Buy Cheap Fredericksburg, OH Auto Insurance (2021)

Fredericksburg, OH auto insurance rates average $228 a month. Minimum auto insurance requirements in Fredericksburg, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Fredericksburg, OH, compare Fredericksburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Fredericksburg is Liberty Mutual
  • Average auto insurance rates in Fredericksburg, OH after a DUI are $3,171/year
  • Average auto insurance rates in Fredericksburg, OH are $228/month

Finding affordable Fredericksburg, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Fredericksburg, OH auto insurance with confidence is right here. Auto insurance rates in Fredericksburg are affected by local factors as well as personal ones like your driving record.

See how Fredericksburg, OH car insurance rates compare to Columbus auto insurance rates, Dayton auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in Fredericksburg.

Don’t buy Fredericksburg, OH auto insurance until you’ve compared rates. Get free Fredericksburg, Ohio auto insurance quotes when you enter your ZIP code above.

Fredericksburg, OH Minimum Auto Insurance Requirements

The required auto insurance in Fredericksburg, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Fredericksburg, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Fredericksburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Fredericksburg, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fredericksburg, OH. Take a look at Fredericksburg, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fredericksburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,867 $2,812 $2,352
American Family $1,971 $1,340 $1,134
Farmers $3,849 $3,239 $3,084
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,200 $3,800 $2,976
Nationwide $3,783 $3,049 $2,575
Progressive $3,813 $3,294 $3,079
State Farm $3,361 $2,078 $1,638
Travelers $3,404 $2,957 $2,759
USAA $1,792 $1,268 $1,081

Buy Cheap Fredericksburg, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fredericksburg, Ohio auto insurance rates? Find out how car insurance rates in Fredericksburg, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fredericksburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,023 $2,020 $1,819 $1,946 $5,530 $6,325 $2,134 $2,285
American Family $922 $958 $841 $845 $2,846 $3,094 $1,142 $1,204
Farmers $1,824 $1,816 $1,608 $1,691 $7,849 $8,132 $2,052 $2,156
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,007 $2,191 $1,543 $1,874 $10,574 $11,952 $2,131 $2,331
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,746 $1,647 $1,449 $1,498 $7,785 $8,767 $2,099 $2,172
State Farm $1,433 $1,433 $1,275 $1,275 $4,380 $5,499 $1,663 $1,911
Travelers $1,423 $1,445 $1,411 $1,401 $6,015 $9,442 $1,481 $1,704
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Fredericksburg, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fredericksburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fredericksburg, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fredericksburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,530 $6,325
American Family $2,846 $3,094
Farmers $7,849 $8,132
GEICO $3,519 $3,281
Liberty Mutual $10,574 $11,952
Nationwide $5,290 $6,843
Progressive $7,785 $8,767
State Farm $4,380 $5,499
Travelers $6,015 $9,442
USAA $2,571 $2,863

Buy Cheap Fredericksburg, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Fredericksburg, Ohio by comparing Fredericksburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fredericksburg, OH here.

Annual Auto Insurance Rates for Senior Drivers in Fredericksburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,819 $1,946
American Family $841 $845
Farmers $1,608 $1,691
GEICO $1,232 $1,237
Liberty Mutual $1,543 $1,874
Nationwide $1,900 $1,918
Progressive $1,449 $1,498
State Farm $1,275 $1,275
Travelers $1,411 $1,401
USAA $798 $797

Find Cheap Auto Insurance Rates in Fredericksburg, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fredericksburg, Ohio auto insurance. Compare Fredericksburg, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fredericksburg, Ohio

Insurance Company Low Medium High
Allstate $2,917 $3,005 $3,109
American Family $1,458 $1,493 $1,494
Farmers $3,238 $3,347 $3,588
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,168 $4,347 $4,461
Nationwide $3,466 $3,040 $2,901
Progressive $3,291 $3,372 $3,522
State Farm $2,258 $2,365 $2,454
Travelers $2,969 $3,079 $3,072
USAA $1,323 $1,379 $1,440

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Find Cheap Fredericksburg, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fredericksburg. Compare auto insurance rates in Fredericksburg, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fredericksburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,010 $3,010
American Family $1,464 $1,499
Farmers $3,391 $3,391
GEICO $1,792 $1,857
Liberty Mutual $4,325 $4,325
Nationwide $3,136 $3,136
Progressive $3,395 $3,395
State Farm $2,302 $2,415
Travelers $3,040 $3,040
USAA $1,328 $1,433

Find Cheap Fredericksburg, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Fredericksburg, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fredericksburg, OH, take a look at the average cost for various violations versus rates for a clean driving record in Fredericksburg.

Annual Fredericksburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,538 $3,063 $3,576 $2,864
American Family $1,419 $1,502 $1,502 $1,502
Farmers $2,793 $3,595 $3,506 $3,670
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,664 $4,765 $4,240
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,926 $3,983 $3,114 $3,559
State Farm $2,154 $2,563 $2,359 $2,359
Travelers $2,241 $2,917 $4,396 $2,608
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Fredericksburg, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fredericksburg, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Fredericksburg for less when you shop around and compare rates from multiple Fredericksburg, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fredericksburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,576
American Family $1,502
Farmers $3,506
GEICO $2,571
Liberty Mutual $4,765
Nationwide $4,062
Progressive $3,114
State Farm $2,359
Travelers $4,396
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Fredericksburg, OH

Compare rates from the cheapest auto insurance companies in Fredericksburg, OH for your needs. Take a look at how Fredericksburg, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fredericksburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Fredericksburg, Ohio Auto Insurance Companies

If you’re looking for the cheapest Fredericksburg, OH auto insurance companies overall, you can compare them here. Find the best price for Fredericksburg, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Fredericksburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,010
American Family $1,482
Farmers $3,391
GEICO $1,824
Liberty Mutual $4,325
Nationwide $3,136
Progressive $3,395
State Farm $2,359
Travelers $3,040
USAA $1,380

What affects Fredericksburg, Ohio auto insurance rates?

Local factors affect auto insurance rates in Fredericksburg, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Fredericksburg auto insurance rates.

Commute Times in Fredericksburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fredericksburg, OH is 22.2 minutes according to City-Data.

Traffic in Fredericksburg

How is traffic in Fredericksburg, Ohio? Inrix data shows that Fredericksburg, OH traffic makes it the 723rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fredericksburg, OH

You can buy cheap Fredericksburg, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fredericksburg, Ohio auto insurance quotes from top companies.

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