Buy Cheap Fulton, TX Auto Insurance (2021)

Fulton, TX auto insurance rates average $320 a month. Minimum auto insurance requirements in Fulton, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fulton, TX, compare Fulton auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Fulton, TX are $320/month
  • The most expensive auto insurance company in Fulton after a DUI is Allstate
  • Average auto insurance rates in Fulton, TX for teens drivers are $6,833/year

Finding affordable Fulton, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fulton, TX auto insurance with confidence is right here. Auto insurance rates in Fulton are affected by local factors as well as personal ones like your driving record.

See how Fulton, TX car insurance rates compare to Dallas auto insurance rates, Fort Worth auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Fulton.

Don’t buy Fulton, TX auto insurance until you’ve compared rates. Get free Fulton, Texas auto insurance quotes when you enter your ZIP code above.

Fulton, TX Minimum Auto Insurance Requirements

The required auto insurance in Fulton, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fulton, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Fulton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fulton, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fulton, TX. Take a look at Fulton, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fulton, Texas

Insurance Company Poor Fair Good
Allstate $6,512 $4,775 $4,088
American Family $7,442 $4,841 $4,206
GEICO $4,532 $2,575 $1,725
Nationwide $5,435 $4,346 $3,768
Progressive $4,546 $3,934 $3,647
State Farm $3,416 $2,129 $1,698
USAA $3,390 $1,990 $1,612

Buy Cheap Fulton, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fulton, Texas auto insurance rates? Find out how car insurance rates in Fulton, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fulton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,322 $3,350 $3,280 $3,280 $8,790 $10,601 $4,105 $4,273
American Family $3,148 $3,543 $3,018 $3,494 $9,033 $11,751 $4,663 $5,319
GEICO $2,198 $2,391 $2,175 $2,507 $4,747 $4,869 $2,361 $2,307
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,164 $2,041 $1,936 $1,968 $9,048 $10,090 $2,540 $2,554
State Farm $1,699 $1,699 $1,511 $1,511 $4,030 $5,125 $1,844 $1,898
USAA $1,485 $1,496 $1,428 $1,423 $4,170 $4,533 $1,986 $2,126

Buy Cheap Fulton, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fulton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fulton, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fulton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,790 $10,601
American Family $9,033 $11,751
GEICO $4,747 $4,869
Nationwide $8,017 $10,292
Progressive $9,048 $10,090
State Farm $4,030 $5,125
USAA $4,170 $4,533

Buy Cheap Fulton, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Fulton, Texas by comparing Fulton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fulton, TX here.

Annual Auto Insurance Rates for Senior Drivers in Fulton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,280 $3,280
American Family $3,018 $3,494
GEICO $2,175 $2,507
Nationwide $2,508 $2,654
Progressive $1,936 $1,968
State Farm $1,511 $1,511
USAA $1,428 $1,423

Find Cheap Auto Insurance Rates in Fulton, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fulton, Texas auto insurance. Compare Fulton, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fulton, Texas

Insurance Company Low Medium High
Allstate $5,003 $5,079 $5,292
American Family $5,056 $5,243 $6,190
GEICO $2,731 $2,883 $3,219
Nationwide $4,810 $4,320 $4,418
Progressive $3,788 $4,020 $4,320
State Farm $2,276 $2,403 $2,565
USAA $2,233 $2,317 $2,442

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fulton, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fulton. Compare auto insurance rates in Fulton, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fulton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,002 $5,248
American Family $5,496 $5,496
GEICO $2,888 $3,000
Nationwide $4,516 $4,516
Progressive $4,042 $4,042
State Farm $2,415 $2,415
USAA $2,301 $2,360

Find Cheap Fulton, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Fulton, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fulton, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fulton.

Annual Fulton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,974 $6,141 $6,410 $3,974
American Family $4,973 $6,432 $5,606 $4,973
GEICO $2,502 $3,304 $2,747 $3,223
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,527 $4,569 $4,115 $3,958
State Farm $2,148 $2,460 $2,902 $2,148
USAA $1,735 $2,569 $3,027 $1,991

Find Cheap Fulton, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fulton, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fulton for less when you shop around and compare rates from multiple Fulton, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fulton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,410
American Family $5,606
GEICO $2,747
Nationwide $5,804
Progressive $4,115
State Farm $2,902
USAA $3,027

Winners by Category: Where to Buy Cheap Auto Insurance in Fulton, TX

Compare rates from the cheapest auto insurance companies in Fulton, TX for your needs. Take a look at how Fulton, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fulton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fulton, Texas Auto Insurance Companies

If you’re looking for the cheapest Fulton, TX auto insurance companies overall, you can compare them here. Find the best price for Fulton, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fulton, Texas

Insurance Company Average Annual Rates
Allstate $5,125
American Family $5,496
GEICO $2,944
Nationwide $4,516
Progressive $4,042
State Farm $2,415
USAA $2,331

What affects Fulton, Texas auto insurance rates?

Local factors affect auto insurance rates in Fulton, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fulton auto insurance rates.

Commute Times in Fulton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fulton, TX is 15.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Fulton, TX

You can buy cheap Fulton, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fulton, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption