Buy Cheap Frederica, DE Auto Insurance (2021)

Frederica, DE auto insurance rates average $453 a month. Minimum auto insurance requirements in Frederica, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Frederica, DE, compare Frederica auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Frederica, DE for teens drivers are $9,739/year
  • Average auto insurance rates in Frederica, DE are $453/month
  • The most expensive auto insurance company in Frederica is Liberty Mutual

Finding affordable Frederica, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Frederica, DE auto insurance with confidence is right here. Auto insurance rates in Frederica are affected by local factors as well as personal ones like your driving record.

See how Frederica, DE car insurance rates compare to Newark auto insurance rates, Elsmere auto insurance rates, and Dover auto insurance rates before you read more about the cost of auto insurance in Frederica.

Don’t buy Frederica, DE auto insurance until you’ve compared rates. Get free Frederica, Delaware auto insurance quotes when you enter your ZIP code above.

Frederica, DE Minimum Auto Insurance Requirements

The required auto insurance in Frederica, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Frederica, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Frederica, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Frederica, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Frederica, DE. Take a look at Frederica, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Frederica, Delaware

Insurance Company Poor Fair Good
Allstate $7,357 $5,221 $4,622
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,452 $3,700 $3,371
Progressive $4,434 $3,885 $3,592
State Farm $6,095 $3,357 $2,491
Travelers $3,754 $3,098 $3,236
USAA $3,517 $1,706 $1,233

Buy Cheap Frederica, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Frederica, Delaware auto insurance rates? Find out how car insurance rates in Frederica, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Frederica, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,406 $3,345 $2,990 $3,144 $11,827 $13,757 $3,587 $3,810
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,686 $2,664 $2,452 $2,442 $6,323 $8,008 $2,974 $3,176
Progressive $1,889 $1,750 $1,665 $1,696 $9,588 $10,610 $2,310 $2,255
State Farm $2,516 $2,516 $2,318 $2,318 $7,162 $9,253 $2,822 $2,943
Travelers $1,348 $1,352 $1,331 $1,295 $7,380 $11,219 $1,433 $1,544
USAA $1,198 $1,179 $1,110 $1,108 $4,357 $5,117 $1,500 $1,646

Buy Cheap Frederica, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Frederica can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Frederica, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Frederica, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,827 $13,757
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $6,323 $8,008
Progressive $9,588 $10,610
State Farm $7,162 $9,253
Travelers $7,380 $11,219
USAA $4,357 $5,117

Buy Cheap Frederica, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Frederica, Delaware by comparing Frederica senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Frederica, DE here.

Annual Auto Insurance Rates for Senior Drivers in Frederica, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,990 $3,144
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,452 $2,442
Progressive $1,665 $1,696
State Farm $2,318 $2,318
Travelers $1,331 $1,295
USAA $1,110 $1,108

Find Cheap Auto Insurance Rates in Frederica, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Frederica, Delaware auto insurance. Compare Frederica, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Frederica, Delaware

Insurance Company Low Medium High
Allstate $5,288 $5,793 $6,119
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,837 $3,774 $3,911
Progressive $3,470 $4,018 $4,424
State Farm $3,719 $3,990 $4,234
Travelers $3,155 $3,470 $3,464
USAA $2,012 $2,148 $2,297

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Frederica, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Frederica. Compare auto insurance rates in Frederica, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Frederica, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,733 $5,733
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,841 $3,841
Progressive $3,970 $3,970
State Farm $3,845 $4,117
Travelers $3,363 $3,363
USAA $2,129 $2,175

Find Cheap Frederica, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Frederica, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Frederica, DE, take a look at the average cost for various violations versus rates for a clean driving record in Frederica.

Annual Frederica, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,868 $5,804 $6,752 $5,509
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $3,065 $3,065 $5,612 $3,621
Progressive $3,421 $4,532 $3,896 $4,032
State Farm $3,610 $4,351 $3,981 $3,981
Travelers $2,876 $2,884 $4,679 $3,012
USAA $1,776 $1,776 $3,029 $2,027

Find Cheap Frederica, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Frederica, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Frederica for less when you shop around and compare rates from multiple Frederica, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Frederica, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,752
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,612
Progressive $3,896
State Farm $3,981
Travelers $4,679
USAA $3,029

Winners by Category: Where to Buy Cheap Auto Insurance in Frederica, DE

Compare rates from the cheapest auto insurance companies in Frederica, DE for your needs. Take a look at how Frederica, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Frederica, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Frederica, Delaware Auto Insurance Companies

If you’re looking for the cheapest Frederica, DE auto insurance companies overall, you can compare them here. Find the best price for Frederica, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Frederica, Delaware

Insurance Company Average Annual Rates
Allstate $5,733
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,841
Progressive $3,970
State Farm $3,981
Travelers $3,363
USAA $2,152

What affects Frederica, Delaware auto insurance rates?

Local factors affect auto insurance rates in Frederica, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Frederica auto insurance rates.

Commute Times in Frederica

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Frederica, DE is 24.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Frederica, DE

You can buy cheap Frederica, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Frederica, Delaware auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption