Buy Cheap Fruitland, IA Auto Insurance (2021)

Fruitland, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Fruitland, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Fruitland, IA, compare Fruitland auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fruitland, IA are $247/month
  • The most expensive auto insurance company in Fruitland is Travelers
  • Average auto insurance rates in Fruitland, IA after a DUI are $3,590/year

Finding affordable Fruitland, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Fruitland, IA auto insurance with confidence is right here. Auto insurance rates in Fruitland are affected by local factors as well as personal ones like your driving record.

See how Fruitland, IA car insurance rates compare to Ankeny auto insurance rates, West Des Moines auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Fruitland.

Don’t buy Fruitland, IA auto insurance until you’ve compared rates. Get free Fruitland, Iowa auto insurance quotes when you enter your ZIP code above.

Fruitland, IA Minimum Auto Insurance Requirements

The required auto insurance in Fruitland, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Fruitland, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Fruitland, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fruitland, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fruitland, IA. Take a look at Fruitland, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fruitland, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,829 $2,814 $2,365
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,298 $3,909 $3,073
Nationwide $3,034 $2,387 $2,090
Progressive $2,589 $2,099 $1,904
State Farm $3,157 $1,953 $1,541
Travelers $6,441 $5,517 $5,265
USAA $2,498 $1,719 $1,490

Buy Cheap Fruitland, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fruitland, Iowa auto insurance rates? Find out how car insurance rates in Fruitland, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fruitland, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,067 $2,240 $1,830 $2,226 $10,414 $11,720 $2,342 $2,577
Nationwide $1,726 $1,767 $1,541 $1,640 $4,046 $5,213 $1,963 $2,130
Progressive $1,532 $1,471 $1,264 $1,311 $3,835 $4,326 $1,842 $1,995
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,510 $2,560 $2,450 $2,459 $11,603 $18,673 $2,616 $3,057
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

Buy Cheap Fruitland, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fruitland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fruitland, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fruitland, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,158 $7,244
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,414 $11,720
Nationwide $4,046 $5,213
Progressive $3,835 $4,326
State Farm $3,891 $4,937
Travelers $11,603 $18,673
USAA $3,476 $3,681

Buy Cheap Fruitland, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Fruitland, Iowa by comparing Fruitland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fruitland, IA here.

Annual Auto Insurance Rates for Senior Drivers in Fruitland, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,734 $1,734
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,830 $2,226
Nationwide $1,541 $1,640
Progressive $1,264 $1,311
State Farm $1,269 $1,269
Travelers $2,450 $2,459
USAA $1,161 $1,179

Find Cheap Auto Insurance Rates in Fruitland, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fruitland, Iowa auto insurance. Compare Fruitland, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fruitland, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,020 $3,170 $2,819
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,235 $4,418 $4,628
Nationwide $2,598 $2,497 $2,416
Progressive $2,067 $2,204 $2,320
State Farm $2,111 $2,229 $2,311
Travelers $5,357 $5,831 $6,036
USAA $1,808 $1,909 $1,991

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Find Cheap Fruitland, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fruitland. Compare auto insurance rates in Fruitland, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fruitland, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $2,968 $3,038
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,427 $4,427
Nationwide $2,503 $2,503
Progressive $2,197 $2,197
State Farm $2,164 $2,270
Travelers $5,741 $5,741
USAA $1,833 $1,972

Find Cheap Fruitland, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Fruitland, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fruitland, IA, take a look at the average cost for various violations versus rates for a clean driving record in Fruitland.

Annual Fruitland, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,168 $3,176 $4,120 $2,549
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,818 $4,741 $4,818 $4,331
Nationwide $1,819 $2,603 $3,537 $2,054
Progressive $1,765 $2,901 $1,915 $2,207
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,177 $5,588 $7,490 $5,709
USAA $1,451 $1,952 $2,540 $1,667

Find Cheap Fruitland, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fruitland, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Fruitland for less when you shop around and compare rates from multiple Fruitland, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fruitland, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,581
American Family $4,120
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,818
Nationwide $3,537
Progressive $1,915
State Farm $2,217
Travelers $7,490
USAA $2,540

Winners by Category: Where to Buy Cheap Auto Insurance in Fruitland, IA

Compare rates from the cheapest auto insurance companies in Fruitland, IA for your needs. Take a look at how Fruitland, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fruitland, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Fruitland, Iowa Auto Insurance Companies

If you’re looking for the cheapest Fruitland, IA auto insurance companies overall, you can compare them here. Find the best price for Fruitland, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Fruitland, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,003
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,427
Nationwide $2,503
Progressive $2,197
State Farm $2,217
Travelers $5,741
USAA $1,902

What affects Fruitland, Iowa auto insurance rates?

Local factors affect auto insurance rates in Fruitland, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Fruitland auto insurance rates.

Commute Times in Fruitland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fruitland, IA is 19.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Fruitland, IA

You can buy cheap Fruitland, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fruitland, Iowa auto insurance quotes from top companies.

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