Buy Cheap Fruitland, NM Auto Insurance (2021)

Fruitland, NM auto insurance rates average $274 a month. Minimum auto insurance requirements in Fruitland, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Fruitland, NM, compare Fruitland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fruitland, NM after a DUI are $4,211/year
  • The most expensive auto insurance company in Fruitland is GEICO
  • Average auto insurance rates in Fruitland, NM for teens drivers are $6,383/year

Finding affordable Fruitland, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Fruitland, NM auto insurance with confidence is right here. Auto insurance rates in Fruitland are affected by local factors as well as personal ones like your driving record.

See how Fruitland, NM car insurance rates compare to Gallup auto insurance rates, Albuquerque auto insurance rates, and Hobbs auto insurance rates before you read more about the cost of auto insurance in Fruitland.

Don’t buy Fruitland, NM auto insurance until you’ve compared rates. Get free Fruitland, New Mexico auto insurance quotes when you enter your ZIP code above.

Fruitland, NM Minimum Auto Insurance Requirements

The required auto insurance in Fruitland, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Fruitland, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Fruitland, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Fruitland, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fruitland, NM. Take a look at Fruitland, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fruitland, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $3,139 $2,817 $2,675
State Farm $3,146 $1,952 $1,553
USAA $3,040 $2,276 $1,973

Buy Cheap Fruitland, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fruitland, New Mexico auto insurance rates? Find out how car insurance rates in Fruitland, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fruitland, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,506 $1,447 $1,381 $1,378 $6,407 $7,217 $1,813 $1,866
State Farm $1,451 $1,451 $1,323 $1,323 $3,900 $4,882 $1,619 $1,790
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

Buy Cheap Fruitland, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fruitland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fruitland, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fruitland, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $6,407 $7,217
State Farm $3,900 $4,882
USAA $4,267 $4,820

Buy Cheap Fruitland, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Fruitland, New Mexico by comparing Fruitland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fruitland, NM here.

Annual Auto Insurance Rates for Senior Drivers in Fruitland, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,381 $1,378
State Farm $1,323 $1,323
USAA $1,530 $1,522

Find Cheap Auto Insurance Rates in Fruitland, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fruitland, New Mexico auto insurance. Compare Fruitland, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fruitland, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $2,729 $2,876 $3,026
State Farm $2,013 $2,223 $2,416
USAA $2,258 $2,442 $2,590

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Find Cheap Fruitland, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fruitland. Compare auto insurance rates in Fruitland, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fruitland, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $2,877 $2,877
State Farm $2,163 $2,271
USAA $2,357 $2,502

Find Cheap Fruitland, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Fruitland, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fruitland, NM, take a look at the average cost for various violations versus rates for a clean driving record in Fruitland.

Annual Fruitland, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,484 $3,418 $2,677 $2,929
State Farm $2,083 $2,262 $2,262 $2,262
USAA $1,802 $2,514 $3,304 $2,100

Find Cheap Fruitland, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fruitland, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Fruitland for less when you shop around and compare rates from multiple Fruitland, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fruitland, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $2,677
State Farm $2,262
USAA $3,304

Winners by Category: Where to Buy Cheap Auto Insurance in Fruitland, NM

Compare rates from the cheapest auto insurance companies in Fruitland, NM for your needs. Take a look at how Fruitland, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fruitland, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Fruitland, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Fruitland, NM auto insurance companies overall, you can compare them here. Find the best price for Fruitland, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Fruitland, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $2,877
State Farm $2,217
USAA $2,430

What affects Fruitland, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Fruitland, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Fruitland auto insurance rates.

Commute Times in Fruitland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fruitland, NM is 23.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Fruitland, NM

You can buy cheap Fruitland, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fruitland, New Mexico auto insurance quotes from top companies.

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