Buy Cheap Gallatin, TN Auto Insurance (2021)

Gallatin, TN auto insurance rates average $263 a month. Minimum auto insurance requirements in Gallatin, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Gallatin, TN, compare Gallatin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gallatin, TN are $263/month
  • The most expensive auto insurance company in Gallatin after a DUI is Liberty Mutual
  • Average auto insurance rates in Gallatin, TN for teens drivers are $6,442/year

Finding affordable Gallatin, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Gallatin, TN auto insurance with confidence is right here. Auto insurance rates in Gallatin are affected by local factors as well as personal ones like your driving record.

See how Gallatin, TN car insurance rates compare to Clarksville auto insurance rates, Murfreesboro auto insurance rates, and Hendersonville auto insurance rates before you read more about the cost of auto insurance in Gallatin.

Don’t buy Gallatin, TN auto insurance until you’ve compared rates. Get free Gallatin, Tennessee auto insurance quotes when you enter your ZIP code above.

Gallatin, TN Minimum Auto Insurance Requirements

The required auto insurance in Gallatin, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Gallatin, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Gallatin, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Gallatin, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gallatin, TN. Take a look at Gallatin, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gallatin, Tennessee

Insurance Company Poor Fair Good
Allstate $5,895 $4,520 $3,454
Farmers $3,337 $2,615 $2,474
GEICO $3,365 $2,887 $2,656
Liberty Mutual $8,161 $5,035 $3,941
Nationwide $4,014 $3,199 $2,838
Progressive $3,930 $3,404 $3,187
State Farm $3,815 $2,288 $1,777
Travelers $3,390 $2,676 $1,950
USAA $3,924 $2,307 $1,904

Buy Cheap Gallatin, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gallatin, Tennessee auto insurance rates? Find out how car insurance rates in Gallatin, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gallatin, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,668 $2,560 $2,410 $2,500 $10,089 $10,999 $2,834 $2,924
Farmers $1,489 $1,518 $1,334 $1,468 $6,054 $6,450 $2,020 $2,137
GEICO $1,943 $1,957 $1,785 $1,785 $6,080 $6,172 $1,985 $2,049
Nationwide $2,142 $2,157 $1,922 $1,950 $5,903 $7,600 $2,463 $2,669
Progressive $1,764 $1,655 $1,440 $1,507 $8,118 $9,131 $2,124 $2,318
State Farm $1,580 $1,580 $1,434 $1,434 $4,942 $6,178 $1,789 $2,078
Travelers $1,702 $1,790 $1,561 $1,660 $4,873 $6,078 $1,808 $1,902
USAA $1,523 $1,546 $1,377 $1,373 $5,481 $6,295 $1,989 $2,112

Buy Cheap Gallatin, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gallatin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gallatin, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gallatin, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,089 $10,999
Farmers $6,054 $6,450
GEICO $6,080 $6,172
Nationwide $5,903 $7,600
Progressive $8,118 $9,131
State Farm $4,942 $6,178
Travelers $4,873 $6,078
USAA $5,481 $6,295

Buy Cheap Gallatin, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Gallatin, Tennessee by comparing Gallatin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gallatin, TN here.

Annual Auto Insurance Rates for Senior Drivers in Gallatin, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,410 $2,500
Farmers $1,334 $1,468
GEICO $1,785 $1,785
Nationwide $1,922 $1,950
Progressive $1,440 $1,507
State Farm $1,434 $1,434
Travelers $1,561 $1,660
USAA $1,377 $1,373

Find Cheap Auto Insurance Rates in Gallatin, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gallatin, Tennessee auto insurance. Compare Gallatin, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gallatin, Tennessee

Insurance Company Low Medium High
Allstate $4,444 $4,610 $4,815
Farmers $2,655 $2,797 $2,975
GEICO $2,824 $2,966 $3,119
Liberty Mutual $5,456 $5,714 $5,967
Nationwide $3,367 $3,277 $3,408
Progressive $3,265 $3,508 $3,748
State Farm $2,464 $2,640 $2,776
Travelers $2,501 $2,669 $2,845
USAA $2,625 $2,702 $2,808

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Find Cheap Gallatin, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gallatin. Compare auto insurance rates in Gallatin, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gallatin, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,623 $4,623
Farmers $2,809 $2,809
GEICO $2,948 $2,990
Liberty Mutual $5,712 $5,712
Nationwide $3,351 $3,351
Progressive $3,507 $3,507
State Farm $2,563 $2,690
Travelers $2,567 $2,777
USAA $2,636 $2,787

Find Cheap Gallatin, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Gallatin, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gallatin, TN, take a look at the average cost for various violations versus rates for a clean driving record in Gallatin.

Annual Gallatin, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,870 $4,614 $5,579 $4,429
Farmers $2,404 $2,965 $3,026 $2,840
GEICO $2,168 $2,893 $4,649 $2,168
Liberty Mutual $4,631 $6,688 $6,209 $5,321
Nationwide $2,902 $2,902 $4,347 $3,251
Progressive $3,088 $4,019 $3,288 $3,633
State Farm $2,387 $2,866 $2,627 $2,627
Travelers $2,164 $2,781 $3,081 $2,661
USAA $1,970 $2,958 $3,472 $2,446

Find Cheap Gallatin, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gallatin, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Gallatin for less when you shop around and compare rates from multiple Gallatin, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gallatin, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,579
Farmers $3,026
GEICO $4,649
Liberty Mutual $6,209
Nationwide $4,347
Progressive $3,288
State Farm $2,627
Travelers $3,081
USAA $3,472

Winners by Category: Where to Buy Cheap Auto Insurance in Gallatin, TN

Compare rates from the cheapest auto insurance companies in Gallatin, TN for your needs. Take a look at how Gallatin, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gallatin, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Gallatin, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Gallatin, TN auto insurance companies overall, you can compare them here. Find the best price for Gallatin, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Gallatin, Tennessee

Insurance Company Average Annual Rates
Allstate $4,623
Farmers $2,809
GEICO $2,969
Nationwide $3,351
Progressive $3,507
State Farm $2,627
Travelers $2,672
USAA $2,712

What affects Gallatin, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Gallatin, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Gallatin auto insurance rates.

Commute Times in Gallatin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gallatin, TN is 27.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Gallatin, TN

You can buy cheap Gallatin, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gallatin, Tennessee auto insurance quotes from top companies.

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