Buy Cheap Freeport, TX Auto Insurance (2021)

Freeport, TX auto insurance rates average $329 a month. Minimum auto insurance requirements in Freeport, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Freeport, TX, compare Freeport auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Freeport after a DUI is Allstate
  • Average auto insurance rates in Freeport, TX after a DUI are $4,470/year
  • The most expensive auto insurance company in Freeport is Allstate

Finding affordable Freeport, Texas auto insurance can be challenging, but everything you need to know to buy cheap Freeport, TX auto insurance with confidence is right here. Auto insurance rates in Freeport are affected by local factors as well as personal ones like your driving record.

See how Freeport, TX car insurance rates compare to Austin auto insurance rates, Fort Worth auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Freeport.

Don’t buy Freeport, TX auto insurance until you’ve compared rates. Get free Freeport, Texas auto insurance quotes when you enter your ZIP code above.

Freeport, TX Minimum Auto Insurance Requirements

The required auto insurance in Freeport, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Freeport, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Freeport, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Freeport, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Freeport, TX. Take a look at Freeport, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Freeport, Texas

Insurance Company Poor Fair Good
Allstate $7,105 $5,196 $4,448
American Family $7,258 $4,705 $4,105
GEICO $5,194 $2,938 $1,957
Nationwide $4,455 $3,582 $3,112
Progressive $5,055 $4,373 $4,054
State Farm $3,663 $2,282 $1,820
USAA $3,666 $2,141 $1,729

Buy Cheap Freeport, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Freeport, Texas auto insurance rates? Find out how car insurance rates in Freeport, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Freeport, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,649 $3,677 $3,603 $3,603 $9,509 $11,460 $4,491 $4,670
American Family $3,087 $3,469 $2,949 $3,410 $8,769 $11,415 $4,554 $5,194
GEICO $2,482 $2,689 $2,406 $2,744 $5,506 $5,710 $2,689 $2,677
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,402 $2,269 $2,141 $2,183 $10,075 $11,206 $2,828 $2,847
State Farm $1,810 $1,810 $1,612 $1,612 $4,339 $5,529 $1,968 $2,027
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

Buy Cheap Freeport, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Freeport can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Freeport, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Freeport, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,460
American Family $8,769 $11,415
GEICO $5,506 $5,710
Nationwide $6,629 $8,499
Progressive $10,075 $11,206
State Farm $4,339 $5,529
USAA $4,572 $4,949

Buy Cheap Freeport, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Freeport, Texas by comparing Freeport senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Freeport, TX here.

Annual Auto Insurance Rates for Senior Drivers in Freeport, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,603 $3,603
American Family $2,949 $3,410
GEICO $2,406 $2,744
Nationwide $2,055 $2,173
Progressive $2,141 $2,183
State Farm $1,612 $1,612
USAA $1,528 $1,506

Find Cheap Auto Insurance Rates in Freeport, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Freeport, Texas auto insurance. Compare Freeport, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Freeport, Texas

Insurance Company Low Medium High
Allstate $5,432 $5,526 $5,790
American Family $4,924 $5,124 $6,020
GEICO $3,178 $3,320 $3,590
Nationwide $3,996 $3,558 $3,595
Progressive $4,246 $4,469 $4,767
State Farm $2,450 $2,581 $2,734
USAA $2,416 $2,500 $2,621

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Find Cheap Freeport, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Freeport. Compare auto insurance rates in Freeport, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Freeport, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,446 $5,720
American Family $5,356 $5,356
GEICO $3,301 $3,424
Nationwide $3,716 $3,716
Progressive $4,494 $4,494
State Farm $2,588 $2,588
USAA $2,481 $2,544

Find Cheap Freeport, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Freeport, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Freeport, TX, take a look at the average cost for various violations versus rates for a clean driving record in Freeport.

Annual Freeport, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,342 $6,689 $6,958 $4,342
American Family $4,865 $6,236 $5,457 $4,865
GEICO $2,853 $3,787 $3,140 $3,671
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,919 $5,075 $4,573 $4,408
State Farm $2,299 $2,638 $3,118 $2,299
USAA $1,864 $2,771 $3,274 $2,140

Find Cheap Freeport, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Freeport, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Freeport for less when you shop around and compare rates from multiple Freeport, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Freeport, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,958
American Family $5,457
GEICO $3,140
Nationwide $4,772
Progressive $4,573
State Farm $3,118
USAA $3,274

Winners by Category: Where to Buy Cheap Auto Insurance in Freeport, TX

Compare rates from the cheapest auto insurance companies in Freeport, TX for your needs. Take a look at how Freeport, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Freeport, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Freeport, Texas Auto Insurance Companies

If you’re looking for the cheapest Freeport, TX auto insurance companies overall, you can compare them here. Find the best price for Freeport, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Freeport, Texas

Insurance Company Average Annual Rates
Allstate $5,583
American Family $5,356
GEICO $3,363
Nationwide $3,716
Progressive $4,494
State Farm $2,588
USAA $2,512

What affects Freeport, Texas auto insurance rates?

Local factors affect auto insurance rates in Freeport, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Freeport auto insurance rates.

Commute Times in Freeport

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Freeport, TX is 19.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Freeport, TX

You can buy cheap Freeport, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Freeport, Texas auto insurance quotes from top companies.

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