Buy Cheap Freeburg, IL Auto Insurance (2022)

Freeburg, IL auto insurance rates average $282 a month. Minimum auto insurance requirements in Freeburg, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Freeburg, IL, compare Freeburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Freeburg, IL are $282/month
  • Average auto insurance rates in Freeburg, IL after a DUI are $3,937/year
  • The most expensive auto insurance company in Freeburg after a DUI is American Family

Finding affordable Freeburg, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Freeburg, IL auto insurance with confidence is right here. Auto insurance rates in Freeburg are affected by local factors as well as personal ones like your driving record.

See how Freeburg, IL car insurance rates compare to Aurora auto insurance rates, Chicago auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Freeburg.

Don’t buy Freeburg, IL auto insurance until you’ve compared rates. Get free Freeburg, Illinois auto insurance quotes when you enter your ZIP code above.

Freeburg, IL Minimum Auto Insurance Requirements

The required auto insurance in Freeburg, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Freeburg, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Freeburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Freeburg, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Freeburg, IL. Take a look at Freeburg, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Freeburg, Illinois

Insurance Company Poor Fair Good
Allstate $6,046 $4,364 $3,824
American Family $5,263 $3,578 $3,025
Farmers $5,190 $4,364 $4,151
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,369 $2,099 $1,670
Nationwide $4,492 $3,613 $3,159
Progressive $4,675 $3,988 $3,696
State Farm $3,362 $2,016 $1,565
Travelers $3,121 $2,517 $2,043
USAA $3,389 $2,333 $1,925

Buy Cheap Freeburg, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Freeburg, Illinois auto insurance rates? Find out how car insurance rates in Freeburg, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Freeburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,028 $3,042 $3,167 $3,167 $7,843 $10,154 $3,633 $3,922
American Family $2,459 $2,459 $2,251 $2,251 $6,951 $9,645 $2,459 $3,170
Farmers $2,438 $2,437 $2,162 $2,294 $10,565 $11,001 $2,770 $2,880
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,477 $1,597 $1,239 $1,388 $4,830 $5,368 $1,531 $1,604
Nationwide $2,375 $2,419 $2,104 $2,236 $6,607 $8,514 $2,773 $3,012
Progressive $2,346 $2,214 $1,933 $2,020 $8,737 $9,826 $2,809 $3,072
State Farm $1,434 $1,434 $1,292 $1,292 $4,222 $5,356 $1,623 $1,862
Travelers $1,608 $1,696 $1,472 $1,568 $4,712 $5,931 $1,703 $1,794
USAA $1,521 $1,549 $1,419 $1,400 $4,903 $5,401 $2,002 $2,200

Buy Cheap Freeburg, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Freeburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Freeburg, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Freeburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,843 $10,154
American Family $6,951 $9,645
Farmers $10,565 $11,001
GEICO $5,565 $5,775
Liberty Mutual $4,830 $5,368
Nationwide $6,607 $8,514
Progressive $8,737 $9,826
State Farm $4,222 $5,356
Travelers $4,712 $5,931
USAA $4,903 $5,401

Buy Cheap Freeburg, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Freeburg, Illinois by comparing Freeburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Freeburg, IL here.

Annual Auto Insurance Rates for Senior Drivers in Freeburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,167 $3,167
American Family $2,251 $2,251
Farmers $2,162 $2,294
GEICO $1,670 $2,030
Liberty Mutual $1,239 $1,388
Nationwide $2,104 $2,236
Progressive $1,933 $2,020
State Farm $1,292 $1,292
Travelers $1,472 $1,568
USAA $1,419 $1,400

Find Cheap Auto Insurance Rates in Freeburg, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Freeburg, Illinois auto insurance. Compare Freeburg, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Freeburg, Illinois

Insurance Company Low Medium High
Allstate $4,573 $4,738 $4,922
American Family $3,801 $4,101 $3,964
Farmers $4,328 $4,454 $4,923
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,225 $2,372 $2,541
Nationwide $3,730 $3,788 $3,747
Progressive $3,805 $4,117 $4,437
State Farm $2,167 $2,317 $2,459
Travelers $2,394 $2,557 $2,730
USAA $2,367 $2,546 $2,734

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Find Cheap Freeburg, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Freeburg. Compare auto insurance rates in Freeburg, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Freeburg, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,744 $4,744
American Family $3,905 $4,006
Farmers $4,568 $4,568
GEICO $2,792 $2,897
Liberty Mutual $2,379 $2,379
Nationwide $3,755 $3,755
Progressive $4,120 $4,120
State Farm $2,254 $2,374
Travelers $2,460 $2,661
USAA $2,478 $2,621

Find Cheap Freeburg, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Freeburg, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Freeburg, IL, take a look at the average cost for various violations versus rates for a clean driving record in Freeburg.

Annual Freeburg, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,382 $5,780 $5,362 $4,454
American Family $2,909 $4,123 $5,491 $3,300
Farmers $3,859 $4,978 $4,856 $4,580
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $1,981 $2,815 $2,471 $2,251
Nationwide $3,008 $3,920 $4,625 $3,468
Progressive $3,385 $5,059 $3,749 $4,285
State Farm $2,107 $2,522 $2,314 $2,314
Travelers $2,034 $2,670 $2,984 $2,554
USAA $1,819 $2,613 $3,573 $2,192

Find Cheap Freeburg, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Freeburg, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Freeburg for less when you shop around and compare rates from multiple Freeburg, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Freeburg, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,362
American Family $5,491
Farmers $4,856
GEICO $3,948
Liberty Mutual $2,471
Nationwide $4,625
Progressive $3,749
State Farm $2,314
Travelers $2,984
USAA $3,573

Winners by Category: Where to Buy Cheap Auto Insurance in Freeburg, IL

Compare rates from the cheapest auto insurance companies in Freeburg, IL for your needs. Take a look at how Freeburg, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Freeburg, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Freeburg, Illinois Auto Insurance Companies

If you’re looking for the cheapest Freeburg, IL auto insurance companies overall, you can compare them here. Find the best price for Freeburg, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Freeburg, Illinois

Insurance Company Average Annual Rates
Allstate $4,744
American Family $3,955
Farmers $4,568
GEICO $2,844
Liberty Mutual $2,379
Nationwide $3,755
Progressive $4,120
State Farm $2,314
Travelers $2,561
USAA $2,549

What affects Freeburg, Illinois auto insurance rates?

Local factors affect auto insurance rates in Freeburg, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Freeburg auto insurance rates.

Commute Times in Freeburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Freeburg, IL is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Freeburg, IL

You can buy cheap Freeburg, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Freeburg, Illinois auto insurance quotes from top companies.

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