Buy Cheap Gambier, OH Auto Insurance (2021)

Gambier, OH auto insurance rates average $238 a month. Minimum auto insurance requirements in Gambier, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Gambier, OH, compare Gambier auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gambier, OH are $238/month
  • Average auto insurance rates in Gambier, OH after a DUI are $3,316/year
  • Average auto insurance rates in Gambier, OH for teens drivers are $5,855/year

Finding affordable Gambier, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Gambier, OH auto insurance with confidence is right here. Auto insurance rates in Gambier are affected by local factors as well as personal ones like your driving record.

See how Gambier, OH car insurance rates compare to Columbus auto insurance rates, Lorain auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Gambier.

Don’t buy Gambier, OH auto insurance until you’ve compared rates. Get free Gambier, Ohio auto insurance quotes when you enter your ZIP code above.

Gambier, OH Minimum Auto Insurance Requirements

The required auto insurance in Gambier, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Gambier, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Gambier, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gambier, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gambier, OH. Take a look at Gambier, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gambier, Ohio

Insurance Company Poor Fair Good
Allstate $4,286 $3,105 $2,599
American Family $1,942 $1,329 $1,125
Farmers $4,030 $3,394 $3,233
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,712 $4,095 $3,208
Nationwide $3,783 $3,049 $2,575
Progressive $3,733 $3,194 $2,970
State Farm $3,708 $2,291 $1,806
Travelers $3,610 $3,137 $2,928
USAA $1,890 $1,340 $1,143

Buy Cheap Gambier, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gambier, Ohio auto insurance rates? Find out how car insurance rates in Gambier, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gambier, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,245 $2,248 $2,008 $2,152 $6,082 $6,964 $2,382 $2,561
American Family $918 $953 $838 $841 $2,805 $3,041 $1,135 $1,194
Farmers $1,905 $1,903 $1,680 $1,770 $8,247 $8,562 $2,128 $2,224
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,200 $2,405 $1,691 $2,056 $11,308 $12,794 $2,348 $2,574
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,760 $1,678 $1,466 $1,508 $7,375 $8,314 $2,115 $2,177
State Farm $1,587 $1,587 $1,411 $1,411 $4,814 $6,062 $1,839 $2,103
Travelers $1,506 $1,531 $1,487 $1,480 $6,375 $10,045 $1,567 $1,807
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

Buy Cheap Gambier, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gambier can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gambier, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gambier, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,082 $6,964
American Family $2,805 $3,041
Farmers $8,247 $8,562
GEICO $3,519 $3,281
Liberty Mutual $11,308 $12,794
Nationwide $5,290 $6,843
Progressive $7,375 $8,314
State Farm $4,814 $6,062
Travelers $6,375 $10,045
USAA $2,730 $3,038

Buy Cheap Gambier, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Gambier, Ohio by comparing Gambier senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gambier, OH here.

Annual Auto Insurance Rates for Senior Drivers in Gambier, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,008 $2,152
American Family $838 $841
Farmers $1,680 $1,770
GEICO $1,232 $1,237
Liberty Mutual $1,691 $2,056
Nationwide $1,900 $1,918
Progressive $1,466 $1,508
State Farm $1,411 $1,411
Travelers $1,487 $1,480
USAA $840 $838

Find Cheap Auto Insurance Rates in Gambier, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gambier, Ohio auto insurance. Compare Gambier, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gambier, Ohio

Insurance Company Low Medium High
Allstate $3,236 $3,325 $3,430
American Family $1,445 $1,477 $1,475
Farmers $3,369 $3,498 $3,791
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,505 $4,694 $4,817
Nationwide $3,466 $3,040 $2,901
Progressive $3,197 $3,275 $3,425
State Farm $2,483 $2,609 $2,713
Travelers $3,149 $3,266 $3,260
USAA $1,392 $1,456 $1,524

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Find Cheap Gambier, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gambier. Compare auto insurance rates in Gambier, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gambier, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,330 $3,330
American Family $1,448 $1,483
Farmers $3,552 $3,552
GEICO $1,792 $1,857
Liberty Mutual $4,672 $4,672
Nationwide $3,136 $3,136
Progressive $3,299 $3,299
State Farm $2,538 $2,666
Travelers $3,225 $3,225
USAA $1,402 $1,513

Find Cheap Gambier, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Gambier, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gambier, OH, take a look at the average cost for various violations versus rates for a clean driving record in Gambier.

Annual Gambier, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,816 $3,391 $3,944 $3,170
American Family $1,405 $1,486 $1,486 $1,486
Farmers $2,935 $3,771 $3,678 $3,825
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,929 $5,030 $5,151 $4,578
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,852 $3,844 $3,033 $3,467
State Farm $2,379 $2,825 $2,602 $2,602
Travelers $2,381 $3,095 $4,660 $2,763
USAA $1,119 $1,500 $1,972 $1,239

Find Cheap Gambier, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gambier, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Gambier for less when you shop around and compare rates from multiple Gambier, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gambier, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,944
American Family $1,486
Farmers $3,678
GEICO $2,571
Liberty Mutual $5,151
Nationwide $4,062
Progressive $3,033
State Farm $2,602
Travelers $4,660
USAA $1,972

Winners by Category: Where to Buy Cheap Auto Insurance in Gambier, OH

Compare rates from the cheapest auto insurance companies in Gambier, OH for your needs. Take a look at how Gambier, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gambier, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Gambier, Ohio Auto Insurance Companies

If you’re looking for the cheapest Gambier, OH auto insurance companies overall, you can compare them here. Find the best price for Gambier, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Gambier, Ohio

Insurance Company Average Annual Rates
Allstate $3,330
American Family $1,466
Farmers $3,552
GEICO $1,824
Liberty Mutual $4,672
Nationwide $3,136
Progressive $3,299
State Farm $2,602
Travelers $3,225
USAA $1,458

What affects Gambier, Ohio auto insurance rates?

Local factors affect auto insurance rates in Gambier, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Gambier auto insurance rates.

Commute Times in Gambier

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gambier, OH is 20.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Gambier, OH

You can buy cheap Gambier, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gambier, Ohio auto insurance quotes from top companies.

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