Buy Cheap Fresno, CA Auto Insurance (2021)

Fresno, CA auto insurance rates average $308 a month. Minimum auto insurance requirements in Fresno, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Fresno, CA, compare Fresno auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fresno, CA for teens drivers are $6,207/year
  • Average auto insurance rates in Fresno, CA after a DUI are $5,170/year
  • Average auto insurance rates in Fresno, CA are $308/month

Finding affordable Fresno, California auto insurance can be challenging, but everything you need to know to buy cheap Fresno, CA auto insurance with confidence is right here. Auto insurance rates in Fresno are affected by local factors as well as personal ones like your driving record.

See how Fresno, CA car insurance rates compare to Fresno auto insurance rates, Sacramento auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Fresno.

Don’t buy Fresno, CA auto insurance until you’ve compared rates. Get free Fresno, California auto insurance quotes when you enter your ZIP code above.

Fresno, CA Minimum Auto Insurance Requirements

The required auto insurance in Fresno, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Fresno, California is outlined here.

Minimum Required Auto Insurance Coverage in Fresno, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Fresno, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fresno, California auto insurance rates? Find out how car insurance rates in Fresno, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fresno, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,715 $2,718 $1,973 $1,993 $7,420 $9,326 $3,462 $3,805
Farmers $3,190 $3,190 $2,867 $2,867 $10,169 $16,680 $3,777 $4,202
GEICO $1,698 $1,699 $1,597 $1,597 $5,148 $5,234 $2,436 $2,491
Liberty Mutual $2,310 $2,187 $2,139 $2,074 $4,985 $5,311 $2,604 $2,630
Nationwide $3,242 $3,097 $2,842 $2,681 $8,191 $9,063 $3,864 $3,816
Progressive $1,695 $1,742 $1,455 $1,718 $4,524 $5,434 $2,453 $2,633
State Farm $3,342 $3,342 $2,986 $2,986 $6,146 $7,638 $3,697 $3,810
Travelers $2,395 $2,320 $2,116 $2,094 $4,926 $5,627 $3,107 $3,044
USAA $1,905 $1,805 $1,859 $1,866 $4,348 $4,367 $2,630 $2,486

Buy Cheap Fresno, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fresno can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fresno, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fresno, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,420 $9,326
Farmers $10,169 $16,680
GEICO $5,148 $5,234
Liberty Mutual $4,985 $5,311
Nationwide $8,191 $9,063
Progressive $4,524 $5,434
State Farm $6,146 $7,638
Travelers $4,926 $5,627
USAA $4,348 $4,367

Buy Cheap Fresno, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Fresno, California by comparing Fresno senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fresno, CA here.

Annual Auto Insurance Rates for Senior Drivers in Fresno, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,973 $1,993
Farmers $2,867 $2,867
GEICO $1,597 $1,597
Liberty Mutual $2,139 $2,074
Nationwide $2,842 $2,681
Progressive $1,455 $1,718
State Farm $2,986 $2,986
Travelers $2,116 $2,094
USAA $1,859 $1,866

Find Cheap Auto Insurance Rates in Fresno, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fresno, California auto insurance. Compare Fresno, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fresno, California

Insurance Company Low Medium High
Allstate $3,927 $4,216 $4,387
Farmers $5,469 $5,913 $6,222
GEICO $2,460 $2,770 $2,982
Liberty Mutual $2,821 $3,056 $3,213
Nationwide $4,107 $4,682 $5,009
Progressive $2,396 $2,793 $2,931
State Farm $3,809 $4,317 $4,605
Travelers $2,797 $3,289 $3,525
USAA $2,402 $2,712 $2,861

Find Cheap Fresno, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fresno. Compare auto insurance rates in Fresno, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fresno, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,760 $4,593
Farmers $5,324 $6,412
GEICO $2,487 $2,988
Liberty Mutual $2,780 $3,279
Nationwide $4,065 $5,134
Progressive $2,457 $2,956
State Farm $4,088 $4,399
Travelers $2,884 $3,524
USAA $2,449 $2,867

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Find Cheap Fresno, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Fresno, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Fresno, CA to see how much where you live in Fresno affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Fresno, California

ZIP Code Average Annual Rates
93650 $4,983
93701 $5,409
93702 $5,289
93703 $5,191
93704 $4,954
93705 $5,058
93706 $5,257
93710 $4,733
93711 $4,959
93720 $4,761
93721 $5,517
93722 $5,055
93723 $4,955
93725 $5,135
93726 $5,187
93727 $5,022
93728 $5,023
93730 $4,693
93737 $4,926
93740 $4,947
93741 $5,036

Find Cheap Fresno, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Fresno, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fresno, CA, take a look at the average cost for various violations versus rates for a clean driving record in Fresno.

Annual Fresno, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,520 $4,226 $6,658 $3,302
Farmers $4,340 $5,906 $7,359 $5,866
GEICO $1,915 $2,952 $3,708 $2,375
Liberty Mutual $2,629 $3,524 $3,181 $2,786
Nationwide $3,208 $4,115 $6,960 $4,115
Progressive $1,769 $3,013 $3,495 $2,549
State Farm $3,027 $3,611 $6,822 $3,514
Travelers $2,144 $3,480 $4,045 $3,146
USAA $1,766 $2,629 $4,304 $1,935

Find Cheap Fresno, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fresno, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Fresno for less when you shop around and compare rates from multiple Fresno, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fresno, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,658
Farmers $7,359
GEICO $3,708
Liberty Mutual $3,181
Nationwide $6,960
Progressive $3,495
State Farm $6,822
Travelers $4,045
USAA $4,304

Winners by Category: Where to Buy Cheap Auto Insurance in Fresno, CA

Compare rates from the cheapest auto insurance companies in Fresno, CA for your needs. Take a look at how Fresno, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fresno, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Fresno, California Auto Insurance Companies

If you’re looking for the cheapest Fresno, CA auto insurance companies overall, you can compare them here. Find the best price for Fresno, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Fresno, California

Insurance Company Average Annual Rates
Allstate $4,177
Farmers $5,868
GEICO $2,738
Liberty Mutual $3,030
Nationwide $4,600
Progressive $2,707
State Farm $4,244
Travelers $3,204
USAA $2,658

What affects Fresno, California auto insurance rates?

Local factors affect auto insurance rates in Fresno, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Fresno auto insurance rates.

Auto Theft in Fresno

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fresno, CA auto theft show a total of 2,365 vehicle thefts annually.

Commute Times in Fresno

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fresno, CA is 22.2 minutes according to City-Data.

Traffic in Fresno

How is traffic in Fresno, California? Inrix data shows that Fresno, CA traffic makes it the 528th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fresno, CA

You can buy cheap Fresno, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fresno, California auto insurance quotes from top companies.

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