Buy Cheap Garden Grove, CA Auto Insurance
The average annual car insurance rates in Garden Grove, CA are around $3,910 ($325/mo). The cheapest car insurance company in Garden Grove, CA is USAA, and GEICO is the second cheapest, although rates will vary for each person. Garden Grove, CA car insurance must meet the state minimum requirements with coverage levels of 15/30/5 for liability. Compare Garden Grove, California auto insurance rates online to get the best price for you.
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UPDATED: Jul 15, 2021
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- The average annual auto insurance rate for Garden Grove, CA is $3,910
- The cheapest auto insurance company in Garden Grove, CA is USAA, and the second cheapest is GEICO
- Garden Grove, CA rates are affected by the traffic that is shared with Anaheim as well as Los Angeles
- The average commute time for Garden Grove is 27.7 min
Garden Grove, CA average annual auto insurance rates are about $400 higher when compared to the state average. They are about the same as Anaheim rates and about $1,400 cheaper than Los Angeles rates.
You can save on Garden Grove, California, auto insurance by shopping around, comparing rates, and looking for discounts, and we can help. Below you’ll find information on how to buy auto insurance in Garden Grove, CA for every age, credit history, and driving record.
By examining rates and companies in Garden Grove, CA, weather the storm of finding cheap auto insurance.
Ready to find affordable Garden Grove, CA auto insurance? Enter your ZIP code above to get started.
What is the cheapest auto insurance company in Garden Grove, CA?
The cheapest Graden Grove, CA auto insurance company, based on average rates, is USAA which offers auto insurance only to military affiliates. GEICO offers the second-cheapest rates.
The top auto insurance companies in Garden Grove, CA, ranked from cheapest to most expensive are:
- USAA – $2,821
- GEICO – $2,926
- Progressive – $3,006
- Liberty Mutual – $3,104
- Travelers – $3,616
- State Farm – $4,500
- Allstate – $4,867
- Nationwide – $5,059
- Farmers – $5,287
There are a lot of factors that determine your auto insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.
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What auto insurance coverage is required in Garden Grove, CA?
All Garden Grove drivers have to meet the California state law minimum requirements to buy auto insurance.
In California, you have to carry at least:
- $15,000 per person and $30,000 per incident for bodily injury liability
- $5,000 per incident for property damage
It’s recommended that most drivers carry more than the state minimum.
What affects auto insurance rates in Garden Grove, CA?
Garden Grove is the 29th largest city in California and about a 15 min drive from Anaheim and about a 40 min drive from Los Angeles. Let’s take a look at how Garden Grove, CA auto insurance rates compare to other cities in California.
Beverly Hills, CA — $6,188 (most expensive)
Anaheim, CA — $3,804
Garden Grove, CA — $3,910
Los Angeles, CA — $5,345
Los Ranchos, CA — $2,731 (cheapest)
INRIX doesn’t rank Garden Grove or Anaheim but does rank Los Angeles which is about an hour away. INRIX ranks Los Angeles as the 6th most congested city in the U.S. Garden Grove is south of Anaheim and southeast of Los Angeles, so traffic heading to a larger city can affect auto insurance rates.
City-Data reports an average commute time for Garden Grove is 27.7 minutes.
Car theft in Garden Grove also affects rates. The FBI’s most recent annual statistics list 657 car thefts in a city population of 175,466. That’s a rate of 374 cars stolen per 100,000 population.
Garden Grove, CA Auto Insurance: The Bottom Line
Garden Grove has above-average auto insurance rates compared to other cities of its size in California, but you can still save by shopping around and comparing.
Before you buy auto insurance in Garden Grove, CA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Garden Grove, CA auto insurance quotes.