Buy Cheap Frost, TX Auto Insurance (2021)

Frost, TX auto insurance rates average $293 a month. Minimum auto insurance requirements in Frost, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Frost, TX, compare Frost auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Frost, TX after a DUI are $4,006/year
  • The most expensive auto insurance company in Frost is Allstate
  • The most expensive auto insurance company in Frost after a DUI is Allstate

Finding affordable Frost, Texas auto insurance can be challenging, but everything you need to know to buy cheap Frost, TX auto insurance with confidence is right here. Auto insurance rates in Frost are affected by local factors as well as personal ones like your driving record.

See how Frost, TX car insurance rates compare to Laredo auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Frost.

Don’t buy Frost, TX auto insurance until you’ve compared rates. Get free Frost, Texas auto insurance quotes when you enter your ZIP code above.

Frost, TX Minimum Auto Insurance Requirements

The required auto insurance in Frost, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Frost, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Frost, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Frost, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Frost, TX. Take a look at Frost, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Frost, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,287 $3,304 $2,890
GEICO $4,183 $2,384 $1,603
Nationwide $4,397 $3,531 $3,069
Progressive $5,145 $4,462 $4,140
State Farm $3,759 $2,339 $1,864
USAA $3,224 $1,855 $1,491

Buy Cheap Frost, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Frost, Texas auto insurance rates? Find out how car insurance rates in Frost, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frost, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,356 $2,610 $2,181 $2,485 $6,001 $7,860 $3,331 $3,790
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,416 $2,294 $2,157 $2,194 $10,308 $11,510 $2,868 $2,912
State Farm $1,868 $1,868 $1,660 $1,660 $4,424 $5,630 $2,028 $2,094
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Buy Cheap Frost, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Frost can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Frost, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Frost, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $6,001 $7,860
GEICO $4,365 $4,568
Nationwide $6,517 $8,377
Progressive $10,308 $11,510
State Farm $4,424 $5,630
USAA $3,887 $4,247

Buy Cheap Frost, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Frost, Texas by comparing Frost senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Frost, TX here.

Annual Auto Insurance Rates for Senior Drivers in Frost, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,181 $2,485
GEICO $1,955 $2,178
Nationwide $2,028 $2,149
Progressive $2,157 $2,194
State Farm $1,660 $1,660
USAA $1,339 $1,334

Find Cheap Auto Insurance Rates in Frost, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Frost, Texas auto insurance. Compare Frost, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frost, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,571 $3,690 $4,219
GEICO $2,604 $2,696 $2,871
Nationwide $3,964 $3,507 $3,525
Progressive $4,369 $4,562 $4,816
State Farm $2,526 $2,647 $2,789
USAA $2,122 $2,182 $2,265

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Find Cheap Frost, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Frost. Compare auto insurance rates in Frost, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Frost, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,811 $5,047
American Family $3,827 $3,827
GEICO $2,671 $2,776
Nationwide $3,665 $3,665
Progressive $4,582 $4,582
State Farm $2,654 $2,654
USAA $2,162 $2,217

Find Cheap Frost, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Frost, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Frost, TX, take a look at the average cost for various violations versus rates for a clean driving record in Frost.

Annual Frost, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,498 $4,422 $3,888 $3,498
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,994 $5,180 $4,662 $4,494
State Farm $2,364 $2,704 $3,183 $2,364
USAA $1,639 $2,406 $2,835 $1,880

Find Cheap Frost, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Frost, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Frost for less when you shop around and compare rates from multiple Frost, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Frost, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,190
American Family $3,888
GEICO $2,571
Nationwide $4,716
Progressive $4,662
State Farm $3,183
USAA $2,835

Winners by Category: Where to Buy Cheap Auto Insurance in Frost, TX

Compare rates from the cheapest auto insurance companies in Frost, TX for your needs. Take a look at how Frost, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Frost, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Frost, Texas Auto Insurance Companies

If you’re looking for the cheapest Frost, TX auto insurance companies overall, you can compare them here. Find the best price for Frost, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Frost, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $3,827
GEICO $2,723
Nationwide $3,665
Progressive $4,582
State Farm $2,654
USAA $2,190

What affects Frost, Texas auto insurance rates?

Local factors affect auto insurance rates in Frost, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Frost auto insurance rates.

Commute Times in Frost

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Frost, TX is 36.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Frost, TX

You can buy cheap Frost, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Frost, Texas auto insurance quotes from top companies.

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