Buy Cheap Fredericksburg, TX Auto Insurance (2021)

Fredericksburg, TX auto insurance rates average $308 a month. Minimum auto insurance requirements in Fredericksburg, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Fredericksburg, TX, compare Fredericksburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fredericksburg is Allstate
  • Average auto insurance rates in Fredericksburg, TX after a DUI are $4,168/year
  • Average auto insurance rates in Fredericksburg, TX are $308/month

Finding affordable Fredericksburg, Texas auto insurance can be challenging, but everything you need to know to buy cheap Fredericksburg, TX auto insurance with confidence is right here. Auto insurance rates in Fredericksburg are affected by local factors as well as personal ones like your driving record.

See how Fredericksburg, TX car insurance rates compare to Houston auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Fredericksburg.

Don’t buy Fredericksburg, TX auto insurance until you’ve compared rates. Get free Fredericksburg, Texas auto insurance quotes when you enter your ZIP code above.

Fredericksburg, TX Minimum Auto Insurance Requirements

The required auto insurance in Fredericksburg, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Fredericksburg, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Fredericksburg, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fredericksburg, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fredericksburg, TX. Take a look at Fredericksburg, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fredericksburg, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $6,159 $3,846 $3,348
GEICO $4,718 $2,677 $1,790
Nationwide $4,195 $3,365 $2,927
Progressive $5,619 $4,859 $4,504
State Farm $3,728 $2,318 $1,845
USAA $3,239 $1,855 $1,488

Buy Cheap Fredericksburg, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fredericksburg, Texas auto insurance rates? Find out how car insurance rates in Fredericksburg, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fredericksburg, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,755 $3,054 $2,522 $2,879 $6,956 $9,118 $3,893 $4,430
GEICO $2,298 $2,470 $2,206 $2,485 $4,933 $5,141 $2,481 $2,482
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,644 $2,527 $2,352 $2,397 $11,176 $12,482 $3,156 $3,219
State Farm $1,878 $1,878 $1,662 $1,662 $4,339 $5,500 $2,031 $2,095
USAA $1,418 $1,436 $1,348 $1,350 $3,848 $4,219 $1,889 $2,045

Buy Cheap Fredericksburg, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fredericksburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fredericksburg, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fredericksburg, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $6,956 $9,118
GEICO $4,933 $5,141
Nationwide $6,162 $7,918
Progressive $11,176 $12,482
State Farm $4,339 $5,500
USAA $3,848 $4,219

Buy Cheap Fredericksburg, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Fredericksburg, Texas by comparing Fredericksburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fredericksburg, TX here.

Annual Auto Insurance Rates for Senior Drivers in Fredericksburg, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,522 $2,879
GEICO $2,206 $2,485
Nationwide $1,957 $2,074
Progressive $2,352 $2,397
State Farm $1,662 $1,662
USAA $1,348 $1,350

Find Cheap Auto Insurance Rates in Fredericksburg, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fredericksburg, Texas auto insurance. Compare Fredericksburg, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fredericksburg, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $4,179 $4,307 $4,866
GEICO $2,904 $3,022 $3,260
Nationwide $3,769 $3,346 $3,372
Progressive $4,783 $4,976 $5,224
State Farm $2,499 $2,623 $2,769
USAA $2,129 $2,187 $2,267

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Find Cheap Fredericksburg, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fredericksburg. Compare auto insurance rates in Fredericksburg, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fredericksburg, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,887 $5,118
American Family $4,451 $4,451
GEICO $3,003 $3,121
Nationwide $3,496 $3,496
Progressive $4,994 $4,994
State Farm $2,630 $2,630
USAA $2,166 $2,222

Find Cheap Fredericksburg, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Fredericksburg, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fredericksburg, TX, take a look at the average cost for various violations versus rates for a clean driving record in Fredericksburg.

Annual Fredericksburg, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $4,061 $5,159 $4,523 $4,061
GEICO $2,601 $3,415 $2,879 $3,352
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,351 $5,632 $5,085 $4,909
State Farm $2,353 $2,678 $3,137 $2,353
USAA $1,647 $2,408 $2,833 $1,889

Find Cheap Fredericksburg, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fredericksburg, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Fredericksburg for less when you shop around and compare rates from multiple Fredericksburg, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fredericksburg, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,233
American Family $4,523
GEICO $2,879
Nationwide $4,489
Progressive $5,085
State Farm $3,137
USAA $2,833

Winners by Category: Where to Buy Cheap Auto Insurance in Fredericksburg, TX

Compare rates from the cheapest auto insurance companies in Fredericksburg, TX for your needs. Take a look at how Fredericksburg, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fredericksburg, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Fredericksburg, Texas Auto Insurance Companies

If you’re looking for the cheapest Fredericksburg, TX auto insurance companies overall, you can compare them here. Find the best price for Fredericksburg, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Fredericksburg, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $4,451
GEICO $3,062
Nationwide $3,496
Progressive $4,994
State Farm $2,630
USAA $2,194

What affects Fredericksburg, Texas auto insurance rates?

Local factors affect auto insurance rates in Fredericksburg, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Fredericksburg auto insurance rates.

Auto Theft in Fredericksburg

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fredericksburg, TX auto theft show a total of 6 vehicle thefts annually.

Commute Times in Fredericksburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fredericksburg, TX is 16.0 minutes according to City-Data.

Traffic in Fredericksburg

How is traffic in Fredericksburg, Texas? Inrix data shows that Fredericksburg, TX traffic makes it the 723rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fredericksburg, TX

You can buy cheap Fredericksburg, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fredericksburg, Texas auto insurance quotes from top companies.

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