Buy Cheap Galveston, TX Auto Insurance (2021)

Galveston, TX auto insurance rates average $356 a month. Minimum auto insurance requirements in Galveston, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Galveston, TX, compare Galveston auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Galveston, TX after a DUI are $4,836/year
  • The most expensive auto insurance company in Galveston is American Family
  • The most expensive auto insurance company in Galveston after a DUI is Allstate

Finding affordable Galveston, Texas auto insurance can be challenging, but everything you need to know to buy cheap Galveston, TX auto insurance with confidence is right here. Auto insurance rates in Galveston are affected by local factors as well as personal ones like your driving record.

See how Galveston, TX car insurance rates compare to Dallas auto insurance rates, Austin auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Galveston.

Don’t buy Galveston, TX auto insurance until you’ve compared rates. Get free Galveston, Texas auto insurance quotes when you enter your ZIP code above.

Galveston, TX Minimum Auto Insurance Requirements

The required auto insurance in Galveston, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Galveston, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Galveston, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Galveston, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Galveston, TX. Take a look at Galveston, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Galveston, Texas

Insurance Company Poor Fair Good
Allstate $7,236 $5,293 $4,532
American Family $7,905 $5,135 $4,476
GEICO $5,599 $3,160 $2,100
Nationwide $4,701 $3,773 $3,278
Progressive $6,063 $5,182 $4,781
State Farm $4,067 $2,543 $2,033
USAA $3,865 $2,247 $1,811

Buy Cheap Galveston, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Galveston, Texas auto insurance rates? Find out how car insurance rates in Galveston, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Galveston, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,705 $3,731 $3,658 $3,658 $9,726 $11,716 $4,562 $4,741
American Family $3,329 $3,749 $3,193 $3,699 $9,614 $12,533 $4,945 $5,650
GEICO $2,661 $2,896 $2,600 $2,994 $5,943 $6,131 $2,883 $2,848
Nationwide $2,448 $2,490 $2,161 $2,289 $6,980 $8,970 $2,880 $3,118
Progressive $2,912 $2,813 $2,562 $2,624 $11,680 $13,066 $3,492 $3,586
State Farm $2,000 $2,000 $1,789 $1,789 $4,856 $6,197 $2,179 $2,241
USAA $1,677 $1,680 $1,609 $1,589 $4,783 $5,184 $2,231 $2,375

Buy Cheap Galveston, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Galveston can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Galveston, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Galveston, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,726 $11,716
American Family $9,614 $12,533
GEICO $5,943 $6,131
Nationwide $6,980 $8,970
Progressive $11,680 $13,066
State Farm $4,856 $6,197
USAA $4,783 $5,184

Buy Cheap Galveston, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Galveston, Texas by comparing Galveston senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Galveston, TX here.

Annual Auto Insurance Rates for Senior Drivers in Galveston, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,658 $3,658
American Family $3,193 $3,699
GEICO $2,600 $2,994
Nationwide $2,161 $2,289
Progressive $2,562 $2,624
State Farm $1,789 $1,789
USAA $1,609 $1,589

Find Cheap Auto Insurance Rates in Galveston, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Galveston, Texas auto insurance. Compare Galveston, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Galveston, Texas

Insurance Company Low Medium High
Allstate $5,534 $5,630 $5,897
American Family $5,372 $5,582 $6,563
GEICO $3,393 $3,562 $3,903
Nationwide $4,223 $3,749 $3,779
Progressive $5,125 $5,323 $5,577
State Farm $2,715 $2,871 $3,057
USAA $2,542 $2,629 $2,751

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Find Cheap Galveston, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Galveston. Compare auto insurance rates in Galveston, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Galveston, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,547 $5,827
American Family $5,839 $5,839
GEICO $3,552 $3,687
Nationwide $3,917 $3,917
Progressive $5,342 $5,342
State Farm $2,881 $2,881
USAA $2,608 $2,674

Find Cheap Galveston, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Galveston, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Galveston, TX to see how much where you live in Galveston affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Galveston, Texas

ZIP Code Average Annual Rates
77550 $6,388
77551 $6,481
77554 $6,361
77555 $6,309

Find Cheap Galveston, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Galveston, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Galveston, TX, take a look at the average cost for various violations versus rates for a clean driving record in Galveston.

Annual Galveston, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,409 $6,826 $7,104 $4,409
American Family $5,291 $6,820 $5,953 $5,291
GEICO $3,068 $4,084 $3,370 $3,955
Nationwide $3,394 $3,394 $5,042 $3,837
Progressive $4,656 $5,976 $5,462 $5,273
State Farm $2,552 $2,937 $3,484 $2,552
USAA $1,962 $2,912 $3,437 $2,253

Find Cheap Galveston, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Galveston, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Galveston for less when you shop around and compare rates from multiple Galveston, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Galveston, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,104
American Family $5,953
GEICO $3,370
Nationwide $5,042
Progressive $5,462
State Farm $3,484
USAA $3,437

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Winners by Category: Where to Buy Cheap Auto Insurance in Galveston, TX

Compare rates from the cheapest auto insurance companies in Galveston, TX for your needs. Take a look at how Galveston, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Galveston, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Galveston, Texas Auto Insurance Companies

If you’re looking for the cheapest Galveston, TX auto insurance companies overall, you can compare them here. Find the best price for Galveston, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Galveston, Texas

Insurance Company Average Annual Rates
Allstate $5,687
American Family $5,839
GEICO $3,619
Nationwide $3,917
Progressive $5,342
State Farm $2,881
USAA $2,641

What affects Galveston, Texas auto insurance rates?

Local factors affect auto insurance rates in Galveston, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Galveston auto insurance rates.

Auto Theft in Galveston

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Galveston, TX auto theft show a total of 253 vehicle thefts annually.

Commute Times in Galveston

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Galveston, TX is 20.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Galveston, TX

You can buy cheap Galveston, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Galveston, Texas auto insurance quotes from top companies.

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