Buy Cheap Fruita, CO Auto Insurance (2021)

Fruita, CO auto insurance rates average $278 a month. Minimum auto insurance requirements in Fruita, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Fruita, CO, compare Fruita auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Fruita, CO are $278/month
  • The most expensive auto insurance company in Fruita is Allstate
  • Average auto insurance rates in Fruita, CO for teens drivers are $6,497/year

Finding affordable Fruita, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Fruita, CO auto insurance with confidence is right here. Auto insurance rates in Fruita are affected by local factors as well as personal ones like your driving record.

See how Fruita, CO car insurance rates compare to Boulder auto insurance rates, Aurora auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Fruita.

Don’t buy Fruita, CO auto insurance until you’ve compared rates. Get free Fruita, Colorado auto insurance quotes when you enter your ZIP code above.

Fruita, CO Minimum Auto Insurance Requirements

The required auto insurance in Fruita, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Fruita, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Fruita, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fruita, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fruita, CO. Take a look at Fruita, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fruita, Colorado

Insurance Company Poor Fair Good
Allstate $7,087 $5,463 $4,129
American Family $4,499 $3,210 $2,691
Farmers $5,061 $4,102 $3,895
GEICO $2,522 $2,106 $1,690
Liberty Mutual $3,729 $2,291 $1,821
Nationwide $3,525 $2,806 $2,447
Progressive $3,780 $3,239 $2,981
State Farm $3,623 $2,330 $1,880
USAA $4,450 $2,539 $2,036

Buy Cheap Fruita, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fruita, Colorado auto insurance rates? Find out how car insurance rates in Fruita, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fruita, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,381 $3,150 $3,030 $3,064 $11,889 $12,477 $3,725 $3,761
American Family $2,369 $2,369 $2,141 $2,141 $5,736 $7,705 $2,369 $2,905
Farmers $2,537 $2,513 $2,301 $2,488 $9,670 $9,716 $2,787 $2,808
GEICO $1,333 $1,458 $1,409 $1,589 $4,169 $4,420 $1,224 $1,247
Liberty Mutual $1,666 $1,627 $1,408 $1,547 $5,370 $5,871 $1,695 $1,725
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,025 $1,894 $1,784 $1,775 $6,952 $7,755 $2,273 $2,208
State Farm $1,629 $1,629 $1,468 $1,468 $4,729 $5,974 $1,824 $2,166
USAA $2,018 $2,018 $1,922 $1,928 $5,022 $5,748 $2,589 $2,817

Buy Cheap Fruita, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fruita can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fruita, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fruita, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,889 $12,477
American Family $5,736 $7,705
Farmers $9,670 $9,716
GEICO $4,169 $4,420
Liberty Mutual $5,370 $5,871
Nationwide $4,935 $6,278
Progressive $6,952 $7,755
State Farm $4,729 $5,974
USAA $5,022 $5,748

Buy Cheap Fruita, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Fruita, Colorado by comparing Fruita senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fruita, CO here.

Annual Auto Insurance Rates for Senior Drivers in Fruita, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,030 $3,064
American Family $2,141 $2,141
Farmers $2,301 $2,488
GEICO $1,409 $1,589
Liberty Mutual $1,408 $1,547
Nationwide $1,754 $1,845
Progressive $1,784 $1,775
State Farm $1,468 $1,468
USAA $1,922 $1,928

Find Cheap Auto Insurance Rates in Fruita, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fruita, Colorado auto insurance. Compare Fruita, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fruita, Colorado

Insurance Company Low Medium High
Allstate $5,328 $5,545 $5,807
American Family $3,297 $3,539 $3,565
Farmers $3,789 $4,286 $4,983
GEICO $1,920 $2,074 $2,324
Liberty Mutual $2,478 $2,605 $2,757
Nationwide $2,909 $2,928 $2,941
Progressive $3,064 $3,344 $3,592
State Farm $2,435 $2,612 $2,786
USAA $2,877 $3,007 $3,140

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fruita, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fruita. Compare auto insurance rates in Fruita, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fruita, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,560 $5,560
American Family $3,393 $3,541
Farmers $4,353 $4,353
GEICO $2,065 $2,147
Liberty Mutual $2,614 $2,614
Nationwide $2,926 $2,926
Progressive $3,333 $3,333
State Farm $2,547 $2,675
USAA $2,923 $3,093

Find Cheap Fruita, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Fruita, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fruita, CO, take a look at the average cost for various violations versus rates for a clean driving record in Fruita.

Annual Fruita, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,713 $5,432 $6,724 $5,370
American Family $2,562 $3,647 $4,754 $2,905
Farmers $3,672 $4,726 $4,666 $4,346
GEICO $1,493 $2,311 $2,685 $1,935
Liberty Mutual $2,301 $2,679 $2,773 $2,702
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $2,890 $4,044 $3,045 $3,354
State Farm $2,399 $2,823 $2,611 $2,611
USAA $2,202 $2,679 $4,672 $2,479

Find Cheap Fruita, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fruita, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Fruita for less when you shop around and compare rates from multiple Fruita, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fruita, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,724
American Family $4,754
Farmers $4,666
GEICO $2,685
Liberty Mutual $2,773
Nationwide $3,877
Progressive $3,045
State Farm $2,611
USAA $4,672

Winners by Category: Where to Buy Cheap Auto Insurance in Fruita, CO

Compare rates from the cheapest auto insurance companies in Fruita, CO for your needs. Take a look at how Fruita, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fruita, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Fruita, Colorado Auto Insurance Companies

If you’re looking for the cheapest Fruita, CO auto insurance companies overall, you can compare them here. Find the best price for Fruita, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Fruita, Colorado

Insurance Company Average Annual Rates
Allstate $5,560
American Family $3,467
Farmers $4,353
GEICO $2,106
Liberty Mutual $2,614
Nationwide $2,926
Progressive $3,333
State Farm $2,611
USAA $3,008

What affects Fruita, Colorado auto insurance rates?

Local factors affect auto insurance rates in Fruita, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Fruita auto insurance rates.

Commute Times in Fruita

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fruita, CO is 19.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Fruita, CO

You can buy cheap Fruita, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fruita, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption