Buy Cheap Galway, NY Auto Insurance (2021)

Galway, NY auto insurance rates average $262 a month. Minimum auto insurance requirements in Galway, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Galway, NY, compare Galway auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Galway, NY for teens drivers are $5,469/year
  • Average auto insurance rates in Galway, NY after a DUI are $4,175/year
  • The most expensive auto insurance company in Galway after a DUI is Liberty Mutual

Finding affordable Galway, New York auto insurance can be challenging, but everything you need to know to buy cheap Galway, NY auto insurance with confidence is right here. Auto insurance rates in Galway are affected by local factors as well as personal ones like your driving record.

See how Galway, NY car insurance rates compare to Buffalo auto insurance rates, Utica auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in Galway.

Don’t buy Galway, NY auto insurance until you’ve compared rates. Get free Galway, New York auto insurance quotes when you enter your ZIP code above.

Galway, NY Minimum Auto Insurance Requirements

The required auto insurance in Galway, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Galway, New York is outlined here.

Minimum Required Auto Insurance Coverage in Galway, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Galway, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Galway, NY. Take a look at Galway, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Galway, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,246 $1,650 $1,481
Liberty Mutual $6,646 $4,357 $3,271
Nationwide $2,710 $2,710 $2,710
Progressive $4,134 $2,161 $1,591
State Farm $4,418 $2,771 $2,200
Travelers $4,650 $2,948 $2,569
USAA $4,608 $2,341 $2,072

Buy Cheap Galway, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Galway, New York auto insurance rates? Find out how car insurance rates in Galway, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Galway, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,304 $1,257 $1,271 $1,252 $2,779 $4,097 $1,173 $1,208
Liberty Mutual $3,448 $3,448 $3,214 $3,214 $6,734 $10,906 $3,448 $3,655
Nationwide $2,043 $2,043 $1,930 $1,930 $3,658 $5,430 $2,043 $2,600
Progressive $1,556 $1,452 $1,243 $1,266 $5,437 $6,064 $2,025 $1,983
State Farm $1,942 $1,942 $1,697 $1,697 $5,823 $7,518 $2,140 $2,276
Travelers $2,449 $2,477 $2,229 $2,395 $5,600 $6,648 $2,601 $2,714
USAA $1,563 $1,532 $1,423 $1,418 $6,368 $7,567 $1,992 $2,194

Buy Cheap Galway, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Galway can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Galway, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Galway, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $2,779 $4,097
Liberty Mutual $6,734 $10,906
Nationwide $3,658 $5,430
Progressive $5,437 $6,064
State Farm $5,823 $7,518
Travelers $5,600 $6,648
USAA $6,368 $7,567

Buy Cheap Galway, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Galway, New York by comparing Galway senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Galway, NY here.

Annual Auto Insurance Rates for Senior Drivers in Galway, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,271 $1,252
Liberty Mutual $3,214 $3,214
Nationwide $1,930 $1,930
Progressive $1,243 $1,266
State Farm $1,697 $1,697
Travelers $2,229 $2,395
USAA $1,423 $1,418

Find Cheap Auto Insurance Rates in Galway, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Galway, New York auto insurance. Compare Galway, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Galway, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,681 $1,785 $1,912
Liberty Mutual $4,522 $4,740 $5,012
Nationwide $2,557 $2,691 $2,881
Progressive $2,497 $2,615 $2,773
State Farm $2,953 $3,150 $3,286
Travelers $3,226 $3,359 $3,582
USAA $2,917 $2,993 $3,112

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Find Cheap Galway, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Galway. Compare auto insurance rates in Galway, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Galway, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,740 $1,845
Liberty Mutual $4,626 $4,891
Nationwide $2,710 $2,710
Progressive $2,628 $2,628
State Farm $3,022 $3,237
Travelers $3,389 $3,389
USAA $2,977 $3,037

Find Cheap Galway, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Galway, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Galway, NY, take a look at the average cost for various violations versus rates for a clean driving record in Galway.

Annual Galway, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,397 $1,523 $2,853 $1,397
Liberty Mutual $3,790 $3,790 $7,664 $3,790
Nationwide $2,081 $2,081 $4,549 $2,128
Progressive $2,555 $2,555 $2,832 $2,571
State Farm $2,979 $2,979 $3,281 $3,281
Travelers $2,912 $3,611 $3,662 $3,372
USAA $2,663 $2,707 $3,951 $2,707

Find Cheap Galway, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Galway, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Galway for less when you shop around and compare rates from multiple Galway, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Galway, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $2,853
Liberty Mutual $7,664
Nationwide $4,549
Progressive $2,832
State Farm $3,281
Travelers $3,662
USAA $3,951

Winners by Category: Where to Buy Cheap Auto Insurance in Galway, NY

Compare rates from the cheapest auto insurance companies in Galway, NY for your needs. Take a look at how Galway, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Galway, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Galway, New York Auto Insurance Companies

If you’re looking for the cheapest Galway, NY auto insurance companies overall, you can compare them here. Find the best price for Galway, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Galway, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $1,793
Liberty Mutual $4,758
Nationwide $2,710
Progressive $2,628
State Farm $3,130
Travelers $3,389
USAA $3,007

What affects Galway, New York auto insurance rates?

Local factors affect auto insurance rates in Galway, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Galway auto insurance rates.

Commute Times in Galway

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Galway, NY is 23.9 minutes according to City-Data.

Traffic in Galway

How is traffic in Galway, New York? Inrix data shows that Galway, NY traffic makes it the 58th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Galway, NY

You can buy cheap Galway, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Galway, New York auto insurance quotes from top companies.

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