Buy Cheap Fredericksburg, IA Auto Insurance (2021)

Fredericksburg, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Fredericksburg, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Fredericksburg, IA, compare Fredericksburg auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Fredericksburg, IA for teens drivers are $5,568/year
  • The most expensive auto insurance company in Fredericksburg after a DUI is Travelers
  • Average auto insurance rates in Fredericksburg, IA are $245/month

Finding affordable Fredericksburg, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Fredericksburg, IA auto insurance with confidence is right here. Auto insurance rates in Fredericksburg are affected by local factors as well as personal ones like your driving record.

See how Fredericksburg, IA car insurance rates compare to Ames auto insurance rates, Ankeny auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Fredericksburg.

Don’t buy Fredericksburg, IA auto insurance until you’ve compared rates. Get free Fredericksburg, Iowa auto insurance quotes when you enter your ZIP code above.

Fredericksburg, IA Minimum Auto Insurance Requirements

The required auto insurance in Fredericksburg, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Fredericksburg, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Fredericksburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Fredericksburg, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Fredericksburg, IA. Take a look at Fredericksburg, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Fredericksburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,819 $2,807 $2,359
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $2,733 $2,188 $1,972
State Farm $3,084 $1,908 $1,505
Travelers $6,151 $5,240 $4,988
USAA $2,419 $1,660 $1,437

Buy Cheap Fredericksburg, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Fredericksburg, Iowa auto insurance rates? Find out how car insurance rates in Fredericksburg, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fredericksburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,935 $1,935 $1,730 $1,730 $5,143 $7,223 $1,935 $2,331
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,658 $1,610 $1,367 $1,413 $3,839 $4,344 $1,996 $2,151
State Farm $1,423 $1,423 $1,245 $1,245 $3,777 $4,797 $1,598 $1,819
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

Buy Cheap Fredericksburg, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Fredericksburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fredericksburg, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Fredericksburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,143 $7,223
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $3,839 $4,344
State Farm $3,777 $4,797
Travelers $10,824 $17,213
USAA $3,305 $3,514

Buy Cheap Fredericksburg, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Fredericksburg, Iowa by comparing Fredericksburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fredericksburg, IA here.

Annual Auto Insurance Rates for Senior Drivers in Fredericksburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,730 $1,730
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,367 $1,413
State Farm $1,245 $1,245
Travelers $2,418 $2,428
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in Fredericksburg, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Fredericksburg, Iowa auto insurance. Compare Fredericksburg, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Fredericksburg, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,011 $3,161 $2,812
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $2,174 $2,304 $2,414
State Farm $2,068 $2,177 $2,253
Travelers $5,164 $5,540 $5,674
USAA $1,745 $1,844 $1,926

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Find Cheap Fredericksburg, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Fredericksburg. Compare auto insurance rates in Fredericksburg, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Fredericksburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $2,960 $3,030
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,297 $2,297
State Farm $2,114 $2,218
Travelers $5,459 $5,459
USAA $1,771 $1,905

Find Cheap Fredericksburg, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Fredericksburg, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fredericksburg, IA, take a look at the average cost for various violations versus rates for a clean driving record in Fredericksburg.

Annual Fredericksburg, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,162 $3,167 $4,108 $2,542
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $1,855 $3,004 $2,010 $2,322
State Farm $2,010 $2,322 $2,166 $2,166
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,405 $1,885 $2,451 $1,613

Find Cheap Fredericksburg, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Fredericksburg, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Fredericksburg for less when you shop around and compare rates from multiple Fredericksburg, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Fredericksburg, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,359
American Family $4,108
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,961
Nationwide $3,597
Progressive $2,010
State Farm $2,166
Travelers $7,086
USAA $2,451

Winners by Category: Where to Buy Cheap Auto Insurance in Fredericksburg, IA

Compare rates from the cheapest auto insurance companies in Fredericksburg, IA for your needs. Take a look at how Fredericksburg, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Fredericksburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Fredericksburg, Iowa Auto Insurance Companies

If you’re looking for the cheapest Fredericksburg, IA auto insurance companies overall, you can compare them here. Find the best price for Fredericksburg, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Fredericksburg, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $2,995
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,297
State Farm $2,166
Travelers $5,459
USAA $1,838

What affects Fredericksburg, Iowa auto insurance rates?

Local factors affect auto insurance rates in Fredericksburg, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Fredericksburg auto insurance rates.

Commute Times in Fredericksburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fredericksburg, IA is 17.9 minutes according to City-Data.

Traffic in Fredericksburg

How is traffic in Fredericksburg, Iowa? Inrix data shows that Fredericksburg, IA traffic makes it the 723rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Fredericksburg, IA

You can buy cheap Fredericksburg, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fredericksburg, Iowa auto insurance quotes from top companies.

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