Buy Cheap Fulton, AL Auto Insurance (2021)

Fulton, AL auto insurance rates average $304 a month. Minimum auto insurance requirements in Fulton, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Fulton, AL, compare Fulton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fulton, AL are $304/month
  • Average auto insurance rates in Fulton, AL for teens drivers are $7,326/year
  • The most expensive auto insurance company in Fulton is Liberty Mutual

Finding affordable Fulton, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Fulton, AL auto insurance with confidence is right here. Auto insurance rates in Fulton are affected by local factors as well as personal ones like your driving record.

See how Fulton, AL car insurance rates compare to Auburn auto insurance rates, Huntsville auto insurance rates, and Montgomery auto insurance rates before you read more about the cost of auto insurance in Fulton.

Don’t buy Fulton, AL auto insurance until you’ve compared rates. Get free Fulton, Alabama auto insurance quotes when you enter your ZIP code above.

Fulton, AL Minimum Auto Insurance Requirements

The required auto insurance in Fulton, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Fulton, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Fulton, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fulton, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fulton, AL. Take a look at Fulton, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fulton, Alabama

Insurance Company Poor Fair Good
Allstate $4,111 $3,215 $2,630
Farmers $4,522 $3,888 $3,685
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,414 $4,533 $3,565
Nationwide $3,171 $2,467 $2,229
Progressive $4,772 $4,071 $3,793
State Farm $7,416 $3,761 $2,559
Travelers $4,134 $3,579 $3,646
USAA $2,937 $1,908 $1,703

Buy Cheap Fulton, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fulton, Alabama auto insurance rates? Find out how car insurance rates in Fulton, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fulton, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,045 $1,961 $1,830 $1,868 $6,804 $7,302 $2,335 $2,405
Farmers $2,326 $2,307 $2,081 $2,200 $8,813 $9,070 $2,663 $2,792
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,074 $3,326 $2,524 $2,828 $10,803 $12,026 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,324 $2,191 $1,901 $2,027 $9,271 $10,367 $2,719 $2,892
State Farm $2,903 $2,903 $2,591 $2,591 $8,253 $10,379 $3,266 $3,744
Travelers $1,566 $1,593 $1,458 $1,456 $8,175 $12,831 $1,485 $1,727
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Buy Cheap Fulton, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fulton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fulton, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fulton, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,804 $7,302
Farmers $8,813 $9,070
GEICO $5,380 $5,307
Liberty Mutual $10,803 $12,026
Nationwide $4,418 $5,752
Progressive $9,271 $10,367
State Farm $8,253 $10,379
Travelers $8,175 $12,831
USAA $4,020 $4,464

Buy Cheap Fulton, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Fulton, Alabama by comparing Fulton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fulton, AL here.

Annual Auto Insurance Rates for Senior Drivers in Fulton, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,868
Farmers $2,081 $2,200
GEICO $1,968 $1,996
Liberty Mutual $2,524 $2,828
Nationwide $1,577 $1,642
Progressive $1,901 $2,027
State Farm $2,591 $2,591
Travelers $1,458 $1,456
USAA $1,271 $1,252

Find Cheap Auto Insurance Rates in Fulton, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fulton, Alabama auto insurance. Compare Fulton, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fulton, Alabama

Insurance Company Low Medium High
Allstate $3,227 $3,314 $3,414
Farmers $3,842 $3,988 $4,264
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,935 $5,146 $5,431
Nationwide $2,624 $2,595 $2,649
Progressive $3,778 $4,188 $4,669
State Farm $4,355 $4,571 $4,810
Travelers $3,613 $3,862 $3,884
USAA $2,105 $2,171 $2,271

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Find Cheap Fulton, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fulton. Compare auto insurance rates in Fulton, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fulton, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,319 $3,319
Farmers $4,032 $4,032
GEICO $2,842 $2,954
Liberty Mutual $5,171 $5,171
Nationwide $2,623 $2,623
Progressive $4,212 $4,212
State Farm $4,470 $4,687
Travelers $3,786 $3,786
USAA $2,082 $2,282

Find Cheap Fulton, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Fulton, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fulton, AL, take a look at the average cost for various violations versus rates for a clean driving record in Fulton.

Annual Fulton, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,844 $3,334 $3,906 $3,191
Farmers $3,388 $4,381 $4,272 $4,086
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,063 $5,630 $5,531 $5,459
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,811 $4,767 $4,082 $4,187
State Farm $4,169 $5,080 $4,533 $4,533
Travelers $3,156 $3,314 $4,828 $3,849
USAA $1,678 $2,102 $3,133 $1,816

Find Cheap Fulton, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fulton, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Fulton for less when you shop around and compare rates from multiple Fulton, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fulton, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,906
Farmers $4,272
GEICO $3,808
Liberty Mutual $5,531
Nationwide $3,353
Progressive $4,082
State Farm $4,533
Travelers $4,828
USAA $3,133

Winners by Category: Where to Buy Cheap Auto Insurance in Fulton, AL

Compare rates from the cheapest auto insurance companies in Fulton, AL for your needs. Take a look at how Fulton, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fulton, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Fulton, Alabama Auto Insurance Companies

If you’re looking for the cheapest Fulton, AL auto insurance companies overall, you can compare them here. Find the best price for Fulton, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Fulton, Alabama

Insurance Company Average Annual Rates
Allstate $3,319
Farmers $4,032
GEICO $2,898
Liberty Mutual $5,171
Nationwide $2,623
Progressive $4,212
State Farm $4,579
Travelers $3,786
USAA $2,182

What affects Fulton, Alabama auto insurance rates?

Local factors affect auto insurance rates in Fulton, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Fulton auto insurance rates.

Commute Times in Fulton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fulton, AL is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Fulton, AL

You can buy cheap Fulton, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fulton, Alabama auto insurance quotes from top companies.

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