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Garfield, NM auto insurance companies overall, you can compare them here. Find the best price for Garfield, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Garfield, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,785
GEICO $3,888
Nationwide $3,023
Progressive $2,589
State Farm $2,264
USAA $2,129

Compare Auto Insurance Quotes in Garfield, NM

You can buy cheap Garfield, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Garfield, New Mexico auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption