Buy Cheap Fresno, TX Auto Insurance (2021)

Fresno, TX auto insurance rates average $388 a month. Minimum auto insurance requirements in Fresno, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fresno, TX, compare Fresno auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fresno, TX after a DUI are $5,270/year
  • Average auto insurance rates in Fresno, TX for teens drivers are $8,390/year
  • Average auto insurance rates in Fresno, TX are $388/month

Finding affordable Fresno, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fresno, TX auto insurance with confidence is right here. Auto insurance rates in Fresno are affected by local factors as well as personal ones like your driving record.

See how Fresno, TX car insurance rates compare to Austin auto insurance rates, Plano auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Fresno.

Don’t buy Fresno, TX auto insurance until you’ve compared rates. Get free Fresno, Texas auto insurance quotes when you enter your ZIP code above.

Fresno, TX Minimum Auto Insurance Requirements

The required auto insurance in Fresno, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fresno, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Fresno, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fresno, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fresno, TX. Take a look at Fresno, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fresno, Texas

Insurance Company Poor Fair Good
Allstate $7,547 $5,556 $4,768
American Family $9,294 $6,095 $5,345
GEICO $6,450 $3,626 $2,398
Nationwide $5,139 $4,131 $3,583
Progressive $5,809 $5,015 $4,645
State Farm $4,356 $2,712 $2,162
USAA $4,435 $2,599 $2,101

Buy Cheap Fresno, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fresno, Texas auto insurance rates? Find out how car insurance rates in Fresno, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fresno, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,834 $3,851 $3,779 $3,779 $10,348 $12,437 $4,726 $4,901
American Family $3,860 $4,368 $3,735 $4,348 $11,517 $14,999 $5,813 $6,649
GEICO $3,043 $3,322 $2,978 $3,453 $6,860 $7,057 $3,301 $3,250
Nationwide $2,651 $2,691 $2,339 $2,473 $7,710 $9,887 $3,134 $3,390
Progressive $2,739 $2,607 $2,434 $2,481 $11,537 $12,884 $3,258 $3,311
State Farm $2,124 $2,124 $1,897 $1,897 $5,212 $6,661 $2,318 $2,383
USAA $1,926 $1,926 $1,856 $1,831 $5,544 $5,992 $2,565 $2,720

Buy Cheap Fresno, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fresno can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fresno, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fresno, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,348 $12,437
American Family $11,517 $14,999
GEICO $6,860 $7,057
Nationwide $7,710 $9,887
Progressive $11,537 $12,884
State Farm $5,212 $6,661
USAA $5,544 $5,992

Buy Cheap Fresno, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Fresno, Texas by comparing Fresno senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fresno, TX here.

Annual Auto Insurance Rates for Senior Drivers in Fresno, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,779 $3,779
American Family $3,735 $4,348
GEICO $2,978 $3,453
Nationwide $2,339 $2,473
Progressive $2,434 $2,481
State Farm $1,897 $1,897
USAA $1,856 $1,831

Find Cheap Auto Insurance Rates in Fresno, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fresno, Texas auto insurance. Compare Fresno, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fresno, Texas

Insurance Company Low Medium High
Allstate $5,815 $5,904 $6,152
American Family $6,281 $6,587 $7,865
GEICO $3,881 $4,086 $4,507
Nationwide $4,603 $4,101 $4,149
Progressive $4,909 $5,133 $5,426
State Farm $2,903 $3,068 $3,259
USAA $2,913 $3,028 $3,194

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Find Cheap Fresno, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fresno. Compare auto insurance rates in Fresno, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fresno, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,807 $6,106
American Family $6,911 $6,911
GEICO $4,079 $4,237
Nationwide $4,284 $4,284
Progressive $5,156 $5,156
State Farm $3,077 $3,077
USAA $3,006 $3,084

Find Cheap Fresno, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Fresno, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fresno, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fresno.

Annual Fresno, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,570 $7,174 $7,514 $4,570
American Family $6,285 $8,032 $7,043 $6,285
GEICO $3,519 $4,698 $3,866 $4,549
Nationwide $3,713 $3,713 $5,514 $4,197
Progressive $4,490 $5,818 $5,253 $5,064
State Farm $2,720 $3,138 $3,730 $2,720
USAA $2,254 $3,366 $3,970 $2,590

Find Cheap Fresno, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fresno, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fresno for less when you shop around and compare rates from multiple Fresno, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fresno, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,514
American Family $7,043
GEICO $3,866
Nationwide $5,514
Progressive $5,253
State Farm $3,730
USAA $3,970

Winners by Category: Where to Buy Cheap Auto Insurance in Fresno, TX

Compare rates from the cheapest auto insurance companies in Fresno, TX for your needs. Take a look at how Fresno, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fresno, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Fresno, Texas Auto Insurance Companies

If you’re looking for the cheapest Fresno, TX auto insurance companies overall, you can compare them here. Find the best price for Fresno, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fresno, Texas

Insurance Company Average Annual Rates
Allstate $5,957
American Family $6,911
GEICO $4,158
Nationwide $4,284
Progressive $5,156
State Farm $3,077
USAA $3,045

What affects Fresno, Texas auto insurance rates?

Local factors affect auto insurance rates in Fresno, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fresno auto insurance rates.

Traffic in Fresno

How is traffic in Fresno, Texas? Inrix data shows that Fresno, TX traffic makes it the 528th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fresno, TX

You can buy cheap Fresno, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fresno, Texas auto insurance quotes from top companies.

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