Buy Cheap Gadsden, AL Auto Insurance (2021)

Gadsden, AL auto insurance rates average $310 a month. Minimum auto insurance requirements in Gadsden, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Gadsden, AL, compare Gadsden auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Gadsden, AL are $310/month
  • Average auto insurance rates in Gadsden, AL after a DUI are $4,235/year
  • The most expensive auto insurance company in Gadsden after a DUI is Liberty Mutual

Finding affordable Gadsden, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Gadsden, AL auto insurance with confidence is right here. Auto insurance rates in Gadsden are affected by local factors as well as personal ones like your driving record.

See how Gadsden, AL car insurance rates compare to Huntsville auto insurance rates, Birmingham auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Gadsden.

Don’t buy Gadsden, AL auto insurance until you’ve compared rates. Get free Gadsden, Alabama auto insurance quotes when you enter your ZIP code above.

Gadsden, AL Minimum Auto Insurance Requirements

The required auto insurance in Gadsden, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Gadsden, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Gadsden, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Gadsden, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Gadsden, AL. Take a look at Gadsden, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Gadsden, Alabama

Insurance Company Poor Fair Good
Allstate $4,028 $3,167 $2,592
Farmers $5,025 $4,328 $4,100
GEICO $3,543 $2,527 $2,286
Liberty Mutual $7,384 $4,533 $3,558
Nationwide $3,234 $2,526 $2,287
Progressive $4,687 $4,034 $3,773
State Farm $8,699 $4,401 $2,989
Travelers $3,848 $3,340 $3,404
USAA $2,751 $1,796 $1,605

Buy Cheap Gadsden, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Gadsden, Alabama auto insurance rates? Find out how car insurance rates in Gadsden, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gadsden, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,965 $1,871 $1,781 $1,814 $6,869 $7,369 $2,193 $2,239
Farmers $2,540 $2,520 $2,268 $2,416 $9,993 $10,277 $2,880 $2,980
GEICO $1,988 $1,979 $1,898 $1,965 $5,256 $5,153 $2,098 $1,945
Liberty Mutual $2,996 $3,237 $2,461 $2,752 $11,008 $12,239 $3,185 $3,387
Nationwide $1,744 $1,764 $1,592 $1,645 $4,645 $5,967 $1,938 $2,163
Progressive $2,236 $2,087 $1,834 $1,964 $9,366 $10,444 $2,610 $2,775
State Farm $3,227 $3,227 $2,943 $2,943 $10,083 $12,614 $3,653 $4,214
Travelers $1,420 $1,440 $1,338 $1,333 $7,705 $12,139 $1,344 $1,527
USAA $1,274 $1,291 $1,191 $1,165 $3,814 $4,226 $1,658 $1,786

Buy Cheap Gadsden, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Gadsden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gadsden, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Gadsden, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,869 $7,369
Farmers $9,993 $10,277
GEICO $5,256 $5,153
Liberty Mutual $11,008 $12,239
Nationwide $4,645 $5,967
Progressive $9,366 $10,444
State Farm $10,083 $12,614
Travelers $7,705 $12,139
USAA $3,814 $4,226

Buy Cheap Gadsden, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Gadsden, Alabama by comparing Gadsden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gadsden, AL here.

Annual Auto Insurance Rates for Senior Drivers in Gadsden, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,781 $1,814
Farmers $2,268 $2,416
GEICO $1,898 $1,965
Liberty Mutual $2,461 $2,752
Nationwide $1,592 $1,645
Progressive $1,834 $1,964
State Farm $2,943 $2,943
Travelers $1,338 $1,333
USAA $1,191 $1,165

Find Cheap Auto Insurance Rates in Gadsden, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Gadsden, Alabama auto insurance. Compare Gadsden, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gadsden, Alabama

Insurance Company Low Medium High
Allstate $3,142 $3,257 $3,388
Farmers $4,212 $4,421 $4,820
GEICO $2,560 $2,773 $3,023
Liberty Mutual $4,908 $5,132 $5,435
Nationwide $2,660 $2,661 $2,725
Progressive $3,704 $4,142 $4,648
State Farm $5,042 $5,358 $5,690
Travelers $3,343 $3,601 $3,648
USAA $1,974 $2,039 $2,138

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Find Cheap Gadsden, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Gadsden. Compare auto insurance rates in Gadsden, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Gadsden, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,262 $3,262
Farmers $4,484 $4,484
GEICO $2,736 $2,835
Liberty Mutual $5,158 $5,158
Nationwide $2,682 $2,682
Progressive $4,164 $4,164
State Farm $5,231 $5,496
Travelers $3,531 $3,531
USAA $1,957 $2,144

Find Cheap Gadsden, AL Auto Insurance Rates by ZIP Code

Auto insurance rates in Gadsden, Alabama can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Gadsden, AL to see how much where you live in Gadsden affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Gadsden, Alabama

ZIP Code Average Annual Rates
35903 $3,775
35904 $3,846

Find Cheap Gadsden, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Gadsden, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gadsden, AL, take a look at the average cost for various violations versus rates for a clean driving record in Gadsden.

Annual Gadsden, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,770 $3,267 $3,880 $3,133
Farmers $3,771 $4,887 $4,768 $4,510
GEICO $1,875 $3,024 $3,746 $2,497
Liberty Mutual $4,044 $5,635 $5,504 $5,450
Nationwide $2,349 $2,349 $3,411 $2,620
Progressive $3,753 $4,737 $4,051 $4,117
State Farm $4,819 $6,028 $5,303 $5,303
Travelers $2,940 $3,084 $4,520 $3,578
USAA $1,578 $1,983 $2,936 $1,706

Find Cheap Gadsden, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Gadsden, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Gadsden for less when you shop around and compare rates from multiple Gadsden, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Gadsden, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,880
Farmers $4,768
GEICO $3,746
Liberty Mutual $5,504
Nationwide $3,411
Progressive $4,051
State Farm $5,303
Travelers $4,520
USAA $2,936

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Winners by Category: Where to Buy Cheap Auto Insurance in Gadsden, AL

Compare rates from the cheapest auto insurance companies in Gadsden, AL for your needs. Take a look at how Gadsden, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Gadsden, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Gadsden, Alabama Auto Insurance Companies

If you’re looking for the cheapest Gadsden, AL auto insurance companies overall, you can compare them here. Find the best price for Gadsden, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Gadsden, Alabama

Insurance Company Average Annual Rates
Allstate $3,262
Farmers $4,484
GEICO $2,786
Liberty Mutual $5,158
Nationwide $2,682
Progressive $4,164
State Farm $5,363
Travelers $3,531
USAA $2,051

What affects Gadsden, Alabama auto insurance rates?

Local factors affect auto insurance rates in Gadsden, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Gadsden auto insurance rates.

Auto Theft in Gadsden

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gadsden, AL auto theft show a total of 255 vehicle thefts annually.

Commute Times in Gadsden

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gadsden, AL is 20.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Gadsden, AL

You can buy cheap Gadsden, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gadsden, Alabama auto insurance quotes from top companies.

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