Buy Cheap Garden Ridge, TX Auto Insurance (2021)

Garden Ridge, TX auto insurance rates average $312 a month. Minimum auto insurance requirements in Garden Ridge, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Garden Ridge, TX, compare Garden Ridge auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Garden Ridge after a DUI is Allstate
  • Average auto insurance rates in Garden Ridge, TX after a DUI are $4,252/year
  • The most expensive auto insurance company in Garden Ridge is Allstate

Finding affordable Garden Ridge, Texas auto insurance can be challenging, but everything you need to know to buy cheap Garden Ridge, TX auto insurance with confidence is right here. Auto insurance rates in Garden Ridge are affected by local factors as well as personal ones like your driving record.

See how Garden Ridge, TX car insurance rates compare to Laredo auto insurance rates, Plano auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Garden Ridge.

Don’t buy Garden Ridge, TX auto insurance until you’ve compared rates. Get free Garden Ridge, Texas auto insurance quotes when you enter your ZIP code above.

Garden Ridge, TX Minimum Auto Insurance Requirements

The required auto insurance in Garden Ridge, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Garden Ridge, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Garden Ridge, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Garden Ridge, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Garden Ridge, TX. Take a look at Garden Ridge, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Garden Ridge, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $5,837 $3,699 $3,224
GEICO $5,234 $2,960 $1,971
Nationwide $4,535 $3,649 $3,169
Progressive $5,065 $4,403 $4,090
State Farm $4,287 $2,667 $2,124
USAA $3,301 $1,925 $1,555

Buy Cheap Garden Ridge, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Garden Ridge, Texas auto insurance rates? Find out how car insurance rates in Garden Ridge, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garden Ridge, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,567 $2,858 $2,398 $2,747 $6,766 $8,831 $3,679 $4,185
GEICO $2,503 $2,711 $2,429 $2,781 $5,576 $5,721 $2,709 $2,678
Nationwide $2,359 $2,395 $2,086 $2,204 $6,772 $8,674 $2,780 $3,004
Progressive $2,373 $2,244 $2,125 $2,160 $10,219 $11,392 $2,807 $2,837
State Farm $2,110 $2,110 $1,879 $1,879 $5,086 $6,486 $2,296 $2,364
USAA $1,438 $1,441 $1,380 $1,363 $4,085 $4,429 $1,912 $2,035

Buy Cheap Garden Ridge, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Garden Ridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Garden Ridge, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Garden Ridge, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $6,766 $8,831
GEICO $5,576 $5,721
Nationwide $6,772 $8,674
Progressive $10,219 $11,392
State Farm $5,086 $6,486
USAA $4,085 $4,429

Buy Cheap Garden Ridge, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Garden Ridge, Texas by comparing Garden Ridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Garden Ridge, TX here.

Annual Auto Insurance Rates for Senior Drivers in Garden Ridge, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,398 $2,747
GEICO $2,429 $2,781
Nationwide $2,086 $2,204
Progressive $2,125 $2,160
State Farm $1,879 $1,879
USAA $1,380 $1,363

Find Cheap Auto Insurance Rates in Garden Ridge, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Garden Ridge, Texas auto insurance. Compare Garden Ridge, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garden Ridge, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $3,962 $4,097 $4,702
GEICO $3,192 $3,347 $3,627
Nationwide $4,075 $3,625 $3,653
Progressive $4,291 $4,498 $4,769
State Farm $2,864 $3,018 $3,196
USAA $2,177 $2,250 $2,354

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Find Cheap Garden Ridge, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Garden Ridge. Compare auto insurance rates in Garden Ridge, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Garden Ridge, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,254 $4,254
GEICO $3,327 $3,449
Nationwide $3,784 $3,784
Progressive $4,520 $4,520
State Farm $3,026 $3,026
USAA $2,232 $2,289

Find Cheap Garden Ridge, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Garden Ridge, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Garden Ridge, TX, take a look at the average cost for various violations versus rates for a clean driving record in Garden Ridge.

Annual Garden Ridge, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $3,875 $4,937 $4,327 $3,875
GEICO $2,872 $3,817 $3,164 $3,700
Nationwide $3,286 $3,286 $4,858 $3,708
Progressive $3,939 $5,119 $4,593 $4,428
State Farm $2,685 $3,084 $3,650 $2,685
USAA $1,682 $2,490 $2,939 $1,930

Find Cheap Garden Ridge, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Garden Ridge, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Garden Ridge for less when you shop around and compare rates from multiple Garden Ridge, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Garden Ridge, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $4,327
GEICO $3,164
Nationwide $4,858
Progressive $4,593
State Farm $3,650
USAA $2,939

Winners by Category: Where to Buy Cheap Auto Insurance in Garden Ridge, TX

Compare rates from the cheapest auto insurance companies in Garden Ridge, TX for your needs. Take a look at how Garden Ridge, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Garden Ridge, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Garden Ridge, Texas Auto Insurance Companies

If you’re looking for the cheapest Garden Ridge, TX auto insurance companies overall, you can compare them here. Find the best price for Garden Ridge, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Garden Ridge, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,254
GEICO $3,388
Nationwide $3,784
Progressive $4,519
State Farm $3,026
USAA $2,260

What affects Garden Ridge, Texas auto insurance rates?

Local factors affect auto insurance rates in Garden Ridge, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Garden Ridge auto insurance rates.

Auto Theft in Garden Ridge

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Garden Ridge, TX auto theft show a total of 2 vehicle thefts annually.

Commute Times in Garden Ridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Garden Ridge, TX is 29.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Garden Ridge, TX

You can buy cheap Garden Ridge, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Garden Ridge, Texas auto insurance quotes from top companies.

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