Buy Cheap Gainestown, AL Auto Insurance (2021)

Gainestown, AL auto insurance rates average $300 a month. Minimum auto insurance requirements in Gainestown, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Gainestown, AL, compare Gainestown auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Gainestown, AL after a DUI are $4,098/year
  • The most expensive auto insurance company in Gainestown after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Gainestown is Liberty Mutual

Finding affordable Gainestown, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Gainestown, AL auto insurance with confidence is right here. Auto insurance rates in Gainestown are affected by local factors as well as personal ones like your driving record.

See how Gainestown, AL car insurance rates compare to Huntsville auto insurance rates, Birmingham auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Gainestown.

Don’t buy Gainestown, AL auto insurance until you’ve compared rates. Get free Gainestown, Alabama auto insurance quotes when you enter your ZIP code above.

Gainestown, AL Minimum Auto Insurance Requirements

The required auto insurance in Gainestown, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Gainestown, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Gainestown, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Gainestown, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gainestown, AL. Take a look at Gainestown, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gainestown, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,522 $3,888 $3,685
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,254 $4,434 $3,488
Nationwide $3,171 $2,467 $2,229
Progressive $4,768 $4,073 $3,798
State Farm $7,514 $3,809 $2,592
Travelers $3,744 $3,243 $3,303
USAA $2,937 $1,908 $1,703

Buy Cheap Gainestown, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gainestown, Alabama auto insurance rates? Find out how car insurance rates in Gainestown, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gainestown, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,326 $2,307 $2,081 $2,200 $8,813 $9,070 $2,663 $2,792
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,016 $3,263 $2,477 $2,772 $10,542 $11,730 $3,223 $3,444
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,305 $2,175 $1,888 $2,006 $9,306 $10,416 $2,708 $2,901
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,424 $1,449 $1,327 $1,326 $7,394 $11,596 $1,354 $1,568
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Buy Cheap Gainestown, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gainestown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gainestown, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gainestown, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $8,813 $9,070
GEICO $5,380 $5,307
Liberty Mutual $10,542 $11,730
Nationwide $4,418 $5,752
Progressive $9,306 $10,416
State Farm $8,362 $10,517
Travelers $7,394 $11,596
USAA $4,020 $4,464

Buy Cheap Gainestown, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Gainestown, Alabama by comparing Gainestown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gainestown, AL here.

Annual Auto Insurance Rates for Senior Drivers in Gainestown, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $2,081 $2,200
GEICO $1,968 $1,996
Liberty Mutual $2,477 $2,772
Nationwide $1,577 $1,642
Progressive $1,888 $2,006
State Farm $2,624 $2,624
Travelers $1,327 $1,326
USAA $1,271 $1,252

Find Cheap Auto Insurance Rates in Gainestown, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gainestown, Alabama auto insurance. Compare Gainestown, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gainestown, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,842 $3,988 $4,264
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,841 $5,036 $5,298
Nationwide $2,624 $2,595 $2,649
Progressive $3,816 $4,193 $4,630
State Farm $4,411 $4,630 $4,873
Travelers $3,272 $3,498 $3,519
USAA $2,105 $2,171 $2,271

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Gainestown, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gainestown. Compare auto insurance rates in Gainestown, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gainestown, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $4,032 $4,032
GEICO $2,842 $2,954
Liberty Mutual $5,058 $5,058
Nationwide $2,623 $2,623
Progressive $4,213 $4,213
State Farm $4,528 $4,748
Travelers $3,430 $3,430
USAA $2,082 $2,282

Find Cheap Gainestown, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Gainestown, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gainestown, AL, take a look at the average cost for various violations versus rates for a clean driving record in Gainestown.

Annual Gainestown, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,388 $4,381 $4,272 $4,086
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $3,974 $5,508 $5,411 $5,340
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,815 $4,776 $4,075 $4,187
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $2,861 $3,004 $4,370 $3,484
USAA $1,678 $2,102 $3,133 $1,816

Find Cheap Gainestown, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gainestown, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Gainestown for less when you shop around and compare rates from multiple Gainestown, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gainestown, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,865
Farmers $4,272
GEICO $3,808
Liberty Mutual $5,411
Nationwide $3,353
Progressive $4,075
State Farm $4,592
Travelers $4,370
USAA $3,133

Winners by Category: Where to Buy Cheap Auto Insurance in Gainestown, AL

Compare rates from the cheapest auto insurance companies in Gainestown, AL for your needs. Take a look at how Gainestown, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gainestown, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Gainestown, Alabama Auto Insurance Companies

If you’re looking for the cheapest Gainestown, AL auto insurance companies overall, you can compare them here. Find the best price for Gainestown, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Gainestown, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $4,032
GEICO $2,898
Liberty Mutual $5,058
Nationwide $2,623
Progressive $4,213
State Farm $4,638
Travelers $3,430
USAA $2,182

Compare Auto Insurance Quotes in Gainestown, AL

You can buy cheap Gainestown, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gainestown, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption