Buy Cheap Gallatin, TX Auto Insurance (2021)

Gallatin, TX auto insurance rates average $321 a month. Minimum auto insurance requirements in Gallatin, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Gallatin, TX, compare Gallatin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gallatin, TX are $321/month
  • The most expensive auto insurance company in Gallatin after a DUI is Allstate
  • Average auto insurance rates in Gallatin, TX after a DUI are $4,386/year

Finding affordable Gallatin, Texas auto insurance can be challenging, but everything you need to know to buy cheap Gallatin, TX auto insurance with confidence is right here. Auto insurance rates in Gallatin are affected by local factors as well as personal ones like your driving record.

See how Gallatin, TX car insurance rates compare to Plano auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Gallatin.

Don’t buy Gallatin, TX auto insurance until you’ve compared rates. Get free Gallatin, Texas auto insurance quotes when you enter your ZIP code above.

Gallatin, TX Minimum Auto Insurance Requirements

The required auto insurance in Gallatin, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Gallatin, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Gallatin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gallatin, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gallatin, TX. Take a look at Gallatin, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gallatin, Texas

Insurance Company Poor Fair Good
Allstate $6,817 $5,004 $4,286
American Family $5,540 $3,510 $3,077
GEICO $5,358 $3,028 $2,015
Nationwide $4,535 $3,640 $3,162
Progressive $5,531 $4,754 $4,394
State Farm $4,108 $2,553 $2,033
USAA $3,727 $2,141 $1,718

Buy Cheap Gallatin, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gallatin, Texas auto insurance rates? Find out how car insurance rates in Gallatin, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gallatin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,465 $3,490 $3,420 $3,420 $9,258 $11,160 $4,284 $4,456
American Family $2,425 $2,699 $2,280 $2,610 $6,450 $8,424 $3,483 $3,965
GEICO $2,578 $2,779 $2,488 $2,800 $5,607 $5,895 $2,787 $2,803
Nationwide $2,366 $2,407 $2,090 $2,213 $6,727 $8,637 $2,781 $3,009
Progressive $2,637 $2,498 $2,336 $2,383 $10,872 $12,150 $3,115 $3,154
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

Buy Cheap Gallatin, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gallatin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gallatin, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gallatin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,258 $11,160
American Family $6,450 $8,424
GEICO $5,607 $5,895
Nationwide $6,727 $8,637
Progressive $10,872 $12,150
State Farm $4,819 $6,128
USAA $4,501 $4,919

Buy Cheap Gallatin, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Gallatin, Texas by comparing Gallatin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gallatin, TX here.

Annual Auto Insurance Rates for Senior Drivers in Gallatin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,420 $3,420
American Family $2,280 $2,610
GEICO $2,488 $2,800
Nationwide $2,090 $2,213
Progressive $2,336 $2,383
State Farm $1,816 $1,816
USAA $1,539 $1,535

Find Cheap Auto Insurance Rates in Gallatin, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gallatin, Texas auto insurance. Compare Gallatin, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gallatin, Texas

Insurance Company Low Medium High
Allstate $5,246 $5,323 $5,538
American Family $3,745 $3,888 $4,493
GEICO $3,301 $3,425 $3,675
Nationwide $4,069 $3,614 $3,653
Progressive $4,616 $4,866 $5,197
State Farm $2,757 $2,889 $3,048
USAA $2,449 $2,519 $2,618

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Find Cheap Gallatin, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gallatin. Compare auto insurance rates in Gallatin, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gallatin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,239 $5,499
American Family $4,042 $4,042
GEICO $3,403 $3,531
Nationwide $3,779 $3,779
Progressive $4,893 $4,893
State Farm $2,898 $2,898
USAA $2,496 $2,561

Find Cheap Gallatin, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Gallatin, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gallatin, TX, take a look at the average cost for various violations versus rates for a clean driving record in Gallatin.

Annual Gallatin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,147 $6,445 $6,737 $4,147
American Family $3,693 $4,673 $4,110 $3,693
GEICO $2,943 $3,890 $3,248 $3,787
Nationwide $3,278 $3,278 $4,858 $3,702
Progressive $4,263 $5,513 $4,995 $4,801
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,888 $2,779 $3,280 $2,168

Find Cheap Gallatin, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gallatin, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Gallatin for less when you shop around and compare rates from multiple Gallatin, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gallatin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,737
American Family $4,110
GEICO $3,248
Nationwide $4,858
Progressive $4,995
State Farm $3,471
USAA $3,280

Winners by Category: Where to Buy Cheap Auto Insurance in Gallatin, TX

Compare rates from the cheapest auto insurance companies in Gallatin, TX for your needs. Take a look at how Gallatin, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gallatin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Gallatin, Texas Auto Insurance Companies

If you’re looking for the cheapest Gallatin, TX auto insurance companies overall, you can compare them here. Find the best price for Gallatin, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Gallatin, Texas

Insurance Company Average Annual Rates
Allstate $5,369
American Family $4,042
GEICO $3,467
Nationwide $3,779
Progressive $4,893
State Farm $2,898
USAA $2,529

What affects Gallatin, Texas auto insurance rates?

Local factors affect auto insurance rates in Gallatin, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Gallatin auto insurance rates.

Commute Times in Gallatin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gallatin, TX is 24.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Gallatin, TX

You can buy cheap Gallatin, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gallatin, Texas auto insurance quotes from top companies.

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