Buy Cheap Fultondale, AL Auto Insurance (2021)

Fultondale, AL auto insurance rates average $342 a month. Minimum auto insurance requirements in Fultondale, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Fultondale, AL, compare Fultondale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fultondale, AL for teens drivers are $8,466/year
  • The most expensive auto insurance company in Fultondale after a DUI is Liberty Mutual
  • Average auto insurance rates in Fultondale, AL are $342/month

Finding affordable Fultondale, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Fultondale, AL auto insurance with confidence is right here. Auto insurance rates in Fultondale are affected by local factors as well as personal ones like your driving record.

See how Fultondale, AL car insurance rates compare to Hoover auto insurance rates, Tuscaloosa auto insurance rates, and Huntsville auto insurance rates before you read more about the cost of auto insurance in Fultondale.

Don’t buy Fultondale, AL auto insurance until you’ve compared rates. Get free Fultondale, Alabama auto insurance quotes when you enter your ZIP code above.

Fultondale, AL Minimum Auto Insurance Requirements

The required auto insurance in Fultondale, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Fultondale, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Fultondale, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fultondale, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fultondale, AL. Take a look at Fultondale, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fultondale, Alabama

Insurance Company Poor Fair Good
Allstate $4,338 $3,419 $2,797
Farmers $5,175 $4,463 $4,228
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,039 $4,942 $3,876
Nationwide $3,458 $2,696 $2,438
Progressive $5,717 $4,919 $4,603
State Farm $9,426 $4,764 $3,232
Travelers $4,287 $3,723 $3,795
USAA $2,991 $1,945 $1,736

Buy Cheap Fultondale, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fultondale, Alabama auto insurance rates? Find out how car insurance rates in Fultondale, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fultondale, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,098 $1,992 $1,911 $1,945 $7,478 $8,032 $2,322 $2,365
Farmers $2,616 $2,592 $2,335 $2,486 $10,303 $10,593 $2,972 $3,078
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,231 $3,487 $2,640 $2,952 $12,094 $13,445 $3,441 $3,663
Nationwide $1,850 $1,872 $1,686 $1,743 $4,989 $6,415 $2,059 $2,302
Progressive $2,717 $2,541 $2,231 $2,383 $11,425 $12,744 $3,189 $3,409
State Farm $3,485 $3,485 $3,174 $3,174 $10,945 $13,662 $3,947 $4,583
Travelers $1,571 $1,593 $1,482 $1,474 $8,624 $13,558 $1,486 $1,690
USAA $1,377 $1,394 $1,284 $1,254 $4,153 $4,601 $1,796 $1,934

Buy Cheap Fultondale, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fultondale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fultondale, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fultondale, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,478 $8,032
Farmers $10,303 $10,593
GEICO $6,182 $6,096
Liberty Mutual $12,094 $13,445
Nationwide $4,989 $6,415
Progressive $11,425 $12,744
State Farm $10,945 $13,662
Travelers $8,624 $13,558
USAA $4,153 $4,601

Buy Cheap Fultondale, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Fultondale, Alabama by comparing Fultondale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fultondale, AL here.

Annual Auto Insurance Rates for Senior Drivers in Fultondale, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,911 $1,945
Farmers $2,335 $2,486
GEICO $2,178 $2,261
Liberty Mutual $2,640 $2,952
Nationwide $1,686 $1,743
Progressive $2,231 $2,383
State Farm $3,174 $3,174
Travelers $1,482 $1,474
USAA $1,284 $1,254

Find Cheap Auto Insurance Rates in Fultondale, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fultondale, Alabama auto insurance. Compare Fultondale, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fultondale, Alabama

Insurance Company Low Medium High
Allstate $3,378 $3,510 $3,666
Farmers $4,354 $4,560 $4,952
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,371 $5,594 $5,892
Nationwide $2,858 $2,838 $2,897
Progressive $4,590 $5,055 $5,595
State Farm $5,487 $5,802 $6,132
Travelers $3,746 $4,013 $4,046
USAA $2,147 $2,213 $2,312

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Find Cheap Fultondale, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fultondale. Compare auto insurance rates in Fultondale, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fultondale, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,518 $3,518
Farmers $4,622 $4,622
GEICO $3,191 $3,305
Liberty Mutual $5,619 $5,619
Nationwide $2,864 $2,864
Progressive $5,080 $5,080
State Farm $5,667 $5,947
Travelers $3,935 $3,935
USAA $2,122 $2,326

Find Cheap Fultondale, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Fultondale, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fultondale, AL, take a look at the average cost for various violations versus rates for a clean driving record in Fultondale.

Annual Fultondale, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,975 $3,517 $4,202 $3,377
Farmers $3,884 $5,038 $4,914 $4,652
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,401 $6,146 $5,994 $5,936
Nationwide $2,505 $2,505 $3,650 $2,797
Progressive $4,586 $5,786 $4,919 $5,027
State Farm $5,215 $6,531 $5,741 $5,741
Travelers $3,273 $3,433 $5,048 $3,985
USAA $1,709 $2,149 $3,191 $1,848

Find Cheap Fultondale, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fultondale, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Fultondale for less when you shop around and compare rates from multiple Fultondale, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fultondale, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,202
Farmers $4,914
GEICO $4,396
Liberty Mutual $5,994
Nationwide $3,650
Progressive $4,919
State Farm $5,741
Travelers $5,048
USAA $3,191

Winners by Category: Where to Buy Cheap Auto Insurance in Fultondale, AL

Compare rates from the cheapest auto insurance companies in Fultondale, AL for your needs. Take a look at how Fultondale, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fultondale, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Fultondale, Alabama Auto Insurance Companies

If you’re looking for the cheapest Fultondale, AL auto insurance companies overall, you can compare them here. Find the best price for Fultondale, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Fultondale, Alabama

Insurance Company Average Annual Rates
Allstate $3,518
Farmers $4,622
GEICO $3,248
Liberty Mutual $5,619
Nationwide $2,864
Progressive $5,080
State Farm $5,807
Travelers $3,935
USAA $2,224

What affects Fultondale, Alabama auto insurance rates?

Local factors affect auto insurance rates in Fultondale, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Fultondale auto insurance rates.

Auto Theft in Fultondale

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fultondale, AL auto theft show a total of 24 vehicle thefts annually.

Commute Times in Fultondale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fultondale, AL is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Fultondale, AL

You can buy cheap Fultondale, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fultondale, Alabama auto insurance quotes from top companies.

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