Buy Cheap Garber, IA Auto Insurance (2021)

Garber, IA auto insurance rates average $250 a month. Minimum auto insurance requirements in Garber, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Garber, IA, compare Garber auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Garber, IA are $250/month
  • Average auto insurance rates in Garber, IA for teens drivers are $5,660/year
  • The most expensive auto insurance company in Garber is Travelers

Finding affordable Garber, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Garber, IA auto insurance with confidence is right here. Auto insurance rates in Garber are affected by local factors as well as personal ones like your driving record.

See how Garber, IA car insurance rates compare to Sioux City auto insurance rates, Ankeny auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Garber.

Don’t buy Garber, IA auto insurance until you’ve compared rates. Get free Garber, Iowa auto insurance quotes when you enter your ZIP code above.

Garber, IA Minimum Auto Insurance Requirements

The required auto insurance in Garber, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Garber, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Garber, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Garber, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Garber, IA. Take a look at Garber, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Garber, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,960 $2,910 $2,445
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,062 $2,447 $2,206
State Farm $3,294 $2,037 $1,607
Travelers $6,221 $5,307 $5,055
USAA $2,445 $1,677 $1,452

Buy Cheap Garber, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Garber, Iowa auto insurance rates? Find out how car insurance rates in Garber, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Garber, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,856 $1,806 $1,528 $1,579 $4,286 $4,854 $2,240 $2,424
State Farm $1,542 $1,542 $1,341 $1,341 $3,978 $5,072 $1,729 $1,956
Travelers $2,514 $2,567 $2,435 $2,443 $11,023 $17,517 $2,615 $3,106
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Garber, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Garber can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Garber, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Garber, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,344 $7,497
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,286 $4,854
State Farm $3,978 $5,072
Travelers $11,023 $17,517
USAA $3,352 $3,562

Buy Cheap Garber, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Garber, Iowa by comparing Garber senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Garber, IA here.

Annual Auto Insurance Rates for Senior Drivers in Garber, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,790 $1,790
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,528 $1,579
State Farm $1,341 $1,341
Travelers $2,435 $2,443
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Garber, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Garber, Iowa auto insurance. Compare Garber, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Garber, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,125 $3,277 $2,913
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,453 $2,578 $2,684
State Farm $2,209 $2,324 $2,404
Travelers $5,226 $5,610 $5,748
USAA $1,768 $1,863 $1,942

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Find Cheap Garber, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Garber. Compare auto insurance rates in Garber, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Garber, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,069 $3,141
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,572 $2,572
State Farm $2,257 $2,368
Travelers $5,528 $5,528
USAA $1,790 $1,925

Find Cheap Garber, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Garber, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Garber, IA, take a look at the average cost for various violations versus rates for a clean driving record in Garber.

Annual Garber, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,076 $3,363 $2,247 $2,601
State Farm $2,154 $2,471 $2,312 $2,312
Travelers $4,034 $5,372 $7,185 $5,520
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Garber, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Garber, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Garber for less when you shop around and compare rates from multiple Garber, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Garber, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,262
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,247
State Farm $2,312
Travelers $7,185
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Garber, IA

Compare rates from the cheapest auto insurance companies in Garber, IA for your needs. Take a look at how Garber, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Garber, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Garber, Iowa Auto Insurance Companies

If you’re looking for the cheapest Garber, IA auto insurance companies overall, you can compare them here. Find the best price for Garber, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Garber, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,105
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,572
State Farm $2,312
Travelers $5,528
USAA $1,858

What affects Garber, Iowa auto insurance rates?

Local factors affect auto insurance rates in Garber, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Garber auto insurance rates.

Commute Times in Garber

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Garber, IA is 24.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Garber, IA

You can buy cheap Garber, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Garber, Iowa auto insurance quotes from top companies.

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